Lets discuss and review Acorns Investment App, go over all of its features, and whether or not it’s actually a good value – Enjoy! Add me on Instagram: GPStephan
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What is Acorns?
The basic premise is that they’re an app that helps automate your investing. And their most notable feature, in my opinion, would be their “round up” feature – this lets you invest the spare change from what you spend, and you can just “round up” every single purchase to the nearest dollar to invest the difference.
They also give you the option to setup recurring investments on a daily, weekly, or monthly basis… again, the entire purpose of this app is just to help automate regular and consistent investing. They’ll also let you see, real time, what your investments COULD be worth depending on your contributions…so it’s really meant to get you thinking about the long term.
Now in terms of WHAT they invest in, they say “Your investments are then diversified across more than 7,000 stocks and bonds and automatically rebalanced when the market fluctuates.” So basically, they’re investing in broad funds that track the market, very similar to the vanguard index funds I always talk about on the channel.
And when it comes to this, Acorns is what’s called a Robo-Advisor – this has definitely gained some popularity lately with other companies like Wealthfront, Bettermint, and M1 Finance to name a few.
If we go to their pricing tier, we can see that their basic service begins at $1 per month:
With that, you get the Automated investing where they round up the charge and invest the difference
Then, for $2 per month, you get access to all of that, plus Acorns Later – which is their IRA.
And finally…for $3 per month, you’ll get access to their checking account with debit card.
So overall, looking through everything on Acorns and spending way too much time on this…here are my thoughts and what I REALLY think of it:
Acorns simplifies investing and making it incredibly easy, to the point where you don’t need to think about it. The concept of rounding up is clever, it’s gimmicky, and I can see how it works. If Americans aren’t going to think about investment, they can just invest on Autopilot without making any difference whatsoever except for setting up an Acorns account. So from that perspective, I really like it.
HOWEVER…what I consider a negative for Acorns, is that if you just want to straight up invest a small amount of money into an index fund…and what to do it for TOTALLY FREE, you can do that with Fidelity.
If you’re investing with more money, Acorns slowly becomes more and more worth it as the $1 fee becomes a smaller percentage of the total amount you have invested.
BUT…I’ll admit, using Acorns is WAY better than doing nothing. For people who just can’t seem to save and invest any money, or don’t really take an interest to investing…this is BY FAR better than the alternative of just not investing.
Just my opinion, not financial advice.
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com
I kept getting Robin Hood adds.
Damn I get charged ATM fees then my bank charges me fees on top of that if I use a non chase ATM
Can I connect a credit card to acords and it round that transaction up to a savings or investment?
Thank you
For all the
Iced coffee you consumed for us ?
Acorn sucks makes u no money design to waste your money.
9:24 SMH… it’s called CALIFORNIA ?♀️?
Thank You So Much‼️?
Okay I spent 150 $ in investments just put in a dollar and there hopefully in 12 months it will be up to 1000 and I will have made atleast 100 in investments but I want to know more. Can I take that money out and reinvest it and have compound interest
Thanks for info..
Didn’t see the like button request coming at all this time.. you get a well earned like my friend!
2:01
2;01
I want to know how easy it is to stop using acorn, after trying it. I’m a beginner, thank you.
I appreciate your time to explain this. Thank you.
You didn’t mention the fact that acorns offers $800 for inviting four or five friends nearly every month. Is this actually true? Cuz I have referred a few people and got nothing
All think is having a savings investing account with Acorns is way better than having all my money in a bank that charge me $12 every month for nothing ??
God bless you, your videos have really made a difference in my life
bro i done everything for a password and it doesn’t accept anything
thank you
Do you suggest someone does this if they are basically living check to check?
What about when tax season
I wannna try the fidelity but is not working here in guam
Wait, a gentle tap or a firm tap?
I’m paying $5 a month for acorns. And I’m a college student.
Does anybody knows an App , who can round up your credit cards and put it in a Roth IRA or a saving ? ( which i can later put in a Roth IRA
I’m currently doing self & acorns plus my regular capital one savings account & just started my 401K
mefta muhammed
I don’t swipe my card enough for this to be worth. I use cash whenever I can to make sure I’m within budget. Use a card on gas and anything online to keep a good credit.
Splash ? is Here ???
SplashWoRld?The Greatest
Bro please tell me where you got the Dino skull I want one
I have Raiz, which was Acorns, in Australia and use the rewards program when I need to buy online…the reinvested savings basically nullify the fees. Worth it! ?⭐?
I don’t know if this is because the app has changed and upgraded since this video came out, but I do not have the option of $1 and $2 monthly. I only have $3 and $5 🙁
Can u please tell me more about vanguard. I’ve never invested in anything before.
Thank you!!!!!!
THEY’TE OFFERING FREE CHECKING DEBIT CARD IN ANY ACCOUNT NOW!!
How much would you charge to teach to invest?
what about the beneficiary, who gets it if your dead?
You fill in the information when you sign up, did you even read that part?
MARIJUANA!
I too enjoy Iced Coffee.
Why have you been ignoring your viewers for so long? Just wondering ?
One question within a year if you decide to cash out how is it is it is it difficult do you have to go through a process
I got a 60% return in a couple days recently. I got the account to test it out, and when I saw that big jump I got a little concerned that it could be a scam. I’ve had my share of losses too, specially around the end of last year into the begging of this year, but its good to know it’s not just some guy typing in a number.
I wonder what your opinion would be now that they updated to $3 for just the normal plan
So basically this is just a whole bunch of “savings offer” like sure u can have a savings account but dont banks offer just like acorn does? 10% off this and that grow money but yet you work for it i don’t understand what this even help anyone with tbh if its similar to banks
Not remotely, you are investing in the market, you get gains and dividends, a savings account at a bank is a flat rate, very stable but very low. Watch other videos on Acorns if you are confused, but banks don’t do anything like this.
Does acorns take the monthly fee out from your investment balance or your card on file?
Card on file
This app has allowed me to force myself to save more. Direct deposit 10%. Half goes to the IRA and the other half to the investment account. I keep the debit card at home tucked away.
Acorns is garbage. I thought the round-up system was straight out of their pocket, but it’s 100% all your money. Might as well just have some self-discipline and invest in stocks yourself.
@thexorode no it’s an opinion
@vadeepest07 stating that Acorns is garbage is an assumption?
@thexorode if it’s obvious then how did you assume different?
@vadeepest07 yes thank you for pointing out the obvious
@thexorode well that is how you invest, it’s not a 401k….
I love it because its easy to understand lol
Hey! You have any idea about acorns-wallet??
I recently load up some amount of bitcoin on my acorns wallet through a video I watch. I’m stuck on how to sell my BTC.
Acorns is no longer free for students, and they’re customer service sucks ?
I’m a highschool student that wants to invest something rather than nothing since I don’t have a job (scholarships you know? ?). I don’t have a need to touch my money for decades, what do you think I should do?
I started using acorns November, 2021. (Aggressive) Put in $100, have been using the $5 recurring deposit weekly. Current acc invested 210, value 193.87.
@samita smart ass
Great. Please could you put me through??
It seems you know much about this investment
I had over 500 lol, I had forgot I even started an account
What would you suggest for besides acorn. Because I would like to start, but all the other apps I sawed either need for you to have some credit history. But the thing is I don’t have that. What would you recommend?
Acorns doesn’t require credit history…….
Does acorn requires credit history?
Thank you so much for this video. For me, the information was helping in deciding that Acorns is not a good fit. I’m sure it’s good for many, but just not for my needs. So glad I saw this first.
Started this video off with an acorn ad????
So the only way to add money into it is to use your debit card hundreds of times ? What if you only use your card a couple of times a week?
I think the fee is worth it, but as he was saying, I’m someone who typically doesn’t have a savings and am entirely a novice when It comes to investments. I think it’s a good tool for beginners to see the big picture of how assets should work.
You’re wearing a light gray shirt in your caption and a dark gray shirt in the video how did you get so smart?
Question, is it safe for me to put my kids Social security on Acorns because I decide to close my account?
What kind of question is that?
If I am a beginner don’t know much how do I invest in stocks? And if I invest do I invest in one or more than one? Also how much should I invest to make at least a medium profit than small based on one or more stock?
fk acorns scammers keep charging me even when i tell them to take me off they havent made me any money
Acorns recently upped their monthly fee from $1 to $3… Is it still worth it?
If you start an account with $200, 3$ is 1.5% that’s pretty low don’t you think?
Joining the Grand Stephan Show now…. I like you ?? new follower alert ⚠️ ? ?
Am I way to late to invest in Shiba? Help me out please?
Watching this video so i can form an opinion that magically ✨aligns with your view
I think You need to Update Your Self
Praise you
Round-up didn’t work for TWO credit cards I tried. Acorns said is was shared but didn’t link them to my account. SCAM! Acorns makes promises I can’t keep. AVOID ACORNS!!! SCAM! SCAM! SCAM!
????
You’re Great.
Sooo… WHAT’S the truth about Acorns?
I must have a dirty mind because when I heard grow magazine….. well.
Lmao as a car guy the daddy Doug reference was appreciated
I like this. I just decided to use them as my primary checking account cause my bank was about to charge me monthly fees.
Hey man, that was amazing. Thank you for breaking acorns down and fidelity(helping me understand the diff). I liked ur vid, so don’t worry. U always come out w bangers ??
197K likes and 0 dislikes. This guy is the real deal.
Never, huh…?
Is there a minimum time you have to keep your portfolio open and are there fees for closing your account?
Talked me out of it. Thanks! I don’t do business with banks that charge maintenance fees, and I never use ATMs. I can save without putting money into a separate account that is going to cost 1.2% more than it earns.
@vadeepest07 Which part did you not understand? Maybe I can rephrase it to make better sense.
Your comment made no sense….
Ironic that an Acorn ad played before this lol
This is Acorn Investing……… holds your blank white iPhone screen. Lol. Sorry
I think may be good for people with bad saving habits and credit ! Why would I use a debit card if I can get business class flights or free hotel stays for using a credit card instead of acorns debit ?
What percentage of people are flying business class….that is a dumb comment, the debit card is a perk, you can simply transfer money every week or month and forget about it and as the market grows your nest egg grows. You should listen to the whole video.
Checking this in 2022 and it’s now $3/month ?
Still really cheap
What the hell is “rounding up to the nearest dollar”? I just wanna throw my money on some stocks and ETFs, the heck is rounding up?
Did you watch the whole video, he explains it
So we all get a balance for Acorns Round Ups I know they round up to the nearest dollar and invest your spare change ok however and they say this helps your money grow right however unlike your other acorns balance that you can withdraw from the acorns round up amount is something that you can not withdraw from I have a very decent balance for round ups but what can I do with it if I want to use it is this an amount that I can eventually cash out from? do I need to wait for a certain amount of time or years before that is an amount of money that I gain access to I need some one to be more elaborate on the benefits of Round Ups in the long term.
If you just take out the R… I’m done ? laughing out.
Loved his sense of humor when he said “don’t take advice from a YouTuber making videos from his garage”. Lol
THANK YOU BROTHA!!! GREAT WORK!! I SUBSCRIBED AND CLICKED LIKE TO THANK YOU SIR!
@Graham it’s good to be back and watch your videos. I was in a coma but I’m finally back and loving your finance videos did not change.
Is not really investing dude is saving what u saying ? people this app worthless just saving invested lots u might make 1$ profit unbelievable incredible not rocket science not just playing rocket science is garbage .
Your English is terrible, and its investing in the market that is why you have gains and dividends.
Why don’t you post “free videos” without asking like it , subscribe or bell notifications etc….
Does anybody know if fidelity auto invest for you?
Yes Fidelity has Fidelity Go.
Thanks for this info!
?
the tap was gentle, but firm
Every single expense I have I put on my credit card where I earn points and cash back, nothing gets put on my checking account debit card. I pay my credit card off once a month using my checking account ( paycheck ) can my acorns account be linked to my credit card instead?
Then just do a recurring deposit from your checking account and don’t worry about roundups
Who to trust… someone who obviously films before these apps on a green screen.
To be brutally honest, acorns’ target market is lower income people who doesn’t know too much about finance and don’t care about investing. Also tbh if u think about it, 12 dollars a year really isn’t a lot. Most of us spend way more than 12 dollars a month on tv.
I don’t think they do the college student discount anymore, anyone know anything about this?
Thanks for the review. Much appreciated.
Even with the current $3 fee per month, $3 over a 40 years is $1440 total to have the account running… thats a small figure imo when my account is predicted to increase a couple hundred thousand in profits. What do you think?
Backing into the performance using portfolio visualizer website and Acorn’s most aggressive portfolio, it still under performs Charles Schwab or Vanguard’s 70/30 mix with higher expense ratio and account fees.
– 70% VTI and 30% VXUS via M1 Finance
– 70% SCHB and 30% SCHF via M1 Finance
Butt, hahaha thanks Graham
❤️❤️❤️❤️❤️❤️
🙂
Acorn and cars for kids both money LAUNDERING scams.. stealing money.
So what I got from this..Unless you’ve got 3k..your wasting your time. Got it. (Get 3k!)
Hit the like button on the second request cuz it caught me off guard and made me laugh
Acorns was a great start for me, I was the type of person to blow my paycheck and not save anything. Having acorns being an extra layer to making access to that money much more tidious. I now have actual money saved that is working for me!
couldnt redeem your 5$
its now $3/month for the basic, need to delete this app its an absolute scam
LOL ,, “But” ….
I never got the fee on this tbh. I’m paying them, to make and lose my money and make money from my money that I let them borrow? Shouldn’t they be paying me? Lol
I just thought I’d mention the fact that you made that joke about Doug is what drove me to like the video even faster.?
I be watching ur videos
I just Yolo everything on KO
What the best app yo buy stock
I only gave you a dislike just for specifying that you drink iced coffee
I am starting to use Acorn right now as an 18 year old college student. Let’s see how it goes.
By the way I would really like to hear more about expense ratios on dividend funds! Could you make a video of that please?
If you are a college student how should you go about signing up?
U got me to smash that like button after he used a actual butt for but ???? I’m trinna be serious man ‼️‼️‼️??
Lol grateful for your research! Respect!
Which fidelity app is he speaking about?
I’m currently investing with Acorns. Can I go negative or even owe money to Acorns while investing with them ?
Thank you for this information Sir, we appreciate the help
How much % do they charge if you decide to use the savings or cash out if it isn’t for you? Do you actually have access to the $ if needed for emergencies?
I don’t get it don’t you get the acorns linked to checking bank account ? Why do I need a debit card
Just cut my weed budget by $12 a year…awesome
4:17 nothing like good old420
3:48 take out the R and im done too!
You ever think about going into the good side of politics once your in you see the lack of for the people because there for there party even tho the blank makes shtuff difficult
12:07
This app sounds awesome but if there is fees then what is the point
Grams the type of guy to go to college to avoid acorn fees
Thank you for this video kind sir
Acorn absolutely sucks they absolutely do not pay any referrals for the bonuses then when you pull out money they charge you 10% it’s a f****** scam
Brilliant!!! I’m smashing the ?? bottom in 1…2…3 !!! You just saved me hours of research and days of aggravation, which you’ve been to close a future acct with them!!! Thank you soooo much!!! ??
its 3/mo now… not 1/mo.
3:55
Me, a college student:
???
To save me from even watching the rest of the video basically its an app to take people’s money and make the rich richer
How good of an idea will it be to invest with three different investment apps and a beginner?
Hey guys does setting up an acorn account go against your credit?? Like drop it by setting up an account.
am interested and am in Ghana how do I get started pls I need your help
Bro just made 10K in referrals
Acorns is alot like those pyramid or mlm ” for every friend you refer, you get “….
The fixed italy differently applaud because donna locally hop circa a grateful gratis frog. even excellent excited, sincere selection
Is Acorns FDIC?
Unrelated but I love how it looks like your T-Rex is eating your laptop
Hey Graham I use my discover Bank card At QT gas station at their ATM free No fees
Graham do you have a video on M1?
Thanks for the advice and research.
13:25 – 13:50 how do I do that?
I just paid you with a like ?? ???
You didn’t mention a couple of things I was interested in hearing about with this company. Safety. And the idea of them tracking your spending. I mean knowing what consumers are consuming has to be worth money- right Mark Zuckerberg ? Anyway, with that latter point in mind, I was surprised to hear they charged anyhing for their service.
Notice how he said a gentle tap and then a firm tap
Maybe an updated video since the structure has changed some?
Thanks for watching
Don’t forget to hit the subscriber button for consultation and investment advice
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A dollar is a dollar
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bitcoin 10:40
Used to steal clothes was considered a thief
Until I started hustlin’ on Fulton Street
Makin’ loot, knockin’ boots on the regular
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Put 2k in it and in less than a week it lost me $20 and it hasn’t been going up. It only goes up when more money is put in
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Butt!!
Make a new video on acorn investing!!!! Plz
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During the dreadful lockdown I made lots of profit investing with Mrs Edith Dalton, I was able to build a big income stream still hungry for more profits.
Mrs Edith is obviously the best, I invested $1400 and she made profit of $5230 for me just in 15 days. She helped me recover what I lost trying to trade my self
That must be a really huge investment, that’s amazing , my husband and I have made huge investments with her too
@Donald Richie that’s her T E L E G M I.D
Mrs Edith has changed my financial status for the best.all thanks to my aunty who introduced her to me
@Donald Richie @investwithedith
So Robinhood is better than Acorns?? Thanks for this info
Nope, if it’s going to cost me forget… nope, nope, nope…. I’m poor, forget it!!!
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Do a video about acorns
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I want to invest but I don’t know which app best…
For<<<>>> more beneficiary >>><<>><<}and guide with good >>><> spammers under this comment <<<<>>>
Liked, subscribed, and thank you
For<<<>>> more beneficiary >>><<>><<}and guide with good >>><> spammers under this comment <<<<>>>
Thanks for the in-depth report
For<<<>>> more beneficiary >>><<>><<}and guide with good >>><> spammers under this comment <<<<>>>
I’ve made about 4300$ just in referral promotions, the fee is definitely worth it to me great video Im currently only at a 1.7% return which isn’t great Im wondering if I should put this money into a index fund
For<<<>>> more beneficiary >>><<>><<}and guide with good >>><> spammers under this comment <<<<>>>
I’m invested in the $1 plan. Acorns has been performing well for me since 2020.
@The Cool Kids oh ok
@GIGGERASHI 56 I got an email that says the $1 plan is going away. And they are only offering the $3 and $5 plan. $1 was definitely worth it if you have a large amount of cash in it. In my case it was worth it over the past couple of months.
So it is worth it?
I love acorns
I have used it for a while now and pulled out money to knock out some debt
Seriously think the fee isn’t too much to ask
For<<<>>> more beneficiary >>><<>><<}and guide with good >>><> spammers under this comment <<<<>>>>>>>>>>
Your lighting setup should be improved
Also I won’t like your video just because you said so, I only like videos I deem worthy not because in the first minute when I don’t even know if the video will be useful or not.
For<<<>>> more beneficiary >>><<>><<}and guide with good >>><> spammers under this comment <<<<>>>>>>>>>>
Thank you so much.
For<<<>>> more beneficiary >>><<>><<}and guide with good >>><> spammers under this comment <<<<>>>>>>>>>>
Hey so I just started my financial career and I wanted to start investing. Although I don’t know to much about investing , I thought acorns was really good for me as a beginner, you made it seem like acorns wasn’t all that good tho. And I don’t know if you still check these comments. Should I even do acorn? Or fidelity
For<<<>>> more beneficiary >>><<>><<}and guide with good >>><> spammers under this comment <<<<>>>>>>>>>>
Fidelity! Acorns most aggressive portfolio underperforms an S&P 500 like FNILX or IVV, and Fidelity offers free accounts.
Doug DeMuro joke gets you the sub.
For<<<>>> more beneficiary >>><<>><<}and guide with good >>><> spammers under this comment <<<<>>>>>>>>>>
Can I just do round ups ONLY???
For<<<>>> more beneficiary >>><<>><<}and guide with good >>><> spammers under this comment <<<<>>>>>>>>>>
So do you want the tap gentle or firm??
For<<<>>> more beneficiary >>><<>><<}and guide with good >>><> spammers under this comment <<<<>>>>>>>>>>
I set up, through Acorns’s app, a account for both my kids and a Roth IRA and I’m also using the round ups feature. Is there a better place out there to set up a savings account for my kids and a retirement account for myself?
For<<<>>> more beneficiary >>><<>><<}and guide with good >>><> spammers under this comment <<<<>>>>>>>>>>
So how do you get your money back that you’ve saved?
For<<<>>> more beneficiary >>><<>><<}and guide with good >>><> spammers under this comment <<<<>>>>>>>>>>
I got an acorns ad on this vid, lol
@♜ Pinned By Mark. J Kohler • • lol
For<<<>>> more beneficiary >>><<>><<}and guide with good >>><> spammers under this comment <<<<>>>>>>>>>>
A dollar a month really you get crazy over that? Lol
For<<<>>> more beneficiary >>><<>><<}and guide with good >>><> spammers under this comment <<<<>>>>>>>>>>
This man really dislikes fees.
?
I DO
Graham is honestly the only YouTube account where I don’t mind pressing the like button
For<<<>>> more beneficiary >>><<>><<}and guide with good >>><> spammers under this comment <<<<>>>>>>>>>>
I have been paying not knowing students get free or discounts. So thanks.
@♜ Pinned By Mark. J Kohler • • No thanks spammer
For<<<>>> more beneficiary >>><<>><<}and guide with good >>><> spammers under this comment <<<<>>>>>>>>>>
I love this man, he’s taught me so much thank you!!!!! ?
For<<<>>> more beneficiary >>><<>><<}and guide with good >>><> spammers under this comment <<<<>>>>>>>>>>
Smashed the like button before you said to gently tap Im sorry ?
I am a college student and this seems like a good option for me, but how easy would it be to move my IRA from Acorn to another platform after I turn 25?
Easy if you know your account number.
How much they paid u I see u reading ? over there
For<<<>>> more beneficiary >>><<>><<}and guide with good >>><> spammers under this comment <<<<>>>>>>>>>>
Which IRA do you recommend?
For<<<>>> more beneficiary >>><<>><<}and guide with good >>><> spammers under this comment <<<<>>>>>>>>>>
Round up features on a few apps helped me save and get out of debt I was barely paying off because I used to be bad at saving, automating it makes it much easier
For<<<>>> more beneficiary >>><<>><<}and guide with good >>><> spammers under this comment <<<<>>>>>>>>>>
How do you get to that screen at 2:05?? I want to be able to adjust my hypothetical trajectory of my investment using different scenarios like that
For<<<>>> more beneficiary >>><<>><<}and guide with good >>><> spammers under this comment <<<<>>>>>>>>>>
I’m so sorry been watching for years and just subbed
Cashpapp ur friend and recommend to ur friend to use you as reference when first time useage
Thank you for all the knowledge I appreciate it
Ok I hit the like button lol
Jesus loves you
The fact that you can’t transfer to and from your checking and investing account is what turned me away from the service
thank you sir !!
I save like 50 dollars from every check into my savings (paid bi-weekly) should I continue doing that or use acorns?? Help pls lol thank you
Why are you making such a big deal out of a $1 fee? That’s like paying for a snack/drink at a vending machine.
I really appreciated that Doug joke tho
IRA stands for Individual Retirement AGREEMENT, not account. Saying IRA account is not a tautology, and would be considered proper use of the English language.
Nerd mic drop. ? ? ?
There’s Money to be made???
Start buying the dip now and enjoy tomorrow ?✔️✔️
I put a lot of money into Acorns so my dividends have clearly grown passed the three dollars I pay a month.
Lol there was an add for acorns before this video
This is my extra, I have a Roth IRA, 401k and acorns
Max aggressive all the way up 38%
Where’d you get that TREX skull? O_o that’s a pretty awesome office decor.
“That $1 a month could wipe out any benefit you got in the first place by investing your money.”
…I really don’t understand finance, but I guess that’s why I’m here. I’m investing an average of $80-100/mo so I’m one of the small-time savers.
Gave him a like just for the Doug reference, I’m sure the majority his viewer base has no idea who he is?
They raised the fee to $3
So I have a part time job and live with my parents I save about 60% of my money, all my savings are just sitting in the bank but I’m worried this money is losing value through inflation since it’s all in my checking account. Admittedly I’m a dunce when it comes to investing or anything other than just not spending so in my situation would the acorn round up a smart choice?
I tried acorns. The monthly fee was way more than I made with the investing. Nah.
I’m mainly using the acorns account to invest my extra change for if and when I kids in the future. Hoping it will help me raise them if it has enough time to build and when they are old enough and responsible and respectful and I’m going to encourage them to take finance classes, even if it’s just a financial peace class. They will receive it for college, or trade school or for whatever they do. They will need to prove it though, because for how much it will be worth by the time they are 18 it will be 100k at least. So it’s ok. The fees are pretty killer though but I think after awhile the returns will be big enough the fees won’t be a huge deal anymore and I’m not really having to manage the funds myself. Me myself though I switched from Robinhood over to fidelity investments, I do like free. However the fee of my money automatically being invested for my future kids and them having their own account and I don’t have to manage it, it’s not super bad.
What about the Robinhood investment
Thank you for making your code easy to see. I am going to use it now.
I pay 3$ a month. I like the hassle free of just a recurring investment and the spend smarter account. Got my debit card the other day it’s dope
I lost it at the Doug joke
My dude really don’t wanna pay a dollar ??
Your math is terrable u do not beed 24 percent do gain that two perxent back its a little over two percent
Lightly tapped the like button when you asked me to, then you asked again later in the video to smash it, so I did. I no longer like this video
had to pause on BUT
Automated investing just seems like an excuse for the money powers to manipulate the market with your money and enrich themselves.
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Does anyone know the Fidelity company he referenced? Is it the Fidelity Investment app?
Clueless. But, I got most of it. I don’t know, ADD? I always end up zoning out. Wanna invest like $20K, but get scared, oh, and I don’t know what I’m doing. Guess it’s just gonna sit there, but if you wanna help, let me know!
Kidding. Obviously.
I don’t care about waiting
I searched up the wrong acorn I meant the pro
Acorns was my first step into the investment world in 2020. Since then I have a Roth IRA and Brokerage account with Fidelity. You just helped me make up my mind to close my acorns and put that money into my wifes Roth IRA.
Thank you for your review much appreciated thank you
+1/5/7/1/4/7/5/2/3/4/4
I have Acorns rounding my lessor used debit, it’s alright but not recommended
God me being in college and being 19 is extremely the best thing that has happened today xD
So as it turn out the United Kingdom are not allowed access to acorns on IOS. So I am unable to use it
Thank you
8:10
You should switch to decaf iced coffee 🙂
Do you one on one classes for beginners that want to invest about $300
Thanks so much for this video. Really helpful! It would be great if you did a stocks 101 video and a video on how to best track your budget. 🙂
C I bought a cc from *Darkorboo* on telegram best vendor I know and very trustworthy. He sell c, fullz, Bank, Drops, and Dumps ?
I have always struggled with saving money. I’ve tried envelope with money under the bed, saving accounts. Nothing worked for me. However, this app works. I’m going on two years now and I have more money saved than I ever thought I would ever see. The long term. That is very much the key. I have lost the tendency to try and want the money I have in it because the longer I hold it the more it will grow. I recommend this app to anyone out there who has struggled to just save $1000.
I’m not being paid by them to say this but yeah I like this app. Also a dollar a month is what I pay for the service and I don’t mind. You can have an Acorn Card for I think $2 a month. But I don’t want to because that would give me an excuse to use the money.
So it’s great for us college students love that 🙂
Ok I need help am just trying to save money for a rainy day. Glad I met this guy. I got $4700 in acorn . How should I secure money in accorn
Can you do a Digit review?? ?
I only put $100 but got charged $5 a month for subscription!!!! What the heck. Account didn’t make money as much as they charged on a monthly basis.
Came for the app info. Stayed for the Doug joke.
Do you report gains on acorns to the irs on tax day
It’s now $1, $3, $5.
I absolutely love Acorns and highly recommend it
The later plan (IRA) your fee becomes $3 ~ That’s an extra $2 ×12 =$24 yearly fee …that fee eats up the dividends you happened to make.
Butt!
But!!??
You had me at butt
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Acorns works for me. I’m not disciplined or financially savvy and I’m a fairly busy worker dude, dad and husband. 10 months ago I had zero in acorns. With roundups and $15 a week and I upped something several months ago, I now have over $1700 I otherwise would not have had. Thank you for this video and thank you Acorns’s. ??
@AngelsWorldTV I don’t know. I keep an eye on the growth. Which it has been doing. I’m waiting until I retire to figure out how to spend it. If I needed money from it now I’d have to read and figure it out. Acorn does have a help line.
I kinda feel same bout making my account now w/Acorn.. ima parent, I’m always busy.. mentally I’m checked out because I have 10 things spinning at once. I never have time to actually sit and educate myself with this.. maybe step by step through time.. but definitely middle ground on discipline (sometimes all in and other times spending all) so I am definitely thinking of opening Acorn acct. But @D Johnson… how do U take money out when U make money on this app???
Acorns works for me. I’m not disciplined or financially savvy and I’m a fairly busy worker dude, dad and husband. 10 months ago I had zero in acorns. With roundups and $15 a week and I upped something several months ago, I now have over $1700 I otherwise would not have had. Thank you for this video and thank you Acorns’s. ??
Fee is money your giving them for free….lol
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There there ya go thank you was perfect timing lmfao
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I do not think Acorns is free for students with an edu email anymore
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To be fair, Graham isn’t just a “YouTuber making videos in his garage.” He’s a successful multimillionaire YouTuber with over a million subscribers. I’m a little more inclined to listen to him for that reason. Also, because he’s humble enough to call himself just a “YouTuber making videos in his garage.”
Yeah, you can look at it that way. Or maybe it’s just an elaborate marketing scheme because being a successful content creator requires a certain level of relatability. ?. But yes, even if the latter is true, it’s probably much more beneficial to take financial advice from a person who is wealthy ?
This gay dude just made me smash that thumbs up
6:15 I don’t understand how the 1.2% is a lot from a $1,000 investment, can someone explain it please?
It’s not about $ amount. I think he’s trying to say a 1.2% fee is really high compared to other investments.
If anyone is signing up for acorns comment under this so you can get 10 free dollars from referrals
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Acorns is not for the “average American”. Its a company/app made for the millennial kids of wealthy parents or the social media influencers that dont care about ordering a $15 coffee everyday.
I’m going to infer you’re Jewish?
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I like the thumbs down button.
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I like this guy he appreciates your money / even if it’s a dollar fee ?
Overall, I feel like I really dont need to worry about acorns because I use a broker for investing and once my debt is payed for I will sign up for a vanguard account. Also this brokerage I’m currently using at the moment is free.
Glad he specified what type of coffee he drank
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Love the Doug joke ?
I’m one of those people that likes a video the moment I open it then dislike it as I’m watching if it doesn’t impress me. Everyone has my support until they lose it.
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Acorns has the worst customer service in the industry. They take weeks to respond to emails and won’t let you access your account. I DO NOT RECOMMEND!!!!
Commenting for the algorithm
Thanks for being awesome! I appreciate the info in this video.
Where’d the car come frome…
The garage!
Thank you so much for your research, I really appreciate your time researching these services. I will be delicately smashing the like button on all future posts
I saw you said you like banking with Ally the most, I have my auto lone with them with a ridiculously high interest rate (I’m establishing credit so I get why), that said, could you like or create a video on how to pay off a auto loan in the most efficient way possible? I have payed off 59% and have a projected 21 more months to pay it off the rest but I am aiming to bring it way down as the interest is a killer 7.4%
I use Ally Auto specifically
Youtube Unsubbed me wtf?
Dayum how do I cancel acorns and switch my funds to fidelity
This was thorough
What if we’re in college but we graduate in a month? Does it start charging us?
The Butt clips would throw me off for about 20 seconds each time
Marijuana is a made up name for cannabis from an old racist man that made a story in his news paper saying it’s for people of color to help get white women.. jsyk
??
I invest in Acorn, but I was surprised that you did not mention that you have to give Acorn your banking account or credit card username and password in order to use the roundup feature. I was not comfortable giving up that information. So I was able to invest a certain amount each month without divulging my confidential usernames and password to my banking institution and credit cards.
Background looks amazing
I wonder if Doug has seen the intro lol.
Ok i liked the video, just keep them coming please
Much better apps that this one out there. It was good but there’s others that do it now
Me too
As a Doug demuro viewer, I liked that joke
Great info
I never regretted dealing with Darklurd on telegram you’re the best sir…
hahaha how he asks for the like king
Omg he made a Doug Demuro reference ?
12:06
BU TT!!!
Just know nothing is easy, Specially Money..
wow i hit the like button as you said there you go
It’s $1, dude. ONE… DOLLAR.
Always remember to repent of your sins (sin is transgression of YAHUAH’S LAW: Genesis, Exodus, Leviticus, Numbers, & Deuteronomy) And Have Belief On YAHUSHA HAMASHYACH. HE Died and Rose three days later so that you can be forgiven of your sins!
HE Loves you! Come to HIM!????
The rock was in one add he said he was poor one time then he saw this app but back then there wasn’t any phones
@JessManiaaa I know
what a liar he’s only been rich for almost his whole life ???
is acorn insured????? apologies if that’s a dumb question
I am not sure why this should be free. Do you own work if you don’t want to pay for the service.
i wish i saw this when it came out, acorns is not longer free for students
Ok ok ok thank you for explaining all of this…….can you speak English next time?
you earned my like
I had an aggressive portfolio in Acorn. Some clown there thinks that Macy’s is an appropriate investment for an aggressive portfolio. I think they get paid by companies to send investments to them or their stock picker has a degree in finger painting.
Let me guess, most of the people here are from economics explained
His voice is so annoying. His mom obviously raised him
I’m not too fancy with words all I want to learn is does this shet save your money without investing?
I would be interested in a comparison value of all the “extensions” that give us found money or found airline miles. I am always wondering which extension to choose on a given purchase, Acorns, Southwest Airlines, etc. Also, I am seeing QUITE a LAG from the time I make a purchase, and actually seeing the “found money” in my Acorns account. But the found money feature is largely why I am using Acorns right now. And I am wondering if it would actually be just as well to take the airline miles.
If spending $1 a month makes me lose money, does that mean my revenue is less than a dollar? I’m new at investing so this probably has an obvious answer
I spent all my money in 2020 cause the world was ending, now I’m investing every dollar cause I probably got 40 years left. FML
I wonder how much Fidelity payed for this video
If I invest, will Acorn or any investment company will tax me like a bank ? or not to report the IRS?
How much is advisable to start investing with? Like… in the complete dark.
I think the pandemic has taught people a big lesson, having one stream of
income is not really a good idea cause your job doesn’t secure your financial
needs. The pandemic has really set out business minded people from the rest that
is why I’m so lucky to be among the investors trading with Mrs olivia williams
as her student it’s been success and happiness since the beginning of my trades.
@:lnvestwitholivia1
get in touch with her on telegram
How can i reach Mrs olivia williams?
As a Bitcoin trader, it’s almost inevitable that you’re going to experience
some ups and downs along the way.Alertness and decisiveness are both fundamental
ingredients in the recipe for a successful Bitcoin trader.
I am a beginner here i need to start up with a professional trader. Please
how do i get this Mrs olivia williams?
what happen when bunch of people start to invest like maniaks??? great depression lol
thats your garage???
Acorns: We have just a $1/month fee!
Graham: And that’s why, I’m out
It’s almost $5 now
All People want is free stuff?
Nah fam I’m out
@jhl jhl buy a house
@Mark Dice acorns and wealthfront are like one in the same, barely any difference except price. Wealthfront is free and all around better
I’d rather put all my extra money into a real estate property where I live in, then I’ll think about other ways to invest
Please. Tell me why app not working today
Thank you for this video!
Hey, could you please check also the Europe market? Most of the apps that you are speaking about are not available here.
Do you recommend acorns for someone a few years out from retirement
So good enough not the best but better than doing nothing ?
Doug joke!
what about marcus invest?
I invested with laird last month I don’t believe it at first not until last week when I received my first profit
Binary options trade is very profitable
Fidelity index i vestment video
I actually like Acorns too
But binary options trade is more profitable
As a new stock investor, does anybody have any stocking apps i should use? I would like to try acorns but i’d like to know more before i give them my info.
0:46 legends know where that intro came from.
I have +$133 In Market gain over the past year so the $12 isn’t a big loss. I probably wouldn’t save the amount I do without it
Acorns is amazing except for one glaring downfall: It forces you to be invested in gambling, tobacco, and alcohol companies, and if you’re like me and you have an issue investing in those sorts of companies, you don’t have a choice with acorns. I wish there was an option where you could check off companies you do not want to invest in
@Noah Ross True. And I realize that this is something a lot of people would care nothing about or even think about, but I’m sure there are also a good amount that have the same issue as me. I switched to m1 finance instead
I’d say complain to acorn. If you get a good amount of others doing the same you may get a reply.
I looked into this nit fir me but my kids. It has it draw backs but gets them started in thinking about saving. I’m now checking out stash. Your feed back!
4:20, well played
Thank you! I’ll be looking at Fidelity.
Who else got an acorn ad for this video
The easiest strategy anyone can use is 100% VTI in their own investment account. Acorns is pointless
My president won’t let me
🙁
Dwayne the rock Johnson said it helped him
Im only here because of The Rock
? and subscribed after watching 10 second video and I didn’t waste my time. Thanks
Holy Ads!
Graham is a character I swear…?
Acorn is bad . Too expensive ..
? ?
When he clapped and said then it made me laugh
Just trying to rip people off as usual ahhh!
I have acorns now and I’m pretty sure there are no fees now.
Really? I still see the $1 fee and such.
Thank you!
I like how funny you are with your videos.
Thank you so much
Acorns: Would’ve considered it… But the tinseltown celebrity endorsements let me know I will be defrauded.
Ironic. I got an acorns ad on this video ?
so what it sounds like, if i have a 401K i would be better off investing the money i would put into acorns, into my own 401K? or should it be a split thing?
I like it but how did you know ????@#$_& wtf mind blown ????
Thanks for what you do. I have always wanted to invest in Fidelity as well but does Fidelity buys or handles your Account to
Invest in certain Index find like acorn?
Graham: “I’m up til 2am.”
Me: Hold my keger.
Is it fundrise worth it?
Is the fee taken out of your investment.
It’s really amazing how you predict the right stocks to trade on and it turns out right. Glad I saw this and I do not want to make mistakes by taking risks in my own hands
@Driftgod I just looked up this person out of curiosity, surprisingly she seems really proficient, I thought this was just some overrated BS, I appreciate this.
Nobody starts with zero dollars, because if you multiply something by zero – you get zero.
@Kevin Johnstone She’s on the web. You can search her @ Freda Lynn Johnson
@Driftgod Wow impressive! How could someone go about getting investment guidance from a coach like that. Would you mind sharing your coach’s Info?
I’ve been using a coach-(Freda Lynn Johnson) since March 2020, and through her guidance, I’ve been able to make approx. $24,000 in dividends on a monthly basis . It is pretty straightforward, not as complicated as it used to be.
I have no knowledge about this Investment Butt?????I do groceries, shop gas and said here that you rounded up let say you spent 73 cents then the 27 cents will be rounded up to 100 then 27 cents will be on acorn when u reach 5buks in a month?? Wtf! Well idc as long I rounded up the pennies lok…
Acorns doesn’t count ETF fees, so it’s price is actually a little bit higher
Acorns is a great concept and I used to use them along with stash but got out of both. Just got back with stash and am very impressed with the changes they have made since the last time I was with them. Not sure how acorns has changed
@Rene Xavier I just closed out the account…withdrew all the money and when I decided to join back in I believe I just started my stash account back up fresh and started putting money into it again from $0
When you got out of both and the money you made when you invested is all ready in your bank once you got out of both of them how does it work when you invested but decide you no longer wanna worry about the stocks and revive your money ?
I love how he said smth abt marijuana at 4:20
Grocery store: Would you like to round that $133.85 to $134 so that *insert charity here*
Ashton Kutcher: Don’t you dare
For a new person that don’t know much but willing to learn, what do you recommended to start for apps?
Thank you for doing all the research for me. Yes, i liked your video right when you asked me to. Lastly, thank you for clarifying how to spell FREE vs FEE. I’ve been stuck on that for years!
So I’m a robinhood investor but I feel like that $2 a month extra to have two portfolios working one managed by me and one managed by a robot with my spare change building an IRA is not that bad.
Your personality is terrible.
Acorns is more accessible, Fidelity is a pain in the butt to even find out how to get into their free index funds
So in a nut shell : Don’t invest in Acorn. Period.
Fundrise app
Great vid. Thanks it helps my decision ?
Thanks for the information!
I just paid 6$ for hero sandwich and 1.75$ for coffee…ya, how dare they charge 1$ fee for their app…
So happy to meet @darktrode12 on telegram is the one I by cc and ship PayPal account *em *btc* Amazon *gift card*is a nice person my love is for him may God bless is work?
Google Rewards Surveys pay out to PayPal where I send it straight to Acorns.
how do i get the student discount?
Yea i had to smash the like button after the second time I’m hard headed??
Does fidelity have a “round-up” feature that works automatically?
totally copied doug demuro with “quirks and features”.
love it. subscribed!
Best investment stock symbol 2021(ZOM) Zomedica invest now 2021 biggest hit will rise 10,000% the company is launching its product March 30th nothing but profit
I like Acorns as a backup. If I’m not able to put anything aside for Robinhood or Bitcoin that week, it’s nice to know I at least saved something.
I didnt watch this video common cents there going to help you please there makeing money off people to get rich
I’m insanely curious how many referrals you got
As I watch the video I get an ad by acorns
What do you think of digit?
Thanks
I love the checking account. Chase charged me 12$ fee anytime I was under $2000. Also a 12 a year fee. Moved all my money to acorns.
This is basically an electronic piggy bank.
2x speed felt right
Wowwwww look at this thread talking about Robin Hood a year ago… times change
I make 1.50 for every $100 I SPEND… 1.5% – I make more money spending money than acorns makes me “saving” hahahahahahaha
Hey you guys buy Comstock min ticker symbol lode, as you see earlier today major movement as the top gainer its still is the top gainer, but the shorts flood in on the stock to make up their lost on AMC and game stop. Comstock is a mining stock in silver and gold, plus the company have real estate section as a combination to company, the real estate is also deals with rental and lands, development deals through out the Nevada area, they got all type mineral rights which they also collect royalties on all the lands and minerals, it’s a real good stocks to get in on and hold long term cause they might be giving dividends in the long run as well. But thing is today was a big silver boom and the boom gonna continued all through the month as far as I know. The shorts took notice how good the company is so they all flood over to short Comstock as refuge to short the stock to recuperate their lost on game stop and AMC, we could make major big money off those shorts, if we every body band together just like game stop and AMC, and squeeze the shorts and force them to cover their shorts, they put so much efforts into shorting the stock that means for us its multi billion dollars for us if we successfully force them to cover their shorts, am calling for a major big rally for every investors to come help us squeeze those shorts, so we all could be rich happily ever after from our spoils of war, together united as one we could do this better than game stop and AMC plays. Join us in our campaign my fellow investors. Ticker symbol lode guys Comstock min. Join us we might be more than millionaires on this one for sure, trust me…
I thought it wasn’t legit cuz everyone is now a carder but all my thanks to my co worker who introduce me to this trustworthy man **Dumpscardingg** on telegram I can proudly say his the best and proudly guy I have ever met I have been waiting for my credit card and he got delivered to me and the balance I requested and he also gat me some Cash app funds I can now pay off my bills and buy things I wants so grateful to you bro ✅
I thought it wasn’t legit cuz everyone is now a carder but all my thanks to my co worker who introduce me to this trustworthy man **Dumpscardingg** on telegram I can proudly say his the best and proudly guy I have ever met I have been waiting for my credit card and he got delivered to me and the balance I requested and he also gat me some Cash app funds I can now pay off my bills and buy things I wants so grateful to you bro ✅
am i petty because when someone begs me to like the video i automatically smash the dislike button?
like the video as a uk person most folks i know dont have the cash to save a £1000 most can just about to afford to live no extra cash anywere and if you are really stuck then its a loan and big big problems then,wages are low and zero contracts for jobs ,i myself had my own company 25 years ago and do to ill health it folded ,im now on state benefits and its very very hard,try ,liveing on £560 a mnth and to take out all food water electric gas local houseing tax 10 percent of rent ontop a well, cloths and travel costs and replaceing home items that wear out,and the main stream media make out we live a life of luxury ,love to see them live on that amount for 2 years no credit cards ect ,i dont know what usa folks get on welfare either its any better or worse after this covid has passed alot will be in this place and have no clue what to do or cope
Im sure this is going to get lost in the comments but Im a bit confused on why you were so worked up on the $1 fee ($12/yr). For me personally, it’s not about the money it cost for the service, it’s about just the service of roundups because it’s essentially passive saving. 1.2% fee on $1000 is still $988 I would never have saved actively. That interest is negligible to me because the money as a whole is a bonus, I and I’m sure most people that use this are not factoring it into their expenses/ budget and I think that’s the whole point. (at least for me)
Love your vid
“Aggressive” is yoloing your life savings on weekly GME calls.
Agressive is not aggressive on acorns bud. Calls are way more aggresive and risky. You sound uneducated.
I use acorns for a roth ira and to just drop some extra money in a month. I also put $400 a month into a differed comp . Hope im doing it right lol
I’ll like, just due to the fact you said you did your homework. So here we go hoping you did! Let’s goooo!
I like your breakdown.
Seemed mostly objective and also came from multiple perspectives.
Thanks!
Has to be under 24? Wtf not cool
I’m Irish so having an IRA account would mean something else
Great stuff. I watch several youtube videos on how to trade in the stock market but haven’t made any headstart because they are either talking some gibberish or sharing their story of how they made it.
@Sandra Lakefield i know u are not tallking to me but i took the info for my self thanks tho
They want u to pay for thier online class
@Cameron D. bingo. Everytime I see these dumb copy paste comments I just click on their profile and see the exact same comment posted 5x over
Definitely a scam. Both accounts made within the same month is the first hint. Not to mention, this convo is nearly exactly the same as many others on different videos posted around the same time. Thirdly, these accounts entire history of comments are them promoting someone else. Not one comment thread where they haven’t brought up anything that didn’t lead to them recommending the name of someone. Finally, and No you don’t want to find out if something is really a scam. That would involve you getting scammed first. Lmao. I’ll keep my money thank you.
@Austin Johann Think about it… would you rather find out yourself it’s a scam…. or listen to the random guy who has no reason to try to help
Awesome!
The way you explain Fidelity sounds too good to be true. How do they benefit from a free service? What’s the catch? I’m using Acrons rn bc I’m in college, but should I switch? I just hope I’m understanding my best potential options. Nice vid btw.
This dude is actually making a single dollar a month over the course of 12 months on an INVESTING app a bigger deal than it is. If you are actively investing into your account with the money you do not need outside of groceries, taxes, rent, emergency funds etc then you’re actively growing your account and that 1 dollar is fucking negligible to you. a good quarter of this video is just scare tactics.
My fav YouTuber!!!!!!!! @GrahamStephan
Acorns is fine. I had $150 in there within my first month but realized the same thing: I won’t end up depositing the amount to net profit fast enough. The fees suck. But I also prefer to have more control ever my choices so M1 Finance, baybee. It’s already set on auto deposits just with my RH account and M1 personal portfolio and ROTH IRA
Tapped firmly, upon the like button
Acorn is now Raiz
Did anyone set that the background changes to a car from a dest
Desk
How can I verify small deposits to prove I’m the owner of this checking account? I need y’all help please ??
6:30 your math is wrong. It’s only a mere .012% of $1,000
I make huge profits on my investment since i started trading with Mrs Stacie Morgan, her trading strategies are top notch
I was using acorns for about 2 years as an investment I don’t feel. I had 10 going into my IRA and 20 into my regular, as well as round ups.
I never saw fees until the last time I logged in and it was $3 per month!
I just closed it, especially considering how little the growth was in a time frame where the market was so bullish and I chose aggressive, since I planned to keep it there for 40 years or so
@Glenda Nikolakakos dont remember but it wasnt too difficult
How do you close the account?
I gently caressed the like button
Thank you!
Is there any way to do that round up feature with a Fedelity account?
Thanks You for sharing good video!
What I like about Acorns is the round up and the found money features
goat
They need an Acorns for bitcoin!
Based Zeus is that you?
USAA gives your atm fee back like acorns does.
I vouch for *Dumpsgang* on telegram he’s legit and trustworthy I got my dumps with pin from him and works well thanks alot sir??
Great vid
When it’s free, you’re the product. Real estate is much more aggressive than bit coin. Everyone uses buildings. Thanks for lifting the dirt. Nice car.
Ha ha! “Quirks and features-Doug Demuro”
‘Most Americans lack financial literacy’ he says sitting in front of a car likely that costs hundreds of thousands. Lol
50 grand lotus Elise he just likes it looks like a 2005
Not going to hit like or anything if you keep asking before i even watched the damn video
That’s his style
I’m so fucking stupid…in my 12th grade I was taking financial algebra which was basically all about stocks but my dumb ass got so scared by the numbers so I wasn’t even into it that much ??
“Aggressive”
40% Large Co Stocks
20% Small Co Stocks
10% Emerging Market stocks
10% Real Estate Stocks
20% International Large Co Stocks
Lol acorn ?
ACORNS IS NOT FREE FOR COLLEGE STUDENTS ANYMORE.
Awesome ?? I need to hear this!
thanks for doing a video on this, I use acorns but not anymore.
Why did you stop? Im thinking of starting now
Despite your own work pressure you create a time to help me out I totally appreciate it you are genius **Dumpscardingg** on telegram I can now pay for my kids needs and pay my bills easily am so grateful bro ✅✅
Despite your own work pressure you create a time to help me out I totally appreciate it you are genius **Dumpscardingg** on telegram I can now pay for my kids needs and pay my bills easily am so grateful bro ✅✅
Doug Demuro joke! Very nice!
CAN YOU SEE WHAT STOCKS OR ETFS ARE IN EACH PORTFOLIO?
How quickly to you have access to withdraw your money
Excellent information! Thanks!!
I was scrolling through comments at the beginning but in the background I hear his command to tap the Like button and I just do it out of reflex—so awesome!
Bottom line, if you’re the type of person that watches Graham’s videos you probably aren’t the type of person that should use Acorns.
I don’t know anything about investing. I just created an Acorns account. As of now, I am only investing my spare change, and learn more about how investing works.
Tap the like? ???
I get it, you worked hard on this video, okay? Just take my like and leave me alone!
we won’t fast forward and listen to it all the way.
Did anyone ever notice the book To the right of the screen says double tap I. E. Fast forward & he has a cactus next to it subconsciously maybe this means danger to the brain and therefore we won’t fast forward and listen to it all the way.
Graham you already had me tap the like button when Did your Graham greeting with enthusiasm I love it
lol Acorns ad before the video
I subscribed but your channel has too many Commercials, so I am unsubscribing
You’ll regret it
“way better for someone who otherwise wouldn’t do anything”….
Me
I am a college student ?
BUTT! ??
Gram I like how U always feel guilty about making money off us man!!!! This is America everyone uses everyone dude
Everyone must know what you’ve done for me **Dumpscardingg** on telegram I got my cc delivered to me this morning with the balance I requested am saying this to appreciate you Dumpscardingg you are the best vendor?
I gently tapped that like button
“Fee” sounds like a dirty word.
so fidelity is free?
Wait… this guy owns a Hennessy Venom… ? ?
Are these penny stocks?
I got a acorn ad…
I’m using Acorns. It’s an easy fun way to save. I easily make back my 12 bucks a year because I rent a car at enterprise a few times a year and I get some of that back with acorns so the app I basically free. Maybe not the pro way to invest but at least I’m saving and it’s fun
I feel bad for those that choose to make money and just drink to keep surviving worst decision you can make is not investing and It’s okay if you don’t agree with this type of investing. Many of us do agree, I have 20 positions in high growth Stocks. I’m getting 20 dividend Paychecks however I’m up 135 % this year, about $775k so far last 17 months. good dividend paying portfolio, courtesy to standing with a great financial analyst Eddy Bruke I met through an IPO, you can look him up online
There’s a Chinese girl who says you shouldn’t worry about an app with fees. She says fees are worth it.
Thanks for your transparency which is highly priced nowadays, I will get across to your financial analyst I’m also looking to be one in the future
I’ve been on Graham’s channel for a while now and I love it
Eddybruke (dot) info
Or directly to his mail (connecteddybruke(a gm ail)
Liked for the Doug intro lol
What if I set a recurrent amount which takes care of the monthly fee?? That way, everything I make with the actual investment would count as benefits,right?
Thanks!!
Set video speed to 1.5x for the Ben Shapiro version
I literally got an acorn ad before this video ?
I have a question so I just start acorn and I put the round up feature and on and put a reoccurring fee of $50 and I want to know if it worth it.
how is it free for a college student?
I understand the mindset of weighing $1/month to gross return and stuff but I patreon life of boris with $2 a month without thinking. And im not very well versed in stocks and investments so i think ill give it a shot and worse case scenario I pack up and unsubscribe. I dunno
Love u graham
Thank you !
the Doug Demuro joke got a like from me ?
I don’t think the College student discount is still a thing?? Anyone else?
And then I get an ad for acorn
ppl can’t afford a $1000 to start a vanguard account but you need $3000 to break even on acrons account FEES ?. Confused Nick Young!!!
8:09
You’re welcome.
good stuff…very informative
Butt
The past 3 months, I have put in around $280 and I am at 3% return right now witch is roughly 9 dollars. So I have spent 3 dollars and made 6 dollars. I’m not loosing money I just haven’t made too much of a profit. Made more money on Robbinhood.
Cool
??
Hello! I would love to start to learn how to investing. But I don’t have a lot of money. I’ve looked at robinhood, acorns, robinhood, and the Charles schwab stock slices. Which one do you think is the best for a college student that doesn’t have any money?
LOL I got an Acorns ad half way through this video
Same
Fucking socialist they will invest in things outside of this country. I hope Americans don’t buy into this garbage
Im not a bot i swear but if you need or want to make cash watch this video on my page ?
The $1 a month is worth it for me from a UI and ease of use aspect.
Found this video because I want to invest but my mind can’t make sense of it… and I don’t know where to start.
PS- I smashed the like button the first time.
You have a video in the ads
Any investment opportunity for someone in Nigeria?
8:09 i made a butt button
is that an MLM HYIP or something ?
Hey, I have fidelity, how can I get that fidelity index fund tho ??? Where do I go to, I would rather invest in that one if it’s better then the acorns one
Damn did you get enough ads in there? Almost every minute or two ad!
Is investing 200 a good start
Deeply happy I come across this trustworthy vendor been a second time of getting CC from her *smithjuli*
On telegram much love I have for you ?✅
I used a safe and a selfcontrol now I got some property and some little businesses back in my country.
Currently I have $1,100 invested in the acorns app and i get about $1.10-1.30 in dividends every month. So I am right now getting back a little more money then the monthly fee. Just incase anyone was wondering how much you’d need to invest in 2020 🙂
Graham: 3$ isn’t the end of the world , especially when you consider that some banks out there charge a 10-12$ monthly maintenance fee.
Bank of America: *Sweating heavily*
Hahah $12 fucking dollars for Bank of America
I agree. Most places charge close to three dollars for a cuppa coffee these days. I know people who don’t trust the stock market and yet they spend $10 a day on lottery tickets, thinking somehow they’re going to win big money. And the lottery winning that they do get messes with their head. They spend 40 or $50 and then they win 25 and think that they are ahead, it’s just like the people who go to a casino and when $2000 but they lose sight of the fact that the last three times they went to the casino they lost over $1000 each time. So they’re losing not winning.
I haven’t joined acorn yet but this video is helping to clarify a lot of things. He mentions investment firms and brokerage houses that charge a lower percent but what he fails to tell us is that you can’t just walk into an investment place and invest $50 or even $500.
One time I had $1200 to spare and went into a Scott trade office and said I wanted to get started in the stock market, and I had a few tips I thought I should move on. After about three minutes the guy said that I couldn’t start an account with anything less than $3800 investment.
I left immediately went across the street and had an excellent $75 meal, bought $250 worth of groceries and went home to watch a movie or two. I still wonder to this day if the guy had excepted my $1200 how much I might have made… Oh well, some people offer really bad First impression of the stock market industry
I cant tell when hes sarcastic or telling an actual fact.
This video was very helpful!
This dude has probably made more money from all those ads in this video than he has investing throughout his entire time of investing. Ridiculous.
Ive invested 4700 over 2 years and I’m up 900 so 24 in fees I can accept. And its helped me save money just knowing I have that security and has motivated me to be careful
Graham when he sits down for a blind date “hi my name is phee” graham “ok this isn’t going to work”
So what’s a good amount to start investing into acorns?
Ads galore! Disliked for that reason.
I havent ever invested in my life, i am basically going in blind when it comes to Acorns. I’m 19 years old and i live in the Netherlands. I want to know what i can expect from this app. Having an automatic investor sounds extremely easy. However, spending 1,2,3 euros p/month (12,24,36 euro’s per year) leads me to wonder if i could actually make profits from this app with small investments like 5 euros per month.
I been saving for years. I now have 30k. Keeping it in the bank it’s growing much. What do you suggest?
I suggest investing a bit of that into tires and gas now that the vaccine is out after corona is over with those stocks are gonna skyrocket
Can people out of the US use Acorn?
Thank you for your content!!
I liked,subbed,notifications for ur studying. TY this vid was the perfect vid for a beginner.
Would you recommend investing $50k in acorn for long term?
Yeah, that wouldn’t be bad!
Can acorns only be used with debit cards or with credit cards too?
I’ve really had a great time on here with the help of an experienced entrepreneur who secures my profit and I earn $6,000 weekly on Acorns with the help of *PYTHONJ4CK* on *INSTAGRAM*
I got referred by a friend himring PYTHONJ4CK on IG concern the snail demonstration of my Acorns investment what a well pleased service I got for the right price
I got referred by a friend himring PYTHONJ4CK on IG concern the snail demonstration of my Acorns investment what a well pleased service I got for the right price
So if Acorns shuts down how do I access my stocks I’ve been putting money into? Are they even truly mine, or are they partly Acorns? Way too many questions.
I had this same question because it’s just an app
@David D disappear ? What?
Great questions
Great Content ✅
Military discount?
Buy DOGECOIN cryptocurrency, you could make millions. Elon Musk mentioned it once and it doubled in a few days. Big Money On This One. Invest $250 and watch it grow.
Americans dont have problem to save money
Wtf do you mean acorn charges you a fee for using their app? After you download it or while actually investing. I invest 5$ but turned off recurring
is this a fidelity video???
You are super monetizing your channel.
As of Nov 12 2020, Fees per month are $1 for Lite, $3 for Personal, $5 for Family, all per month. Hmmmm
Trading has been easy and smooth with Sandra, I invested $500 and I got $5,500 within a week he review has always been great *@hitfxsandra* oπ ig
Thank you for that “butt”
As a car guy, I appreciate the Doug joke
As a newbie I started investing with the aid of my account manager Mr Kortan, after 7 days of investing $1500 last night I was able to withdraw $10,700 to my wallet all thanks to him. You can contact him on *INSTAGRAM* via *TKORTAN_24* so you don’t lose your money……?
As a newbie I started investing with the aid of my account manager Mr Kortan, after 7 days of investing $1500 last night I was able to withdraw $10,700 to my wallet all thanks to him. You can contact him on *INSTAGRAM* via *TKORTAN_24* so you don’t lose your money……?
They removed the free student accounts btw, everyone gotta pay now
Liked and subbed simply for the Doug DeMuro reference.
Most people say trading is like a coin it’s two sided either you lose or win.. I also thought so until I started trading with Mr young now I can say boldy that trading has been successful. it’s a win win you don’t get to lose with just $1000 you get $6,000 within 2 days for the wise contact him now via Instagram @you_ngli or email linyoun56g@gmail. com
graham: “this is acorn investing app”
phone: ⬜️
I was confused reading this until one second later where he pulled out the phone ?
Hey man love the videos, I’m new to investing and want to start. Should I start with Acorn or fidelity what would you suggest.
how would I know that my money is being invested and when will I see my dividends grow? I started using the app three weeks ago
??Just a gentle tap. Just a firm tap. Nahhh
8:10 thank me later
now go yell at Meet Kevin for his video and rejection on the Acorns app lol
Acorns has helped me save over 1k in 6 months it has been treating me good and making saving a lot easier but I think I might check out fidelity ? tho
Nice video. Well for me, i will say trade with a good and profitable platform because it has helped me earn a lot weekly using Patrick Webber’s inside bitcoin strategy and has also helped a lot of traders recover their lost funds in binary options and bitcoin trading, i recommend his help to anyone whose point is to succeed and make good profits in binary options and bitcoin trading. Don’t have that mindset of saying every post here is a scam, no i was also saying it before i came across his platform after many losses i had to try again and now and doing just fine. So this’s for everyone if you have any issues trading,feel free to contact him on WhatsApp +14092422496 and make each day count.
When he talked about the least favourite word in the dictionary it cracked me up
The ask to press the like button didn’t make me like. Doug DeMuro joke – did.
I started doing it for the Spare change feature. I thought it was worth it. I have the digit account that does the same thing but it puts it in savings that doesn’t earn that much interest. I thought this was a better idea.
I keep it simple if i buy something for example 1.50 i give 2 dollars then save the 50c to my jar…easy self investment no fees….
In order to make profits in the stock market, one has to have a good strategy and proper knowledge of how the holders manipulate the market.
Wtf these bots are evolving
Stock trading is very profitable especially when you have an expert handling your trades, you just earn from the comfort of your home.
@Davincij15 Here, you can go write him at {officialcharlesconnor@gmail.com}
Mr Charles Connor isn’t just good, he has years of experience in the market which gives him an edge over other brokers.
I started investing with Charles when i was in England, i keep making consistent profits with him.
So basically I can deposit my check and use my debit card for 3 bucks and month without it being used to invest ?
Can you comment on how Fidelity, Vanguard, and Acorns differ when it comes time to pull your $ out? Thank you!
Jesus fuckin Christ!!!!
How many adds is enough for you man???
I took forex as my part time job and I invested on mr.Dennis trading platform $500 and got $6,5″0 after a week, this idea are for beginners and people like me I wish I had done this 3 years ago with mr Dennis @dennis_forex09 on instagram he doesn’t discriminate
12:07
Gotta say Graham, BTC when it’s free through the Brave browser is pretty badass
Damn! I love your Lotus!
Lol
Got my like ??
Now it’s Raiz? I like their shopping feature, but I’ve been really happy with Spaceship, which has grown 25% in five months.
As a investor I can tell you this is a scam. The guy doing the video made a fortune from goons
Thank you for this
Do the Vanguard and Fidelity index funds have an auto savings feature? I just need to not always be thinking about saving… while saving.
If you just take out the R, I’m out
Can you elaborate a little more about Acorns’s value for college students? Also, now that the $2 plan is a legacy plan, for those who still have the plan, should we keep it for the Roth IRA?
Great stuff, I have seen so many videos and I am still confused about stock trade and investments, I tried to begin the stock trading myself but I was not successful. Now I wanna try again but this time, I need a good advice and directions to follow. I do not wanna waste my hard earned money. Thanks for understanding.
Just realized you ladies were doing an advertisement for JULIANA GUNAWAN LEE. Hahaha
The more videos you watch and the more websites you visit and read their info the more youll know. Keep at it!
@Jessica D. Williams crafty marketing ladies ?
@Britney Phillips yeah and what kind of scam are you and her running
Save your money in a bank and purchase CD and bonds.
Had to SMASH (not just tap) the Like button with that Doug Demuro reference!
“my excitement went from a 6 to a 12.” I almost missed that one.
Of course men would think of that smh lol
Does Acorns charge fees to withdrawal money from a regular investing account?
“US dictionary”? Dear Americans, you do know you speak English, the language of England, don’t you?
Is fidelity automated
You can never doubt Mr Fedrick.he helped me doubled my BTC. From $1,700 to $16,000 BTC he is really a pro now would be a good time to start investing in BTC
I always like your videos that I watch.
It ain’t much, but it’s honest work.
Thank you buddy.
How do you do your taxes for acorns?
**Firmly liking **
I am so grateful to expeditetools,com for the help .They helped with a transfer of $30,000 to my account .
I’ve been using acorns for only about a month and I’ve gotta say don’t sleep on the found money feature. I’ve already gotten almost $6 in found money. If you use it enough acorns just pays for itself.
I don’t believe it until now, @Cashhacklord on IG got me 5 bitcoin. Am so glad ?
Thanks for making my decision. App deleted.
I am so lucky guys, premiumtoolsaid,com got me 10,000 pounds via hack transfer
Thank you! You made things clear or at least digestable for non-finance type folks like me. Great video and great info!
I got stocks on apple and Amazon
I wish he would say “but” more.
Thank you for the honest review of Acorns!
Thanks!
I like how acorns ads all assume, a 6% ROI ANNUALLY, Especially on such a diversified portfolio, who is getting that high of a return?
Comment like & subcribed lol acorns baby
this video was sponsored by fidelity.
You didn’t talk about return also taxes I watch the entire video waiting for you to touch these subjects ?♂️
This guy hates fees as much as I DO!!!!
How do these apps work when it comes to reporting taxes?
Quirks and features
Hehehe
Will a $2.50 charge come up on my cc as a $3 charge?
Just $1 a month isnt nothing really. I use my debit card on everything seems like it will definitely be worth it.
Thanks for your info
I’m at the point where your “gentle tap” actually makes me laugh. Oh no. I’m pity laughing like you’re my friend
Thanks!
When you brought up liking the video the 2nd time, I just had to hit the like button.
I can get an Irish Republic Army for just $2? Hell yea
Loved the Doug spoof ?
BUT…….
Hmm, so I’ve $1800 invested in my acorns right now. There’s one perspective graham missed here. Even if you’re not all the way to $3000 yet acorns is still generating returns on what you do put in. If I compare the $12 a year to the $138 gain I’ve made since I’ve been invested it’s much more solid return.
I’ve been putting money into Acorns since I was able to get it for free in college, that’s about 3 years now. I’m paying the $1 fee and I have to say I think its worth it. Since I started investing I’ve put whatever spare money I’ve had in it, plus I put $100 in every week now that I’m working. I’ve had return of about $400 on it so it’s paying off for me.
“if you just want to straight up invest a small amount of money into an index fund…and what to do it for TOTALLY FREE, you can do that with Fidelity.”
Does Graham have any video explaining this further? I would like do this, but I don’t know exactly what to look up. Fidelity index funds?
@Doni Goodman that makes sense, thank you!
an index fund is just a bundle of stocks listed as a single stock – so if you want to buy a basic index fund of the top 500 stocks you literally just open an account with fidelity, robinhood, charles schwab or whatever investment app you want to use and then buy – “SPY” or (“VOO” which is vanguards index fund of the same 500 companies.)
Smh what’s $3 conpared to other people ripping $10 on a starbucks drink ??♂️
@Jay Martinez Acorns is easier for me right now. And prettier, lol
Imagine doing neither lmao
@Nick E. Because there are free apps like webull
I already spend $10 on spotify monthly so why not go ahead and put that into investing?
THAT PART!!!?
omg !! this is fantastic for i just received 15,000 usd paypal hack transfer from Vastlinkshack com to clear my debts am grateful
I have had nothing to do with money or investing but I am getting acorns now
so blessed I am now in a position to help my family all cause of this here, *4 N e t J o b s . C o m*
? ? ? what are your thoughts on the The Very Good Food Company (VRYYF) that specializes in plant based food? they just went public ($1.39 / share) ? ? ? ?
I smacked my face into the phone until it hit the like button
Thank you For this video, have been using acorns for a year now as a college student without knowing I had the free subscription option. I will be deleting the stupid app now and going to fidelity , lol ?
I used to be like, well great another used car salesman on youtube. Then I was like: “hey when this guy is direct, he is right on!!!!!!!!!!!!!!!!!!!!!!”
Jesus the ads! Thumbs down for that
I got an ad for Acorn while watching
?
His dinosaur is eating his computer 0:07
I can find a dollar a month by collecting pennies or dimes on the floor soo lol
“Butt”?
Which is gonna make better investing at acorn, all at once or lump sum?
AAPL FI DOWN The 4th Q
Or, you can just invest in tsla, GP, SHLL, HYLN,WKHS, ETC. NO FEES
You should write a book
Give me the numbers!
nice car flex in the background. I see you.
I’m 24 And if it wasn’t for acorns I wouldn’t have saved the $800 that they rounded up for me over the last 8 months I only use my debit card for purchases and I have a $10 reoccurring deposit each Friday I suck at saving money so shoutout to them
@Cylena Smith ?
THANK YOU!! WILL SET UP MY 20 YEAR OLD NEPHEW!! HE LOVES ? SWIPING??. Also myself!!
This sounds like a really great app. I’m not going to lie, BUT I hate fees too and rather not deal with them all! So Acorns might not be the best choice for me, personally.
Before I go, I want to ask you if you have a review video of Chime. Let me know! Thanks!
I would love a video for 20-25 year olds and the comparison between investing in stocks/mutual funds vs investing in real estate
There are plenty out there. At your age you have the opportunity to be a millionaire at retirement! Do it right!
I only hit like because of the smooth camera move to show off the car.
A LOT OF PEOPLE WHERE TALKING ABOUT *danielmartinez047_* on lG , TECH FOR HIS GOOD BTC SERVICES SO I TRIED HIM AND GOT MY BTC MULTIPLIED
can you used it if you aren´t from the US?
Wait you want to say that acorns kind of saving so I’m saving my own money??
If they send acorn users the grow magazine for free, would the users have to pay the$15 fees to receive it by mail?
Thanks to this kind and amazing hacker who helped me retrieve my disabled PayPal account @ IG cyber_hacker6….
I’ve been using acorns for 3 years. I sure hope you don’t tell me it’s bad. The fees are now 1, 3, 5$. I need your advice as to what to do with this money I’ve got in acorns.
i go all out. i stay up tell 2am so i’m right? lol
I’m surprised that Graham is into cars. I know he goes to car meets, but I had no clue he watches Doug
“I hate the word fees…” Said the real estate agent who charges 3% on every home.
Billionaires and successful people are not people who never fail, but people who never quit. If you want to be a billionaire, then think like one, act like one, because there’s no other greater joy than having financial freedom and a life free of debts, All thanks to Mr carlos cause he made me who I am today through forex trade. He has helped me a lot with his trading strategies which helps me to earn $12,550 weekly. I really appreciate it and can’t help but let others know about it. it is so suitable anyone can trade from anywhere and anythime, reach out to Mr carlos on Instergram @carlos_1uptrades. his indeed a God Sent.
I’ve been using Acorns for over a year now and I love it. I have all my CC and Debit cards linked and round up to the nearest dollar, plus I’ve aded a multiplier and weekly investment into the account. What I love most about it, is you set it up and forget about it. If you don’t see the money you won’t miss it, you will be surprised on how much your portfolio will grow just off of rounds, it can also show how much you are spending as well, especially if your portfolio has an aggressive growth do to agressive spending. I do also like the family investment option now where you can now start putting money into your dependents own portfolio for their future.
Alot of people complain about the fee’s but I see it not a problem, especially if you keep your cards linked and your roundups happen continously then you won’t even notice the fees. I can see it being a problem if it was a one time investment and your sitting on money that will never continue to grow.
I love it too
Same here, been using since 2017, just on round ups I’ve put away 300 this year. Amazon charges u for each thing on its own, so yea, adds up. Also, I just opened an Early account for my 1 y.o, so I’m super happy about that too.
very helpful. i will go ahead and use fidelity for low and high investments lol!
Trading in forex is very profitable with the help of a sincere broker managing your trading account
@Bernie yes, they don’t even respond to each other they just comment
Bd , yes they’re bots, it’s easy to tell
@xxTandJ are all these recommendations for Mr Richard Walters all from bots? They are not real?
these bots need to leave, no one cares about “Richard Walters”
Billionaires and successful people are not people who never fail, but people who never quit. If you want to be a billionaire, then think like one, act like one, because there’s no other greater joy than having financial freedom and a life free of debts, All thanks to Mr carlos cause he made me who I am today through forex trade. He has helped me a lot with his trading strategies which helps me to earn $12,550 weekly. I really appreciate it and can’t help but let others know about it. it is so suitable anyone can trade from anywhere and anythime, reach out to Mr carlos on Instergram @carlos_1uptrades. his indeed a God Sent.
Let’s be honest. 1$ a month is free
I tapped my girlfriend very firmly after watching this video
Hahhahahhaaa AGREED!!!
Thanks for doing your homework on the fine print…….and making this VID!!!
Hahahhahahaa NEVER touch my MONEY for 20years?……..yeah maybe for my kids starting@ age 10?
I use fidelity s&p 500 index fund FXAIX which charges 0.02%
I have never invested, but I’m interested in getting into this. Need more input into this.
Can I invest in marijuana stocks through acorns
Ive been going aggressively at $600 a week in an agressive path… That’s over half of my income but I’m late to the game..
Huh?
i think robinhood is the better mobile game, its more interactive
Tell me again why college students deserve free stuff over everyone else?
$1 is nothing bro
Dose american’s really have a saving problem tons of people don’t make enough to live on can’t save if you don’t have any living cost are really high . If a family has kids you have to feed them or have even higher medical expense’s.
So is the thumbnail desk a lie desk?
thanks for spending the time doing the research on Acorns. i like the concept of rounding up automatically- but i didn’t think about the small “fee” having that much impact on profits. I’m good at regular and controlled investing so this may not be worth it for me- but for somebody who doesn’t invest regularly- it’s money you won’t MISS and it’ll be working for you eventually!
I downloaded acorns because I really wanted to make an account, and when I saw they wanted to charge me I was like HELL NAH.
You’re so annoying
so what your saying is if your a college student, its the way?
I the man
So if everybody cashapp me $1 I don’t have to invest? I could have up to 1million just by collect it so cash app me $1 yall! @$iKARENN1
What kind of return are you getting on your spare change?
I always enjoy seeing your videos! Then, I saw the lotus. Now I know I can really trust you. Mid engine best layout. Toyota powerplant ??… great taste and choice ??.
What is an allied bank acct ?
Fidelity ? Do they have the round up system like acorn ? I am new to learning on how to invest. So new, this is the very first video ive ever watched. Absolutely zero knowledge. I also owe for student loans so I probably couldn’t invest if i wanted, they would just garnish it correct ? I have a lot to learn and dont even know where to begin
How dare you add your referral link in the video!! ?
??
So I looked at this months transactions and added up what would be transferred over to Acorns. I averaged it for a 12month period and subtracted $12. Id be saving about $50 a year. The aggressive portfolio would need to have a ridiculous return for me to be interested.
It would be nice for Acorns to allow us to customize how we invest. More aggressively or maybe even passive-aggressive if that makes sense.
@s6xafterse7en well they do have ira
It’s basically a mini 401k now
u can now
Have you heard of Billinero? It’s a no fee savings app that helps you save money for entries to win cash.
I would use it just to save change. I mean, that would add up and 1$ a month really isn’t that expensive. I mean sure from a percentage view point on your investment returns sure…but your saving money by not touching it and all that change adds up
Edit: you only get the 5$ if you get the 3$ or 5$ package and the prices now are 1$ 3$ and 5$ a month.
Edit2: they have a referral program which gives you and a friend 5$ now. So thats good for everyone.
Liked! Thank you for all your work. It’s hard to find truth
Please make a video on how to budget a 100k salary fresh out of college!
Fees should be called Fleas?♂️
Adds every two seconds my god
Lol how to day trade ad shitting on these youtubers
Just wanted to let you know someone really appreciates the hours of reading through terms and conditions you do. Thank you ??
I got 1000$ so… where do I go. Dont say acorns not interested.
Honestly I hate the age discrimination. There’s all kinds of college students of all ages.
Totally smashed the like button for gram cuz I use acorns thx for the info man
Nice butt.
The monthly fees are charged from your bank account and not your acorns account right?
I smashed the like button twice
millionaire asking me to hit subscribe is beyond depressing
….uh ok
Him: “grow magazine” which sounds like the name of a marijuana magazine….
Me: I’m listening
*Fidelity liked this video*
I get acorn ads while watching this video
I’m sorry but acorns gives me shady ass vibes. Their app is awful. It fails to link accounts, automatically stops deposits, doesn’t let you control what you’re invested in. BS.
We should all take a moment to respect how good graham actually is at making money, just look at all those ads
Graham. I have my acorns set up to invest 600 a year in a moderately egressive portfolio and I use roundups X2. Are you saying it won’t make profit? If so I would like to know where I should instead Invest steadily to see more promising profit, not worried about money. Making nearly 2k a month in the Air Force and just save and invest all my money in different ways. Please reply
So you’re saying you won’t make any profit???
Aren’t you the guy from the jubilee show ? the millionaire right?
Feeeees?
LMFAO I GOT AN ACORNS AD BEFORE THE VIDEO STARTED
You need a legit hit on the Wall Street market ?? I got my cards from *dumpscrack*
on telegram .. I can show you with proof
I use it and is really good, highly recommended for newbies in stocks
Can you give an update about the re-balancing acorns just did on the aggressive portfolio? It upped the S&P and dumped REITS, along with changing the other ETFs. I am wondering what your thoughts are.
I have 5k to invest and half of it is already in acorns…and the other half is in Robinhood…should I just take out the whole 5k and put it in fidelity? How long do I have to keep my money in fidelity ?
You’re mixing up monthly investment numbers with annual return. 12 bucks (annual cost) is 24% of 50$ (monthly investment). It doesn’t make sense to pit those to figures against each other. Your annual investment would be 600$, Which is only 2% of your annual cost. How the figures you came up with didn’t trigger a red flag in your mind shakes confidence in your advice, but we all make mistakes.
Did anyone get the the Raid: Shadow Legends ad beige this begun
Are you gonna lease out a super car?
It’s legit, I made about $70 for the past 3 months without really investing much, just $5 and yes I’m a college student lol. The roundup thing is pretty nifty. Should’ve watched this video for the free $5 setup link. Oh well ¯_(ツ)_/¯
great information and presented in a friendly manner, very objective.
And the cold hard truth is. No one will care more about your money than you do, no one.
Used your link, wasn’t sure to get this account until i saw this, thanks
Not worth it at all. One is much better off with a no fee Vanguard or Charles Schwab or Fidelity account. Secondly, debit cards do not offer the protections credit cards do. Thirdly, while the round up feature sounds good, its your money being used. A cash back credit card earns you money with better protections as well. You can then use the cash back awards to fund your account if you like.
I am so thankful to expeditetools,com .They helped me with a hacked transfer of $28,000 to my account .
Thank you!
Get a financial advisor you trust. Anyone that is actually investing will tell you that.
Acorns uses Vanguard S&P 500 (VOO) in their aggressive portfolio. I do agree that they need to have a very aggressive option that consists only of the S&P index fund.
@YVONNE CHEN yeah.. agreed!! What is safe if aggressive?!?!?! How to explain that??⁉️
How do I keep hearing people saying S&P index is the safest option in the long run? But you guys say it’s aggressive? I’m new to ETF world btw
Am I the only one who thought this was a video about the potential hazards of eating acorns?
I see that Acorns isn’t free for college students anymore! Is anyone still using it for free?
And boom, now spending $50 a week, $25 regular and $25 acorns later, not doing roundup because I’m terrified about forgetting about it and being short like $.20
3:30 I can’t stand the word fees ? love it
I love your honesty and your personality amazing ?
paid advertisement
That was very informative, thanks for break down & the investment tips.
Hey I just signed up for acorn with my student email but it says I’m still subscribed for $1/month. Is it still free for college students?
Unfortunately they got rid of that
If people are watching they should know that the fee structure has changed (again) since this video. Great video Graham.
Did my own video reviewing the potential of Acorn on my channel.
Curtis Howland is it better or worse
You’re the best
Does Fidelity do the round up thing with and let you build up over time in one of their accounts?
Love it Graham. By any chance can you do a review on M1 finance.
Good video. I have 2K I wouldn’t have had without Acorns.
I HATE ally bank. Will never use them again or recommend them to anyone.
Great vid but damn your voice is so high pitched.
youre awsome dude
Mr CHARLES @Charles_forex09 has helped me and my family abundantly. I really wished I had known him earlier by now I know I would have made more than enough. I invested with him and made $10,000 in a week trade reach him @Charles_forex09 ⭕️n INSTAGRAM to start earning also.
Start investing with Acorns today! Get $5 when you use my invite link:
Start investing with Acorns today! Get $5 when you use my invite link:
Nice Lotus ?
Graham, if you invest $6000 the yearly limit for an roth or traditional ira, how would you say the investment outlook compares to vanguard and fidelity? This is considering fees of course.
Great explanation, thank you! ???
So you want me to tap the like gently, firmly or to SMASH IT!? Which one? I can’t decide! Plz help!
Hey, so I am trying to learn more about finances and investing so I can make my money grow at a young age! Any recommendations of were I can learn how to better handle and invest my money? For example, where can I start to learn about financial literacy?
I smashed that like 2nd time
thanks
I’ll be honest I don’t use Acorns to invest per se. I use Robinhood. I use acorns because I’m a college student and I spend a lot of money so I like the roundup feature to store cash to save
Do you and Andrei jikh shop at the same lamp store ?
I see a lot of youtuber’s plugging Webull. Do your own research, this is a Chinese company guys, do not give them your information.
Dough is the MAN!
Awesome app.. !!! Saving made easy , and makes money on your money. More you save the more you make.. NoT A Scam… It’s reallllll
Thanks Graham! This was a great review and really helped me.
When you sign up they automatically throw you in the $3 subscription and it’s so called as low as $5 a month thing turns out to be a minimum $5 a week automatic deposit which means it’s costing you $20 a month.
Okay Graham! Flexin with the car in the background! I’m poor so I don’t know what type of car that is but Im sure it wasn’t cheap!
I love Doug! Nice reference!
How does it work when you take the money out of the account say in 10 years? Do you get taxed?
No, you won’t be taxed automatically when you withdraw the money from your account however, you will end up needing to pay taxes on it when you file your taxes at the end of that year. Also, generally the longer you hold an investment the lower the tax on your gains. I’m not a tax advisor or anything but if you have any questions about Acorns app, I’m happy to help. I’ve been investing awhile now and still use the app. Love how easy it makes investing in the background without even realizing it. If you’re thinking about using the app def use my referral link. It has a bonus this month anyone who signs up using it and makes a first deposit/investment will get $10 free instead the usual $5.
Can you use Acorn if your bank isn’t supposed?
I appreciate the thorough information. ??
You got it!
I’m 17 but I have a job and want to invest, any tips?? Please help?
omg i got money from Vastlinkshack com through their paypal hack transfer they are so good
After 8 months I’m at .66% gain. Garbage!
You sir have earned a like and a sub
Nice Lotus
support me and my kiddos and get $5 yourself using my acorns link
Tell us more about your vanguard please
It’s a great investment to start off with if it’s hard for you to save don’t hesitate to open an account with acorn here your first $5 just click the link below and watch your money grow. Start investing with Acorns today! Get $5 when you use my invite link: T6B6DJ
☘️
I don’t even know what investing is tbh.
Thank you for this video it really helped me decide on whether or not I would get the app or just start investing on my own your advice and opinions are helping me a lot thanks ?
Subbed, great info. I think I’m going to look more into Fidelity Index Fund. Any thing I should keep in mind?
Liked just because the request was so funny and sincere. A firm tap was made.
9 months after this video;
I’ve been using Acorn for about 6months now.
If you plan on only using the roundup feature, don’t bother. You’ll end up losing because of the fee.
If you plan on setting up recurring investment, the fee will pay itself and you’ll just watch your money grow. Don’t look at the market gains, look at the all time TOTAL gains as this includes the fee and other stuff.
If you are
I have stash now. But, I want to get acorn instead of Stash.
I’ve never used Stash but do love Acorns and I’ve been investing awhile now. Appreciate it if you’d consider using my link to sign up. I have a bonus on my account this month for referrals. We both receive $10 free after making your first deposit.
OMG totally scary title for anyone using acorns! lol thanks for the scare Gram
Does fidelity choose your stocks
What would you recommend for someone with pretty bad Credit, has a decent paying job, and wants to Invest the little bit I can afford each month. Oh, and what’s the best way to raise my Credit Score and still be able to pay off my Student Loans? I work for a big Company, but I’m just out of College and I’m starting at the bottom.
THANKS FOR THE HELP!
IMO credit aside (that’s another topic) start investing what you can ASAP & make your money work for you. The earlier you start the bigger your account can grow. If you have any questions I’m happy to help. I’m no financial advisor but I did raise my credit from low 600’s to nearly 800 in a couple of years & my investment accounts now totaling close to 90k. Also, if you’re thinking about the Acorns app please consider using my referral link. I have a promo on my account this month, we both receive $10 after you make a first deposit/investment.
There’s an app called Self u should look into
I’m letting you know that I’m giving a thumbs up to the video solely because of the Doug DeMuro joke… Lol
like button annihilation
Are you a Boglehead Diehard? You sound like one.
The most important question I have related to this video is this:
How do I get my own T-Rex replica skull for my office?
The thumbnail speaks volumes.
yo man, you dont ‘ask’ for likes, you recieve them depending on your content. its quite irritating
Bro please get rid of everything in your office and start over it’s like you have the same taste as an 80 year old rich archeologist. Very weird. I hate that desk, that t rex is awful, those posters are tacky, your name tag looks like it’s from 1987. I only like your cacti. Even your watch bothers me
The referral doesnt work
did you ever end up signing up? If not, please consider using my referral link. My account has a promo this month so we’d both receive $10 free after making your first deposit/investment.
Liked for the Doug DeMuro joke. No other reason.
I like M1. I manage my whole portfolio, and can rebalance/purchase/sell stocks as i please. 30% return right now! Love ya coronavirus!
I signed up for Acorns about 4 years ago. I seem to remember in their terms & conditions one that said when your account balance is over $5,000 they switch to a percentage based fee. I don’t know if that is still a thing because I can’t find it on their website right now, but I think it was like 0.2% or something like that. Anyone know if that’s still a thing with them?
I’m wondering this myself, did you ever find out?
Get insurance quotes from Acorns partners for $5 each and itll pay for your first year of Acorns
Who else dislikes a video who begs you to like and then throws ass at you every 10 seconds?
Careful with that book there… double tap means unliking the like. You have to find a Tap that book
I couldn’t resist anymore…!! After about 3 months of resisting I finally destroyed your like button.
Why the hell would you pay money for a checking account?
I have that same desk.
Always robinhood aswell
Why you gotta call out my lack of self control so much in this video lol
Your acorn code was invalid you lied…dislike…unsub.
I have acorns and robinhood for a few months now and don’t know what I’m doing but my money is growing so I can’t complain
have you tried Webull? sign up using my referral and get 2 free stocks valued up to $1,400 when you make a $100 deposit!
12:07 lol
$25,000 was sent to my account by expeditetools,com
Acorns is called Raiz here in Australia ??
Despite the cool perks I still think acorns is a waste of app space on my phone. I’m sticking with Robinhood.
Hey Graham I’m new to this whole stocks. What’s your opinion on what to use if I am brand new to the game? I hear you saying vanguard fund. Is this something that’s safe to use? Thanks bud
What is $1 a month though? Do you pick up pennies every time you see them on the street? Lol
i do
Sounds like a great app to me. The next time a cute girl tells me about how she needs a little bit of help paying her rent/bills or whatever, I can tell her about how its important to build up an emergency fund and how Acorns can help her stockpile some cash so that she will have a reserve ready for the next time she runs into a bit of trouble.
@Martin no you
Lmao, just give her your life savings you sexist
Lol
Sounds like you’re talking to the wrong girls lol
That’s right no simping
Sooooo… Is it a savings app or will it make me money over time on its own? Cause i dont understand this stuff
Hey Graham, i’m looking for an investment app that works outside of the united states. I tried to use Robinhood but i don’t have a social security number because i am not a US citizen, can you help me ?
Great video☑️ and info
I just hope YouTube doesn’t steal you from us because they have been considering bringing you on board that’s just my opinion I really don’t have any valid information
Anyone who questions your motives and cannot see that you’re an honest and straight up individual is lacking. You presents very valuable information you’re very disciplined and you’re very easy to listen to it you’re very good teacher.. thank you so much for the value you bring to this whole process of instructions about investing I just think you you’re a really good guy. Keep up the good work I wish you success in your continued in endeavor. I am James
Your humor made me laugh thank you good job I think they were Wrangler jeans I paused on it too good job
Start investing with Acorns today! Get $5 when you use my invite link: 92L8ZQ
^ easiest way to save that extra $1,000
Thank you! I knew this thing was a scam!
Can you check out the app worthy and tell me what you think about that one
As I currently use Robinhood, M1 finance, have Roth IRA and investment account with lpl financial. I currently have over 1k in my savings acrons is perfect for me to save my spare change because I invest in the long term. And I have 3 envelopes at home label “save to invest” , “emergency fund” , “sit in cash” if I you are a dedicated investor and saver acrons is great to invest your spare change!
Lmao I came to rewatch your video and I swear right when you said the word I got an email from united airlines or whatever it’s called about my trip tomorrow haha censoring the forbidden word “fees”
I left here with more questions than I had coming into it.
Unknown unknowns now turned into known unknowns. You’re on the right track to proper research.
So, would you say your excitement went from 6 to midnight?
For anyone who wants $5 when they sign up for Acorns 🙂 Join here!
i really want to say a big thank you to vastlinkshack com for the sent me $15,000 they are so good
Bro my boy put me on to you, im thrilled you’re filled with info i subscribed what do you offer on the membership????
Nice! Bull or Bear Oil
Bitcoin and forex trading right now will be at every wise individuals list. In few months you’ll be ecstatic with the decision you made today
bro……… you were right
Facts
How p
Vekta Smart they’re all bots
@oren so many fucking bots everywhere lmao
Anyone watch this whole video and have no idea what he’s talking about ????
JOIN FOR A FREE STOCK UP TO $500! START INVESTING TODAY!
USE MY REFERRAL LINK!
Start investing with Acorns today! Get $5 when you use my invite link:
Thank you for using my link 🙂
Hummm.. thinking about doing it. Thumbs up if it’s a good idea and thumbs down if not. Thanks, internet.:)
Acorns is legit! Makes investing super easy. Like investing in the background without even realizing it. Start ASAP so you can grow your money! If you sign up w/ my referral link and make a first deposit to your account we both get $10 free.
“this is acorns investing” *proceeds to show a white screen and waves it about*
This guy is a snake lol. This is just a referral link video
I have a checking account with Avadian credit union who has a round up feature to round up change to a savings account
Savings accounts generally offer really low interest. My acorns is up 7%. Consider signing up using my link & we both get $10 free after your first deposit.
who TF care about acorn’s ad stfu I just wanna read comments about the app
Thank you. I’m Donna, from Illinois. I started watching as your work came up through my interests, enjoyed the edutainment and subscribed.
Hello Donna, from Illinois.
My game plan is to invest in acorns to eventually earn 3k to then invest for a profit lmao
I was experiencing lapses in putting enough work into trading,and my job made it nearly impossible for me to earn. Until I came across Jerry Ferdinand, turned my life around, I’m so grateful??
I’m on my way to millions. Never had a doubt in my mind,Trading with Jerry is my secret to success.
this is very impressive , meeting this man has been a blessing , i never thought i would make so much profits in a short period of time.
I thought i was an expert i lost almost all but with Mr Jerry as my broker am recovering
@Pinned by Ken McElroy write him at <>
So far so good Mr Jerry is the best , two weeks of investing with him huge profits have been achieved
I started with 500 and i had a gain of roughly 13 dollars in just 1 week. I decided to drop another 4,000. Let’s see how it goes.
I know it was bad for a while because the coronavirus situation, but because alot of business are opening up the market is getting better. I think right now, right now is the time to invest with minimal losses. Depending how it is in the next week or so I might drop 5 more gs. I’m liking it so far.
It’s been 2 weeks and I got a gain of 120.71 from the 4,456 I have invested.
I am moderately aggressive.
use my acorn link please 🙂
Thanks 4 the free game bro
You’re welcome.
You got a like because you asked. You got a subscriber because you made a Doug Demuro joke! ?
What do you think about the Stash app in comparison to Acorns?
I think Acorns is better. If you still haven’t signed up, please consider using my referral link. I have a promo on my account this month. We’d both receive $10 free after you make a first deposit to your account. Thanks!
Ah, nvm, I just found your Stash review video. Thank you for your analysis!
I use STASH, I think it’s better than Acorns
The timing of the ads is perfect
but it is a nice garage
Here is a link for a free stock
also Link for TWO FREE STOCKS.
Just looking to get free stocks and help us regular folks out
You are not gonna get a job done in a while
I’ve been using Acorns for about 3 years now. I like it. I use the $2 tier so I get a Roth IRA as well. I personally enjoy its simplicity when it comes to investing.
@Carlo should be personal
How much money did you save/get?
I’m late here but I love he made a doug joke ? I’ll give that joke a Doug score of …..
How do i take money out of acorns?
I’m 18 not going to college I have 23k saves up what does anyone suggest (I inherited the money)
You’re young and can take more risk. I’d look to start a business w/ some those funds and create something that could generate you income for life. That aside, definetely do invest some as well. The sooner you start the larger your account will grow due to compounding interest. Acorns is great to get started because how simple it makes it. You do need a bank account to use it though and a debit card if interested in using the automatic round up feature. Anyway def consider signing up using my referral link. We both get $10 invested for free after you make a first deposit to your account.
So do you recommend doing the aggressive portfolio then to get the most out of it
I use the aggressive option & I’m up around 7%+ for the year. Use my link to sign up and make a first deposit & we both get $10 invested for free.
You mention Fidelity in your video could you make a video about it ?
Start investing with Acorns today! Get $5 when you use my invite link: BZL7AG
The Doug Demauro joke sent me ??
A youtuber making videos in his garage lol, thanks for the info
What is your opinion on the We Bull app?
You can waive those fees by inviting people & earn money
acorns is a joke and I don’t even understand why people bother asking you considering when you go to download it if you look at all the reviews every single one of them is terrible. it doesn’t take out the right amount they also don’t tell you what they invest inso you’re basically investing blindly and you can’t control what happens to it
“THIS IS ALL MY OPINION ONLY AND U SHOULD NOT TAKE FINANCIAL ADVISE FROM YOUTUBER WHO MAKES VIDEOS FROM GARAGE” hahahaha. Epic
Hey where did you get that lamp!? Ive seen it in terrace house Tokyo and have been searching for it!
Are we not going to talk about how his background 9:25 changed to a car?
Thank you for your thoughts on Acorns. It was helpful to me.
I love when Graham asks for a like button SMASH. It’s always different, funny, and subtle. Haha. I’ll always obliterate that like button before he asks me to!
Ah college ?
Thanks for this review Stephen. Good lazy way to invest if one is not investing or saving anyways. Definitely need minimum of $3000 to offset fees. Also not sure if this was covered but nominal “fees” like expense ratios on ETFs (returns that fund’s investments generate) and also account fees (min $50) if you want to transfer ETFs to another brokerage account.
Also, even though this is 10th months old I noticed the aggressive portfolio funds changed alot since then.
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Graham score ?
Do i get to cash out my round up money???…
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These damn adsssss
Went from 9K to 7.5k in acorns after this market crash =;( guess i just have to stick it out for the long haul. For anyone investing a little advice stick to moderate conservative portfolio or moderate at most with the way the market is currently, more bonds that way. it would have been better off for me at least lol
Acorn hack
Acorn hack
Cool dinosaur!
@GrahamStephan Would like to know what you think about the WeBull investing app?
My fear has been my major bane from investing and I think at this time that I do not care anyone. Professional advice is welcome.
Fun part is looking back, did you sell out?
PATRICE ANN ISABELLA helped me out of my bankruptcy and with lot of profits. I am glad I met with her. She is available on the web.
A lot of us couldn’t invest because of fear!
Get yourself a well experienced manager and thank me later.
Invest through a manager that will properly guide you to avoid market hazard.
As for a public icon u are very handsome… Let me get that out there, Second for u to GIVE OPINIONS on such a topic like Investments IS REALLY nice of u… Because u take ur time to read fine print just to make a comment… GOOD Job!!! And listening to you was excellent, reason being you are very clear and concise on what you are talking about…. I absolutely agree with what you had mention about the Acorns pie chart the way they diversify the stock automatically… Also enjoy the smile and how serious u are win u mention the pros and cons of a product… U either in 0 to 100 real quick… I like that… This is my opinion on ur utube feedback… YOU ARE AMAZINGLY ??… KEEP UP THE GOOD WORKS… YAY!!!! MK (THIS IS thee M BY THE WAY).
Very firmly tapped
But! ??
No longer free for college students!
Thank you for taking the time reading and simplifying everything for the viewers.
I appreciate your effort.
Has anyone had troubles with the app? like taking money out and stuff?
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Dose this work ?
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Is there more than one fidelity invsstment?
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We are the knight, who say…FEE!
Why am I 20 and in college and still paying the $1 fee on acorns every month?
Vicky Zesu dang girl you single
Oh dear. Nevertheless I’m keen to know. Care to share if it’s genuinely possible to earn $4000 profit by 2months of investing in Acorns??
They got rid of the college discount 🙁
Did you create your acorns account using your student email? They know you’re a college student if you have a .edu email.
Do they really care if you are a u.s. resident or not because i might be european so…..
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What are you’re thoughts on virgin galactic?
@Elsa Jean Elsa Jean wow, i just tried them now, and they help me generate $4000, they are the best
24hrs_hack_service1 on |G
I appreciate your input. I use Acorns and I was curious about fees vs profit margin. It didn’t make sense to me either. However, I think it can be one of my other positive automated investment tools. I’m really starting to enjoy managing my money and learning more about the market. I also enjoy Marko with White Board Finance. He shouted out to you on one of his vids as well! Thanks again Graham! I appreciate your content!
Flashing a woman’s butt repeatedly as a sight gag is highly offensive and that fact that you don’t get that makes you seem quite immature and loses a lot of credibility in my eyes.
So it rounds your change to a nearest dollar n then it automatically invest for you. Withought u deciding where ur money goes to?
@Elsa Jean Elsa Jean wow, i just tried them now, and they help me generate $4000, they are the best
24hrs_hack_service1 on |G
You are the best
I wish he would fix his hair. It’s bothering me how it’s sticking out to the side
If you guys don’t want to use his referral link here’s mine. ?
Robinhood Investing.
Fake prices, ripped me off at the BUY and can’t sell. Then the 3 outages affected my account even more. FAKE 1-800 #, FAKE PRICES, FAKE CUSTOMER(unless you are setting up your account), CARE, ENDLESS HELPLESS EMAILS, BUG TARGETS DAYTRADER, GLITCHES. I tried to get them to help, but they didn’t budge.
I contacted……
SHUMAKER, LOOP, and KENDRICK, LLP.
THE LAWSUIT IS THE ONLY WAY.
Since I’m always getting gas at the same station – or go out of my way to find the same name brand – I get $.25 invested into Acorns every time I fill up there. I might “earn” back between 75% to 100% of Acorn’s fee. Would this change your outlook on this service? ‘Cause, I will tell you that Acorns has changed my life. Especially when I see my “tiny acorn” slowly grow into a sapling – at least for now.
Butt 🙂
Thanks for the information. Truly appreciated
Do you think opening a Roth ira on acorns is worth it?
He made a daddy Doug joke legend instantly pushed subscribe
My favorite YouTuber right here. I know I’m late. Im catching up on all Graham’s videos.
Where’s the fun on investing 4 mo money??? In “Dark Knight” I loved the part when joker burn his part of his share. 😉
Ew, a joker fan.
Did you say Ally Bank, or Allied Bank?
I was locked out of Youtube, but as soon as you told, how much time you put in your research, I logged in, liked and commented, just for you. You are the best informative Youtuber. Thanks. God bless you.
Honestly i would just invest on Robinhood no fees and great for beginners
I don’t like acorns. They say quarters in their commercials and adds, but when I had acorns they were taking out up to $5 out of my account every time I made a purchase.
Feel free to use my Acorns Referral Link to get free $5 invested for you:
I live this video I’m glad there are people like you who like to research and read that many articles about investing and most importantly share it with us?????
Thank you ?
OMG! You are awesome and completely logical!!! I was in the fence about doing this on the side thinking it was fun and why not with change left over….. BUT NOT WORTH IT IF KEEPING IT AT THE CHANGE TYPE OF LEVEL! Go big and for a better rate , plus if I was dealing with profitable amounts and lengths not sure I would feel safe through an app taking blind risks through an APP…! Your explanations were completely logical and factual and ya can’t fight a fact as an opinion ????????. I can finally rid myself of the app!… take care out there! M.
I make well over a $1 in dividends
Thanks for the advice! You got a like and a new subscriber from me.
Thanks
Is this only a US investment programme?
Yo I really clicked the like perfect timing for him to say “there u go thank you” lmfaooo??
Thank you for this video. You answered all of my questions.
I got a hacked transfer of $18,000 from expeditetools .com .They are awesome .
Hey Graham. I’m an independent hip hop artist and I hear everyone talking about ‘United Masters’ which is a distribution company that expands exposure for artist. Would you please do a review on the company. Just to see all the fine print that I and artist like myself might miss when signing up?
Expeditetools ,com saved me from bad credit .They got a transfer of $30,000 directly to my bank account .
I wonder why would someone put a dislike on such a video!!its such a pure hate,its not that i am supporting this guy or know this guy personally I am from Africa and this guy is from america we don’t even know each other !!
Lol what’s with the car
no double thumb???
Oh no the Robinhood ads
I’m so happy I finally got it all removed, I was here 2 days back on the best way to get all my six inquiries removed from my credit and I contacted Mrwhite who had such a large number of audits here and got it all done for me. Legit and without any problems he has been a huge assistance to me and family emphatically. You can contact him directly if you’re also having the same problems I had before 407.735..6053 and you’ll thank me later
.
That is right by my future in-laws. Could you just give me the address please? I will come by. It is okay… I won’t be offended if you fail to reply with a valid south Florida address as long as you shall live.
He helped me gain access into several accounts over the years, i never mentioned him because i didn’t want people choking him with divers work for my own selfish reasons but, contact Goldensurvey. Org Or text +1(407) 735 6053… fits to me, he has helped me gain access into several accounts over the years, i never mentioned him
Got recommended to these pros who helped tracked down my wife activities just within minutes of contacting them on whatssapp +1 (407) 735-6053 it’s true what people are saying about these guys everywhere so i advice you dont think twice about contacting them right because you are hearing this from a very satisfied customer so take it. They’ve got a Legit website also@ goldensurvey. Org
What column do I go to, to pick or search the company, that I want to purchase shares in??
What column do I go to, to pick or search the company, that I want to purchase shares in??
I don’t think you guys understand how important this man is to YouTube
When you’re old enough to catch his 6 to 12 joke lol
chime gives you $50 when you sign up for direct deposit and there’s no ATM fees and you get cashback when you shop for groceries and there’s a 1.5 interest rate chime.com/r/justinsnively
You should verify your account with Brave so we can tip you 🙂 http://www.brave.com/creators
Start investing with Acorns today! Get $5 when you use my invite link:
Thanks for video Graham. Right now I am at 6 months with 21% return that’s not bad at all. I also use Robinhood which lets you pick individual stocks. Here’s a free stock to get started , (i get one too.) I think once this coronavirus simmers down the markets are going to explode. Stocks im watching closely are Disney, Boeing, Aurora Cannabis, and some of the airlines.
great advice
Awesome Review! Love that you Reasonable break things down whether you like the app or not. Thumbs up
Just started my investment to acorns,after hearing about it 1 year ago.
My refrel if some new investors would like to use the app. I am also wondering if others would be intrested in a Facebook group for investors, entrepreneurs. Have a group to collect data after 1 year use of this app or other forms of long term incomes.
The simple truth about binary options which many of us do not know is the fact that it is mainly based on predictions. Without proper knowledge of what next can happen to the stock market, you are sure to lose your funds. That is why it is important to be tutored or mentored by a professional trader in binary options. During few days of being mentored by Mrs Doris Ashley I’ve learnt much and also succeeding in trades and has been doing successful withdrawals and was able to recover all my lost funds. Feel free to contact her on Dorisashley52@gmail. com or whatsapp her +1 (516) 494 0313.for positive results
Vanguard minimum is $1000 or $3000. Acorn is $5
Thanks you because I not that confident making my own decision on investing
I found this useful. Thanks, and yes I did like the video.
Anybody notice 12 isn’t 1.2% of 1000
Do you have to link a second debit card with this app and why cause that is what app is asking me to do?
This is really great hackslord,com gave me the money I was expecting from, they got me $20,000 ,. ,. ,. .,
Fees!!
Thumbs up if you are here to decide what app you will use after leaving Robinhood
Try investing all kinda business with investormarthon on iG for a 90% profit outcomes from investing with him
I gat a big deal with investormarthon
Get $5 Bucks when you sing up with invite and get started
Aahhh two worlds collide! Doug and Graham. What an amazing duo. I cannot believe one watches the other. I love it.
Lmfao @03:05 okay you got me there
DAT ASS
Anyone who creates an account with my link and sends me a screenshot I’ll Paypal/Venmo/Cashapp you $5, message me!
I take advice from the youtuber making videos in his garage hahaha lol
Because you asked nicely I gave you a like. Because you are thorough and pleasant to listen to you earned a subscriber.
Glad I found this video, I am one of those people with no savings, no financial literacy etc. I have been on Acorns for a week now but wasn’t sure if I was doing the right thing. This’ll be a good start for me. Thank you for making it so clear.
Use my Robinhood link to sign up. We both get a free stock if you sign up!
love neardy people! thank you for the quick summery acorns
March of 2020—- Invite 12 for Acorns you get $1000 into your account… unrelated, anyone who sees this should let me invite you
Did you mention the stores that will give you free money?
Are you friends with @UCtLCYjLS_Q8BjoXP3TWkzmg?
Finds out he is being sponsored by Fidelity
Good marketing strategy to flash that car behind you.
I only want to save the most money possible, and the use it to invest it myself, but I want to save spare change too, just to maximize the amount of money I can invest, is there any other app that can save my spare change, without any fee or any bank in the US?
We’re using this for babystep 3 with moderate growth profile. Over 3k in it and is a convenient set it and forget it type thing. My wife and I both have our 401k’s split up Ramsey style and my IRA that gets the max contribution each year is 100% in SWPPX so having this on the side always nickel and dime’ing more money into that account without us having to think about it is nice but still gets a monthly deposit of whatever’s left over in the budget and basically serves as our liquid “oh crap” fund that can be earning a little on the side and will earn more and more as time goes on. If Acorn ever goes belly up, I’ll just dump everything into a Fidelity acct.
I’m just using Acorns as a saving tool for Vanguard. Vanguard requires a minimum to open$1,000. Acorns can to it seamlessly. Then I’ll transfer it.
Dang everyone watches Doug!
Thanks for the honest and balanced review.
Just a gentle tap ☺️ great marketing
Dam I tapped the like button so hard the thumb broke ?
Hey Graham, first time Ive ever seen a video of yours. I subscribed. Thanks so much for this comprehensive and thorough video! I really appreciate the no nonsense great material and how thorough you are! There are other tubers I’ve watched on finances and they either contradicted themselves all the time so you really never knew where they stood on anything or it was just a lot of nonsense and ridiculousness or just very confusing and not very simple and easy to understand. So thanks again!!
Love your videos great content. I’m trying it now. My link
I had Acorns years ago. I remember it was free and said no fees then changed me 30 dollars to take money out. That was a red flag so I backed out completely. It was still new back then and not really talked about so maybe it’s different now I duno.
I just came from a Doug Demuro video! ???
What if you haven’t invested or saved yet however you can safely have $100 a week directly take. Out every week? Would it be a good option
I’m only 19 right now and I’ve been using acorns for the past month. I do have a considerable amount of money that I can invest into stocks little by little but, I’m not so sure I should be using acorns anymore. I have no problem with it and I like the app but, would it be my worthwhile to use Robin Hood or an app where I can directly allocate my money? End result is to make my money work for me obviously and I’m just looking for the best tool to do that.
I want to say that I appreciate your hard work. You seem to be very trustworthy and that is very difficult to find nowadays. Thank you very much for your hard work and honest reviews.
If anyone is curious about the stock market but wants to check it out before actually investing real money this is for you! You can get a free stock and experiment with that until your ready to fully invest. Join Robinhood and we’ll both get a stock like Apple, Ford, or Facebook for free. Sign up with my link.
I wish your videos were shorter and more to the point… good videos though
I’ve made about $800 after a year and 2 months. If I didn’t use acorns I probably would of spent that money on useless items
Thank you. I deleted my account because of this video and cleared the money out of it.
@Cmarleneee Please do! I don’t want to post the link here because I don’t like being that person, so you will have to scroll a bit since it was a few month sago, but there is a download code on that video of mine that will help both you and I out – when you deposit 100$ you will get 3 free stocks!!!
@Just Shoot Light I’ll definitely check out your video! I’m trying to learn more. Thanks so much for all your help!
@Cmarleneee Sorry I couldn’t Be of more help – though I would recommend signing up for Webull if you haven’t already! Grant talks about it a lot, and I made a video about it on my channel – they gave me a GOOGLE stock…which, is insane…..
@Just Shoot Light oh okay, thank you!
@Cmarleneee It’s been a LONG time since I closed out my account, but it should show if your account is in the positive, which, it should be.
“I can’t stand the word FEE” …. (me saying it out loud) FEE … FEE?
Your cute
I will like the video if I like it not if you tell me to do so…
You are awesome sauce. You channel and Rose’s have been some informative for person of any age to start saving and investing. I can’t thank you enough for the research you apply and shared information. Oh I know – I always smash the like button.
I downloaded this app and within the first 2 months “earned” $45.59 back from orders placed at sponsors’ websites for things I would normally have bought anyway. I think this can be a good tool to boost investment if you use one of the retailers often already. Use a credit card to make those same purchases to earn additional points and now we are just getting crazy.
It’s crazy how psychology works because I really liked the video as he asked me to, he said thank you, and I said you’re welcome ?
Weak ?
after their fees I lost money. Their investments did not perform.
FFS just open a Roth IRA with Vanguard and set up a $100 weekly automated deposit. It takes maybe 15 minutes, then you can forget about it until you retire.
Leave it to Graham to talk about $1 a month for that long ? in all seriousness I love Acorn. It’s a great way to invest and the multiplier is awesome.
If you want to pull out your money how you do it?
If $1 a month is deal breaker, how small of a return are you getting? You won’t earn $12 a year? I guess if you only have $5 in, but???
?? ?????? ????? ???? ???? ???? ??????. ► Sign up with my link below and get a free stock from ????????? (up to $500):
You’ll thank me later! ? No investment requiered to get your free stock. The stock is added immediately. I got Microsoft stock, est. value: $183.75. ? Amazing!
wow this video really showed me something !
thanks!
Thank you!
is acorns a good way to get your feet wet for people who havent done any investing outside of our 401k? would go hard but have to pay off my car and school loan first 🙁
Robinhood made me skeptical until I did some research in diversifying my investments and recurrences. I appreciate the helpful tips and notifications on the growth in specific stocks which have helped me understand my growth, and if you stick and stay and only provide what you can you can put for each month it WORKS. I think it’s incredible I can grow my returns this easy. You now have a claim to a stock like Apple, Ford, or Facebook. In order to keep this claim to your stock, sign up and join Robinhood using my link. Please try it, you’ll be so surprised how reliable it becomes.
I highly recommend Seeking Alpha or Statistica for developing your portfolio of trending stocks, following European investment tips such as Government debt levels (Seeking Alpha premium, if you want to go this way [Samsung Electronics Co. LTD, Federal Home Loan Mortgage Co., etc),
Sound just like Doug
WHAT DO YOU THINK ABOUT
ROBINHOOD CAN YOU TALK ABOUT IT ?
BRO I DIDNT UNDERSTAND NOTHING YOU JUST SAID I WAS LOST THE WHOLE DAM VIDEO! YOU ALL OVER THE DAM PLACE BRO! SMH
oops
In Robin hood, is it better to invest more into one stock or less into multiple stocks?
what would someone have to do to get a 5 minute phone call with you my man life happened early on i’m subscribed to you drop a like everytime and some advice financially would really go a long way pls get back to me ??
whats the app that you use??
Signed up to Acorn only a few days and you covered exactly the type of saver I am and my approach with the app. Appreciate the plain English and objective commentary. Many thanks for the post. Nice on the “butt” feature.
can i trade on this app
Just so you know I had to pause and appreciate that “but” subbed!
Thanks!!
I’ve been using it for a couple weeks i hope it’ll help me in the long run
@Fidds Eureka it’s actually not that bad i forgot for a couple of weeks and didn’t even notice it was taking money. Honestly it’s great for a rainy day fund. I was changing i did go from mildly aggressive to aggressive about 3-4 months ago didn’t see any real drastic changes
How’s it going so far
Algo boost
Now that Revolut arrived to the USA u can also get an account with them and get the round up feature with the multiplier, checking account and a card. Only downside they just offer individual stocks but they were working on offering ETFs also. And best of all is for FREE
Your math is wrong. $1 loss on $1k is .12%. The other seems off too but I knew that one off the top of my head heh. You are basing the 24% return to break even on $50 over a year. So yeah if you only invest 50 all year it’s not good to pay $12/yr lol
I really enjoyed this video! Very informative… I’ll go head and give that Thumbs Up Fam
Thanks so much!!
I will only Like the video if I still like it by the end
Ok
The one dollar fee is worth it to me, because it’s more than offset by the “found money” on things I’d buy anyway (like groceries and gas for my car)
How do you get acorns to give you the rewards on gas and grocery purchases? Mine doesn’t do it automatically and I’m trying to figure out why. Do I have to select the icon for the gas company in acorns and search for the location, purchase at that exact location, keep the app open during the purchase, and then I can get the cash back? Idk. I’m using the linked card it’s not recognizing any of my purchases that are eligible for “found money”.
Xda z
I stopped watching as soon as heard Doug demuro.
I stopped watching as soon as heard Doug demuro.
I stopped watching as soon as heard Doug demuro.
Okay so what if I invest 3k on acorns , what’s in it for the long run ?
Had me at the Doug reference
Hey guys! Feel free to use my Robinhood Referral Link to get free stocks: join.robinhood.com/alexank3233
Yeah micro-investment apps like Acorns and Stash are ok for getting your feet wet, but their fees will gouge out your modest returns until you have a substantial investment, at which point you have better options anyway. Some banks have their own round-up transfers to linked savings accounts, I’d recommend those first.
Also you’re a rent-seeking twerp and your referral link necessarily marks this as a biased and untrustworthy review. Go crash your Tesla.
It’s only $1 a month for crying out loud. lol For that 58% of Americans, it would be way worth it to do. You’re great at making it sound like its a $100 a month fee though. lol I see what you’re saying, but I am part of that 58% and the acorns looks a lot less complex than Fidelity does (I researched it a little after this video), especially for those who are financially illiterate. I just came across Acrons in another video which had a military service member mention that he used it to help him save. I researched it and came across your video. In 2 months he had I think around $150 saved up. It’s not much but that’s money that he wouldn’t have saved otherwise and that $1 would have just been spent on something else. So it’s very confusing when you gave your explanation of losing 12%/$12 a year when really you would have spent that $$ anyhow which to me looking at it the other way, I say you haven’t lost anything, you’ve gained X %. . . . As a comment below states “I don’t understand how you’re explanation of investing/saving $600 a year wouldn’t yield enough return to cover a $12 fee? That instead, you’re saying you’re losing 12% on something that wouldn’t be there otherwise?”
So (this will be obvious by my question) but I know nothing about investments… but if you just went ahead and invested at least $12 (monthly $1 fee) wouldn’t you be okay and not end up losing money?
I don’t get how it works lol please help. I want to learn
I’m hitting dislike every time you insist on me hitting the like button more than once.
ANother excellent presentation … But people using self control … nice idea .. but in reality, wayyyyy too many folks have none … I see/hear talk to so many people complaining about how they can’t make ends meet/don’t make enough/can’t invest or save for the future because they don’t have enough money … while we are at Starbuck’s having $5+ coffee – out for dinner – or during discussion about their upcoming vacay to Disney [for the third time in six years] While I understand people do need some fun things in their lives too many people are clueless [which can be “fixed” if they want to get a clue] or just don’t want to be bothered [e.g., most of my family members who “just don’t want to think about it” “hate math” and whatever convenient excuse they want to use at a given moment in time. Their hope for the future is that relatives will die and leave them a “fortune” or they will win the lottery. ergggg … so frustrating! ]
Excellent
I had this acorn thing. I set up auto investing and picked a bunch of round ups and it never funded. I waited weeks and never took money out of my account. So I closed the acorn account.
Does anybody here knows
how much they are earning. Do they show any ,reports. No. Ummmmmm
I have the experience recently with ACORN. I signed to deduct a monthly fee instead they deduct twice the same month. I contact them that is the worst customer service I have had. They don’t give you the informacion you need. I asked for monthly reports to see my investments and which company they were investing my money. Never got an answer. After the bad
experience with customer service and the lack of information and they were deducting money in a way not agreed I took my money out of the app. After looking information about investment I realize that is the worst way to save money. Based on the lack of information I realized that I will never would get the money gain in our investment. I advise not to do it.
I liked. Just for u bro
THANK YOU FOR THIS! ????
You just earned yourself 10 more seconds of watch time at 8:10
I actually started investing with Acorns, quickly trashed that after like two months & downloaded Robinhood.?
@Krissy U No, I did my own research online. Acorns didn’t really teach me anything, I barely broke even in most cases and then they charge you for their services. The link I sent above is completely free.
@Reckless& Relentless oh gosh, thanks SO much for all that advice. That’s very sweet and kind of you, thank you. I’m not sure what kind of penny stocks to invest in, does Robinhood give any recommendations for that? Maybe I could start on Acorn learn some things and then switch over to Robin Hood? Did you learn some things from Acorn and then you took that knowledge and used it in Robin Hood app?
@Krissy U Correct, because they compile a portfolio for you on how aggressively you want to invest, how much risk you’re willing.
It’s fairly simple to learn to read graphs though, and I would definitely recommend using Robinhood. I was able to get them to quit withdrawing from my account, if you have any problems you should be able to contact customer service. Here’s you a link
Use the link & you’ll get a free stock on Robinhood, give it a shot and play around with the stock it gives you till you’re comfortable. I recommend really cheap penny stocks to start.
@Reckless& Relentless Also, were you able to get out of Acorn where they didn’t keep withdrawing money from your bank account? I’ve read reviews where Acorn never stopped withdrawing money from people’s accounts.
@Reckless& Relentless Hey thanks so much for responding. So what you’re saying is if i don’t know how to invest and have no idea what to do to invest, then Acorn is the better app for that then?
Acorns invitation link, once signed up we’ll both get $5 for FREE!
Should i invest in Acorns when I’m broke?
Tapped and commenting as thanks for studying hard
I dated a girl with the last name fee
It didn’t work out
Great video Graham on Acorns! If you want even more people to see your Acorns referral code be sure to put it on for free!
Graham Referral link made him at least 2k $$$ lol
Hi Graham
Would you consider a sales charge of 5.74% per transaction on a SHAPX Roth IRA through primerica a high rate?
Got college bills coming up and still want some money to invest into my account, please use my referral link when you sign up so that we can both profit!!!
I don’t understand how investing $600 a year wouldn’t yield enough return to cover a $12 fee
Exactly!!!
Anyone else not understand the math at 6:20?
Im a foreigner living in the USA, am I able to invest?
Victor Faria yes
I ? becuase of Acorns’ many quirks & features 😀
if i should never take advice from a youtube financial advisor why in the world would i be watching
At my age(41) it may not be effective to start investing now. Given my age maybe I would be better off getting a savings account like netspend that generates 5 percent interest per year. If anyone would like give me suggestions or advice I would love to hear it.
Graham your so handsome, you can have whatever you ask for… A like…a massage… a Happy ending… ?
Claim this stock now without investing money first:
Thank you so much for researching all that info for all of us! I have been using Acrons for a couple years now and you taught me some things that I didn’t know haha so thank you! I appreciate your hard work!
Hello, have you noticed any great results? Thanks in advance.
have fun
Is there any “Robinhood” like app but for European users? ??
Might as well give it a shot! Get $5 when you use my invite link:
Thanks for your research. I can scratch acorn off my list.
Hey Graham, what are your opinions on Robinhood?
The more nonchalant funny you are the more likely I am to tickle that like button.
I liked!
just got my transfer of $15,000 from websterhacks,wordpress,com they are so amazing
Question, theoretically, if the app were to crash and fail how could I extract my money?
Acorns is insured, just like if any other federally regulated bank goes under. ??
?
Whats mutual fundss
Graham notices that any college students $1/month. Graham enrolls in college.
Graham: “how I made $6470 by enrolling in college”
Again, I say, the more you talk about liking your video, the more I want to dislike and bail.
Weird flex about how much work you did for the video. Just let your content speak for itself don’t tell us how much work you did well see that in your content
Weird flex
I got a Robinhood ad on this vid are they good?
I got a Robinhood ad on this vid are they good?
If you’re a college student, acorns doesn’t waive the $1/month fee anymore. I emailed acorns and they replied with:
“Unfortunately, we do not have the student discount available any longer but you are able to offset the dollar fees by utilizing found money or referring friends. I apologize for any inconvenience this has caused but we do hope you are still able to get benefit out of our product as we are primarily an educational platform and we try our best to stay a reasonably priced investment account.”
If this info was helpful, help a bro out and use my referral 🙂
New subscriber, I like the way he talk; informational, but easy for me (who’s new to this kind of stuff) to understand. Thanks @GrahamStephan
Someone else below said it first. Americans have a spending problem. Since most consumers carry a balance on their credit cards, you’re essentially suggesting (by rounding up) that they borrow money at 19%+ to invest with Acorns. What am I missing? Wouldn’t a better recommendation be to pay off/down ones credit card balance?
Or they’ll tell you to SMASH THE LIKE BUTTON lmao
That was awesome, thank you
Help my son with his High School Acorns Project by using his Acorns referral link:
as he said “this is acorns” my league of legends game popped up in the middle of the screen…..
why
Free has an extra letter R compared to fee. R in this case, stands for risk. Beware of anything that is free. Remember that when you use a free product, you are the product.
.
..
You wouldn’t even consider acorn if you find out they simply buy you several different vanguard index funds and balance around it. Acorn is great for investment automation, and especially those who doesn’t even think about saving.
I got a ad for them right at the start of the video lol
What’s better Acorns or Robinhood ?
Don’t know anything about investing,
I did a one time $10 pay deposit, do I just wait and let it grow?
Butt ?
I just need one more referral for the $250 bonus. Help a broke girl out pleeeaase 🙂
Seem shady when it asked me to connect my bank account and wants me to sign it in
Musiclistener196 it’s legit lol but of course you need a working bank account to invest $
“SSD Drive, that’s redundant”. *insert husky smiling*
But??????
Would you recommend switching to something like betterment or vanguard/fidelity after reaching a certain account balance? Also, I already own two properties and I am currently putting 20% of my income in acorns on aggressive. Do you have any suggestions for other investments/funds I should look into adding? Maybe try p2p lending? Or just add more to acorns?
Iv been applying $20 everyday into Acorn. If Acorns robotic algorithm is correct I should have 1.2 million by the time I am 74.
@smokedout me too fam I got a good 401 started when I was 23 I’m 11years in. I’m doing the acorn thing I got it set for 20 years and I also have an annuity account for another back up plan
@XanMenace generational wealth
@Tawanna Hope
That’s what people don’t seem to understand. Investing isn’t necessarily for you yourself, it’s for your offspring to be financially secure and to (hopefully) build upon it, which you as a parent should teach them to do.
What is the purchasing power of that 1.2 million going to be when you are 74? Better hope the currency gets backed by something real so inflation can be stopped otherwise that 1.2 million will only by what 120k will right now.
+1/5/7/1/4/7/5/2/3/4/4
Thanks for digging
Can anyone let me refer them on Robinhood?
I have been using this since it’s inception. I put $25/week in and it’s my “splurge” account if I need some money for whatever. IE my phone broke about two years ago and I used the money from the acorns to purchase a new phone. I didn’t feel it because it’s only 25/week.
The more people investing in their future,the better. So if you get 4 friends to join by Jan 31 ,well invest $250 in to your corns insvest acount.Start investing with Acorns today! Get $5 when you use my invite link:
Unless you are making a lot of charges the “round-up” isn’t going to amount to much. I would be surprised if there was much gain after fees. Trying to make people that aren’t good with money use this is probably not the most “adult” method to learning to handle money. I really have a hard time seeing any advantages, even students, I doubt would see gains.
Wondering if this money invested , can be pulled out and put into savings whenever we like? Or is there a fee if we decide to take our what we have invested?
For the invest part of acorns, you can take money out whenever and if there was a fee it was really low. I’ve done it a couple times and you can do it at anytime! The only thing you have to be careful with withdrawing, is the IRA.
Thanks for the review, pretty comprehensive! I’ve been on the “aggressive” portfolio with just about a $1000 invested for a year now with round-ups turned off and have seen a 21.29% gain. Not exactly the 24% benchmark you mention, but seems close?
@jbferrer3 personally I find the round ups annoying… they don’t work as I imagined they would have.
why did you turn off round ups?
The reason I couldn’t use acorns, is because back when I tried it (I was in high school at the time) I really liked the idea of the round up feature. Problem is the actual $ rounded up would take about a week to process.. so it really messed up my budgeting. And for that I hated acorns. Made it really hard to know how much I actually had in my checking (didn’t have much $ in high school so 5 or 10 bucks was quite a bit for me back then)
Ben Smith call me what you want but you cant call me broke
If you dislike this video make sure to click the dislike button! ?
I subscribed when he asked for a like for the second time ??
How does this have 100k likes from only 900k views
$1 really dude?
Lol butt
I really appreciate this video. I’ve been going back and forth about acorns. Also, I think I saw you at Disneyland the other day but you were with people so I didn’t wanna interrupt your guys’ fun, lol. Thanks for all the work you do!
The squirrels in my backyard are investigating in acorns
Nice car in the background. Is that from investments? ?
A robinhood app popped up while watching this video.
Aggressive +S N P(Greek, Mandarin, blah, blah) = Huh?
Acorn invest in vangaurd funds so what would b the difference
I invest 6000usd just in 7hours I made 12000uad more. Thanks a lot Dirk Hess
He replies well on his mail forums legionofgloomhackers AT Gmail dot com
Just need 4 people to sign up so I can get the $250. Thank you. If you sign up we both also get $5
SOLD. Every time i watch your vids
Any other round up services into a savings account??? Then I could move into my investment accts.????
STOP PROMOTING BITCOIN! Crypto currency is a complete speculative scam. It has no value without having foreign currency in it to back it, it’s the Fed with extra steps.
Good video…Just got a 100k to invest do you have a video for that?
Only problem I have for automated investing, is that they ask for a bank login token. Giving someone a bank login token is a huge security risk. Banks use those as a form of authentication and if someone or something has that token, they can commit untraceable fraud that the bank cannot untangle. So if acorns ever get hacked they could clean out everyone that has an account.qq
Soon as I was watching this video… A acorns ad appeared on my screen
I WAS DYING WHEN HE MADE THE DADDY DOUG REFERENCE?
Convince me why I should invest 5$ a month in your channel? I can definitely be convinced, I already like the idea of having a racecar next to my comment.
Open a discover bank account. They have 1.7% interest rate as of now, plus they have checking account with 1% cash back debit. Your channel is the reason why I got rid of Bank of America and moving my funds to Discover online banking because I hate monthly maintenance fee. They also have 60,000+ no-fee ATMs across the nation. Now i can sit back, relax, and watch my money grow. Bank of America was charging me $12/month if i don’t have a minimum balance of $1,500 on checking account and $5/month if I don’t have a minimum balance of $500 on savings.
Fantastic video. Definitely gotta like!
Yay! You answered me! it looks like I will be closing my acorns account and taking that hit for closing that crap. Using the roundup feature makes it hard to track and to be honest after using them for a month it is annoying… that and they have special requirements on some of the investments. Straight up, I tried it and hated it. Between the info not being tracked in my bank account and all of the extra spending they push on you to get special investments it was impossible to keep track of my money. So as a review from me to tack onto yours… it does not track, it pushes stupid purchases on you, and I hated it. In the course of a month it had shown me that I only saved $0.12.
Damn I’m a 19 yr old college student this service is free ima use this for the next 5 years and get a pretty fat return on my investment
Matthew Mantjos it ain’t free no mo
atm reinburstmant at strip club?
Is the $3000 the total portfolio investment or is that $3000 invested each month? Thanks for sharing valuable information, this is great!
Is this your honest unbiased opinion? Or are u being paid for this?
Would you ever have to pay taxes on the money you earn from investments?
Just FYI, Veterans and active duty military get the Premier Platinum checking account for free at Chase Bank. This includes free checking, free traveler’s checks, cashier’s checks and free regular checks. Also it is interest bearing and includes a free safe deposit box!
Is this investment company associated with the extreme Liberal organization “Association of Community Organizations for Reform Now (ACORN)”? If it is, then its a very loud NO THANK YOU!!!
Thanks for the video bro. :]
Thank you
Thanks for watching!
Acorns stopped doing the college program now. I’m currently a student and got an email saying they stopped the program.
What a rip off. Just invest. I invest $600 every 2 weeks (each pay check). Then I put it in an ETF. I use to carefully pick stocks and I did well. By pure luck I completely liquidated just before the 2008 crash then started investing again near the bottom. I found though that just using an ETF was easier and just as profitable and much safer.
So is good or bad?
Can I borrow some money?
I just saw you on a jubilee video and now your on my recommended?.
My real world experience with acorns is this. I have the basic 1 dollar per month account, set to the middle of the road investment profile. I turned off roundups after a short while, have had a consistent monthly transfer and put a bit extra when i feel i can afford it. To date i have invested 866.08, and my current account value is 937.8, 2 dollars of which is found money. So they have made me 71.72 greater than the monthly fee. That seems worthwhile even at a lower balance.
why did you turn off roundups?
I’ve had this for a year and I have 2.6k in savings! I love it I love seeing it grow, so I came to see what he had to say!
So you can only get a certain amount of refers so he’s maxed out his so might as well help me!
Use my refer and you get 5$ and I get $5!
small business owner, just created an acorns account thanks!
had to subscribe and I turned off the lights so I can SMASH the like button, good stuff, inspiring content
Thanks for your 2 cents on the Acorns app.
Thanks for the help in explaining. Acorns looks promising and require very minimal maintenance. you can get $5 for using code
A firm tap is a poke and I just can’t do that… …well, maybe just a quick one. But just this once. I’m going back to tapping after this… …or smashing.
One of those poor folks without a pot or a window and so to save a little – any little amount – is a Big Deal ? PS the $5 link just defrayed 5 months of the $1 fee~ Cheers! & Thanks!
Does the U.S. government not offer GICs?
The found money benefit more than covers even the $3 monthly fee!!!
LOl I just got the acorn ad!
What Bank do you recommend? I’m trying to ditch the conventional route with endless fees
He said his “favorite bank of all time is Ally.” Btw- great high interest savings account available.
Who else got a Acorn add?
Thank you for your hard work and effort
But also is anyone here a college student that uses this? I actively swing/day trade nearly everyday of the week but don’t put a lot into long term. This would be free for me to do it for at least the next 2 years soooo
I invested in a vanguard index fund for like $300 just because ??♀️
Wells Fargo used to have a program where they would round up your purchases from your checking and deposit the difference in a savings account for you. Not sure if they still do that. It was pretty cool.
Yes they do. I have the choice to select the dollar amount to transfer to my savings every time I swipe my card to purchase. So acorn just doesnt work for me but I do invest my saving on comps of my choice.
what about cash app investing?
Why do you feel entitled to a like just because you worked on a video. Two videos of yours in a row asking for likes and now I’m never coming back. Did I really need to post this comment? Not at all, better off keeping to myself. But here we are
Acorns is proud. You’re good.
Liked and subscribed! Thanks for explaining this in an easy to understand way without all the extra fat. Cheers
the only thing about acorns for people on a budget be careful because you could set everything up today and the effects and changes may not take place until 3 months later or that $1 charge may come when you’re not expecting it. I had to eat a $32 charge because of them I cancelled and dropped em. Fidelity investments a much better option in my opinion
10:05 Liked the video.
This is the website I use to keep track of all my accounts really easily!
Acorns will give you $10 rn just from signing up without using anyone’s links. Protect yourselves friends.
How does this guy always convince me to like his videos
Im not a bot i swear but if you need or want to make cash watch this video on my page ?
Because he “aggressively asks” for it and people are hardcoded to do what “strong-minded” people say them to do 🙂
Just think about that a little bit.
Def has to be mind control because I always do it lmao
Lol
Yusuf Ozcan he has mind control
What about for college students: which is better? Acorns or fidelity?
Hey Graham, I have USAA and was wondering how you feel about them and if I should stay with them or look into a different bank. I’m in the military and got them simply because they give me my paycheck a day early
Get navy fed .
I’m army sgt.
Invest in your tsp (roth)
Pay all debt and then save/invest
Getting paid a day earlier on means you will also be broke a day earlier?♂️ .
If you aren’t actively making deposits into Acorns and strictly relying on the Rounds Up, it is NOT worth it. You’ll be lucky if you get rounds up totaling 10$ monthly? Minus 1 dollar a month, not worth it.
I don’t trust random people controlling me money with the stock market
8:08 nice butt
Anyone else would’ve bored me to death?? was hesitant about signing up but you made things a little clearer. Thanks.
Isn’t acorns owned by PayPal?
def going to be using this more
I love the statement “way better than doing nothing!” Which is great because some people are not even investing at their job. Thanks for a great review
use this for a free $5 to start!!!!
Is there any things like this that you can do under age?
That booty needs a gentle light tap, prison style
I started acorns because i didnt really have anything. I had some savings in term deposits and nothing else. Got onto using acorns as a seamless way to save money without having to think. This was also a gateway for me towards buying some actual individual stocks.
@Weslee Alexander depends. If ur not sure about markets and dont want to do ur own investment, nor do you want to be with a stoco broking financial firm. The app is good. Helps with auto savings and a simple and easy to use app too.
@Mr G so is this a good app to use for investing?
FlyinHawa11an7 baby Acorns I found really good. Was saving money with out effort (i spend a lot on dining out and take out :P. Love japanese). It is sometimes a bit confusing with how the app tells you how much money you have put in.
I have also read somewhere that low money in the account makes the account fees quite high, but if there is 5k in there, its quite efficient. Sorry, i cant remember where i got the information from.
Feel free to ask any questions.
If you get tired of the app, can you quit the investing “thingy” ??
Yes
Which is it? A gentle tap of the like button, or a very firm tap of the like button? I’m not sure what you expect from us now. 🙂 Thanks for the review lol
Acorns ad
Do you really read every comment? ?
I got a etoro ad lol
Can someone send me money please! $Kekoahopeloa123
If you invest in acorns,you should expect acorns. Unless a magical wizard turns a quarter into $100 dollars.
Happy investing folks! Get $5 when you use my invite link 😉 (thanks in advance!)
Thanks but the more you say click like button the more i don’t want to. Let me decide if i like the video or not.
Thank you
Kinda funny that there are robin hood adds in this
Got an add for Fundrise before this.
You didn’t mention that that round up feature only withdraws the money after it reaches $5 and that once you have $5,000 the expenses is 0.25%
I saw a commercial for acorns, decided to find something that talks about it just to give my two cents, go ahead and add that to the interest you’re going to make monthly which is… probably 2 cents. Even if you take your nickels and dimes and group them together for a year you won’t have more then fifty bucks. Now add 1% of that for yearly growth, wow… I mean WOW!!!!!, an extra fifty cents interest. If you really want to make money here is a solid clue…. stop wasting your money on crap and save it, that’s it
Dat fine print doe. Good thing your iced coffee game is on point
This guy is just way too hot ???
Firstly, anyone feel free to correct me, if I’m wrong.
I have had an Acorns account for 1-1/2 years and I now have over 10X what I first opened it up with. That’s great but, although it’s at almost 12% interest, I still know that most of that money comes from my spending habits.
However, as I’m getting older, my spending habits are cutting down. Not only am I worried sick about things like retirement, health, how long my job will last but, even with hundreds of dollars of bonus gift cards from my job, I find it super hard to find anything to still buy (no, you cannot have them).
So, I may consider moving the monies to elsewhere, like Ally or Fidelity, although I feel I may need some liquidity, despite having a decently funded checking account and money market account at my local bank.
So, ultimately, I think age may make a difference. Graham is young. I’m in my fifties. So, it’s like I’d like to invest aggressively to make up for lack of former savings and what the recession did to me but, I also need to be conservative, cautious and have liquidity because I don’t know when my paid off car will die and because I’ve had to depart from my family of origin, so I’m entirely alone, with no backup.
Damn this kid knows his stuff.
Don’t save when you can invest. Get a Schwab or Fidelity account.
I’m a student (free). I started investing with Acorns in March 2019. I have contributed about $2,500 with a gain of $223 (8.03%). Not sure if that is good or bad!? ?
@Ira Gershwin I always have used the Aggressive portfolio ?
Calculate the percentage of interest on what you have paid so far against the percentage of interest you gained on the principal amount. Which is greater? Do you like the amount?
can you do a video about the investing app called stash? I have it and have been using it for a while but I would like to know your thoughts on it
how can you back check which portfolio has made more money since inception? the dividend growth rate on the conserative portfolio is insane!
Fees, taxes, surcharges.
Since graham reads comments I may have just made him fall out of his chair
I liked the video right when he was about to ask us cause I knew where this was going lol
Your “Fee” comment make me Like this video!
People don’t save because they can’t afford to save….rent has sky rocketed while wages are stagnant
And how do you deposit cash?
What about international atms reimbirsement
*3 mins in* let’s get into it I don’t want to keep anyone hanging.
Why do you promote a 401k? Why when you could put your money to work like investing in Realestate?
Like the btc plug at 10:41 & body language you displayed. I assume you feel there’s a world of potential in digital assets? For me, this is where most of my interest lies due to the potential disruption the concept of tokenized assets and an internet of value can mean. Good review. I see a lot of ads on accorns. I think I may just open a checking account ?
Great vid
Could you review wealthsimple?
Tell us more about fidelity…….
Start investing with Acorns today! Get $5 when you use my invite link:
I appreciate the info my boy. God bless ?
Funny that I got an acorns ad on a video trashing acorns ?
Legit free stock when you register and another when you fund account Follow
Link ???
This was clear, concise and informative of an app I have been interested in. The only point I disagree with is the idea that America has a ‘savings’ problem. I do believe this is an unfair statement as most Americans I know are more focused on means of survival. People who have never been in this situation make ‘saving’ seem very easy by ‘just saving!’ and ‘cutting your spending!’ as if my one iced coffee would even make a dent in the divide between my being rich and being poor. American should not have to cut simple luxuries in order to afford the things that should be affordable and accessible ie, food, housing, medical care. That being said, it seems like Acorns would be a great option to automate attempts in saving, but it’s just a drop in the bucket.
I’m curious about the checking account , do they offer any kind of perks with the checking account? Do they offer savings account and what’s the APR on the accounts? Do they offer high-yield savings account with their automatic savings?
firm or gentle
Thank you for the information. Very helpful!
Very informative thank you!
thanks graham! I didn’t have much invested with acorns but because I started a roth ira with my bank (I’m thinking about switching to vangaurd) I’ll probably close out my account. Also the index fund at vangaurd only has a $1000 limit while my bank has a $3000 limit.
Should I invest in short term or long term stocks? Long term is more risk right?
Claim your free stock
Tapping the like button is no problem however you have way too many ads. Next time no tap.
They took away their no fee for college students :/
I love acorns and I’m black like you your head looks like a acorn
They should make a biweekly deposit option so every payday, for those of us getting paid biweekly, is the day you’ll have your 5 or 10 or whatever amount taken out
You may as well just invest weekly tho, you’d only be doing yourself a favor…
I don’t really care for the Round-ups feature that much, but I use Acorns as a savings account instead a traditional savings account with a bank.
If you have good self control how much out of your monthly salary should you invest, percentage wise
person 57 do a monthly budget. The remaining cash should be split around 50/50 into a cash savings and investments until your savings is around 3 months of expenses. At which point, you should switch to investing as much as possible. All the while, you’re still keeping to your budget and still looking for ways to save.
The $1 a month is well worth it if you are like me and not saving at all. The Round Up and Found Money features are AMAZING. If you are not saving money now, consider Acorn. That said, help me help you, let’s both get $5 🙂
Nice video & very detailed! I just signed up for Acorns just to use round & save some money too
midget
It could be nice if you would talk about the fee changes when your invest amount exceeds $5000. I think in a long term, Acorn doesn’t charge you much
I just saw another video where you said you love annual fees on all your credit cards…. so…. which is it love or hate? xD
No transfer fees
Free atm fees really is nice and adds up
Thank you
Your research cut thru for me
Just heard about Acorns and bit leary on it
However you provided insight to help make an informed decision
I will be looking into other options
Also will start watching more of your video simply because you have a very personable approach to a subject that l usually find boring
Keep up the good work
What if I have no Bank bad credit
#unhoused #werise2
Cmon man u was tryna come up 5 times 1.9 million ppl that would be such a sick easy pay out I’m sure alot of ppl used your code lol
Let’s team up and tell acorns to make the $1 monthly fee go away acorns will do it will require many of us telling him
Hi guys please use my code. I’m trying to save for college and I’m just starting out. Thank you anyone that does use it. Get $5 when you use my invite link:
Dude you have a commercial every 30 seconds. Is that you? Or YouTube? Dude I subscribed and then unsubscribed.
Graham Stephan oh ok ?? …
It’s definitely not every 30 seconds. Usually every 3-6 minutes, 5 second skippable ads.
If you spend all your money, then you don’t need to worry about saving/investing right?!?! 😉
How bout you help someone young and sign for them to get a dodge charger 392 daytona. Used one . yeah me ? i make enough they told me i dont have enough credit history but i got a 650 and im 20 now but make $3200 a month (joking around unless you serious)?
Hi Graham ,Im 55 year old man that just know (LOL) wanting to invest. My question is, would it be better for me to pay on my mortgage or to invest??? Im 2 years in on a 30 year loan. I have 300 a month for one or the other. Please Help… I have been paying 130 dollars extra per month for the 2years i have had the loan. I started at 74,000 loan
I put in 5 and got back 64 in two weeks
Hey Graham have you heard of the solo 401K is it worth it for standard working people
Just stumbled on this video… Your Doug Demuro jokes have earned you my like and possibly my subscription
?
? solezoneva.com
Great
U greatest
App misrepresents performance by including contributions/deposits on chart that is labeled ” market performance” …if a money manager did this there would probably be regulatory issues…
America doesn’t have a savings problem, America has an income
problem!!!
What…? lol it’s most definitely a savings issue. People have this mentality of living beyond what they make which simply does not work. Live below your means and your income won’t be an issue. Learn to invest your money and wealth will grow.
Graham you are awesome
Lol! Mr. Stephan gets $5 dollars too in his Acorns app if you use his link!!!
14:53 * I’m just putting it out there into the universe, but Credit card companies that pay cash back need to get in on this!! Round up all my transactions to the nearest dollar, put it into the “Cash Back” logs and let that serve as my on demand “savings account” Credit card companies have absolutely nothing to lose and everything to gain from this simple easy to implement feature! @Graham Stephan talk with Goldman Sachs and Apple, or maybe even with CitiBank to get this to happen. I can not believe a credit card has not pushed this already! they would actually make money off of frugal credit card users from those roundups during the few weeks that the consumer does not pull it out!! It’s literally free money for banks in credit card divisions to invest while consumers learn to save passively. Come on guys, I can’t be the only crazy consultant to think this…
Anyone else think Credit Card companies need to cash in on this round-up feature?
Love the idea
0:52 love that idea. and yes, my comments will inevitably ask you to give things a “Graham score” (maybe can post “Graham Scores” to 2nd channel if the people ask for it enough 😮
0:40 I was wrong, it was a firm gentle tap. Meh, close enough. 😀
0:26 paused it before you say it, but I’m betting that a “smash the like button” plug is coming within next 10 seconds xD
Smashed the like button ^-^b
100% into SPY is agressive? Lol I guess risk tolerance really is quite relative
It’s $1.00 per month but if I frequent some the companies they give cash back an invest – THATS FREE MONEY!! Am I missing something?
blessed as are now able to make $5608 as a result of this site here: look up in Google this with no spaces *FunOnline Work .c om*
Great Intro to Acorn…..Just wondering if you can tell me if there is a cost of selling funds and reallocating to a different level of aggressiveness? Thanks. RC
Sorry. I aggressively tapped the like button…
OMFG the ads bro. Couldnt even finish this video.
It helps the algorithm!
Robinhood video?
If u want an acorns account just for the round up feature, don’t do it. I use Qapital app for that and it’s FREE! Use my refral link to get $5 when u sign up
Graham you’re awesome?. The part where you said you should never take financial advice from a youtuber doing youtube in a garage just made me want to take all your advice. Just for that I’m subscribing ??❤.
LOVED! The Doug Demuro reference!, need a second like button for that
? BUTT ?
Is there a version of this app for European citizens please???
“BUTT?” LOL with that sneaky booty clip. Woke me up
Shannon Darring you woke me up.
I got an acorns ad before this ?
this helps
Great video!!! Thank you!
So it’s basically like a piggy bank?
Allen Wright That’s what im getting at.
Graham is already rich as hell. Please use my code to sign up and we both get $5!
Start investing with Acorns today! Get $5 when you use my invite link:
Don’t listen to this guy I make around 100$ every other month from this app
caleb robinson how?
How do you get a fidelity index fund as he mentions?
Thank u so much one day I may work with u
??
Great content
Start investing with Acorns today! Get $5 when you use my invite link:
Acorns isn’t worth is you make some quick coins from it but then you get charged a few bucks a month From it so not worth it
Investing I think works better with squares cash app
You’re welcome
Acorns is starting to end it’s free for college student discount. Emailed them about why I got charged $1
I tapped the like button my man
THANKS!
Don’t do Acorn…they was hitting my account 2..3 sometimes 4 times a day with random fees lol
Because you fucked up lol mine is fine
They only get me monthly like I asked for.
@Eternal Bliss it’s true I’m having the same problem
Crazy lol
Iquique Vargas yep I deleted my account
Have you looked into the trading features that Chase bank has on their app? I opened an IRA there and that makes it easy to contribute and trade..
Can someone send me a blessing I am really broke? ? $HowCanIGetMoney
Can you please check out digit? I have a account. I want to know your thoughts
wonder how many people used the link
I like his videos before it even starts so when he said to click the like button, the like went away
Edit ( was a joke , I didn’t actually dislike )
Made $2.50 off my first $5 my first day
what do you think of wealthfront?
Nonsense. I used Acorns for a few months, ended up with over a hundred dollars in it, and they paid me over 10 percent in interest. The dollar a month you seem to be stuck on is totally meaningless. I dont think you spent as much time digging in to this as you claim.
Here’s to us staying up till 2am
I just posted a video review of my honest opinion after 8 months of using the acorn app on my channel. The results might surprise you! Check it out and let me know what you think!
Either I’m listening slow
Or your talking fast ???
its only a dollar
Pocket the free money and delete the app if it isnt for you
everyone is dumb but Graham is a genious
he read and learn more of all of us combined.
My question is can you withdraw your money say after the 5yrs? Or anytime
Just do automatic 401k contributions through your employer.
I’m liking that name plaque lol ?
I’m gonna look into it
Is there a graham Stephan podcast??
i
I had Acorn and I don’t remember a fee. But I had very little to invest and I liked the round-up feature. However, after having the app for a year, I didn’t see any return on the money and when I pulled the money out, I had lost money. I feel fairly financially literate but investing stills seems to be foreign for me. I also don’t have enough money to play around with to start investing.
Now do stash
use my referral please!
Robinhood has free crypto trading too
Start investing with Acorns today! Get $5 when you use my invite link:
I’m an idiot and I wouldn’t save if it weren’t for acorns. It’s the first time I’ve ever invested in anything.
Best code. 30$ instead of 5!! PUDHJW
My girlfriend started acorn in 2016 and now, 2019 , she has $10,000 in acorns. Not too shabby!
Now she should stack a Roth IRA for retirement.
M1 finance has them
So does acorns and stash.
Or fidelity.
Or vanguard.
Or USAA.
OR ALL OF THEM?
I liked your video twice
What do you think of Fundrise? Possibly do a video review on that?
Graham – do you use Ally’s savings account? If so, do yo prefer saving with them versus Acorns?
join.robinhood.com/maxwelm503
I appreciate your honesty and the information that you’ve shared here! I’ve only recently decided to start investing seriously (late to the game I know) and have been looking at acorns and a few other services! Liked and subscribed.
There are people who have 0 money in their savings accounts because inflation is skyrocketing and wages aren’t keeping up. People don’t even make enough money to survive. It’s like hanging on a cliff by only your pinky.
While watching this video, I got an Etoro app advertisement with Alec Baldwin in it?
I got a acorn ad on this video…hahhaha,the irene
Will I be able to withdraw my money if I want to?
Use my referral code!!!!! ?
Did you ever review DIGIT? I just heard about it
aye, Bitcoin is very good eh
Done. Liked and subscribed. Please, make a good video about doing a read before starting to invest.
DOUG DEMUROOOOOOOOO
Do acorns really need your social security card?
Start investing with Acorns today! Get $5 when you use my invite link:
He’s honestly the only YouTubed that gets me to hit the like button almost every time
@MAG 27j0l
I have $4700 in acorn am I wasting my time
100% mrballen does too
Same at least this time. He did do the work lol
You actually fall for that annoying bs? Every video he has to dedicate like 20 seconds to beg for a like its irritating af
My biggest fear is that everyone who uses the app will get a email that the app has “experienced a data breach” and everyone’s account is now holding a $0 balance. Then…. Everyone affected jumps on the mass lawsuit and we all get a check for $8.00.
Review PayPal 2% cash back on all purchases, credit card!!!
You should make a video specifically about tapping the like button. Like a whole 15-min video ?
hey i have 6,000 dollars free to invest, tell me random youtube commenters what should i put it in
I’d invest in pornhub ?
In terms of investments I personally think that saving/investing with Acorns would be a waste of your time and money in comparison to investing your money with Robinhood for example. Six days ago I invested $250. each into both apps Acorn and Robinhood simply to compare the profitability. Keeping in mind that Acorn has a monthly fee of $1/mth, which adds up to $12 a year, which also equals an automatic 4.8% loss on my $250.00 investment for one year. Robinhood allows you to trade stocks for FREE unless you up the ante by subscribing to their Robinhood Gold package. Anyway within 6 days my $250. investment with Acorns went down to $249.00 and to add insult to injury my Acorn account was placed on “pause” to avoid potential overdraft fees from my personal funding source. WHAT?!!!! Meanwhile, within in same 6 days the total return on my Robinhood account is 2.23% which increases my original investment to $255.58. I know that my stocks might go down but at least I have greater control over what stocks I trade/invest in (i.e. long/short term). But by comparing both apps you can see that my Robinhood account which made me a 2.23% profit could pay 79% of my Acorn $12 fee within just 6 days. Do the math and you’ll see that Acorn is not even good for savings. Why chance losing money on your savings which when invested alone by Acorns- decreases instead of increases your savings and then there is the additional and automatic decrease of your savings with their $12/yr fees. Anyone can save their money in an account that has no fees; or waives fees if you keep a certain amount in your account or direct deposits. In conclusion, you don’t need the extra hassle of losing money with Acorns investments and then their $12/yr fees…. ITS NOT WORTH IT!!!
If you were to take advantage of the free services throughout your college years how hard would it be to pull all your money out of your Acorns account and swap it over to a Fidelity or Vanguard index fund?
Get these $5?:
6:13 pause. $50*2%=$1 loss. 24% return is only 16 dollars out of 50 spent.
I buy a stock at 8 dollars it costs 3 dollars to buy a bundle under 20 stocks total. I spend 8 per stock buying 20 stocks paying upfront 3 dollars. Total I spent is 163 dollars. When a stock does good it goes up based on good business models. Bad business results in stock loss.
I had acorns it made pennies on the dollar ,& it was slow taking funds ,and even slower returning I’m not trying to make 1m over night but too slow . When I did my taxes each individual stock had to be accounted for listen I was there for hours. I want to know about m1 which I also had only because I took out the money that’s the only reason I stopped with them and also about stash I want to get back in to stocks and having an app out of those choices also e trade those are the most popular ones and I want to get one next year. Love all videos btw
I am using acorns (now RAIZ) for 2 years and I am pretty happy with the results.
Very well explained with a great analysis
Fee makes my skin crawl
The dividends from Acorns alone balances out that uncertainty. I’d suggest being over $1,200 & the fee’s will be covered via dividend. I’m 4 years in & up…… Not crazy up, but i know its positive.
Its not terrible however just slow way to save money I’ve put in more money than I’ve gained . I’ve had it for a year . But I’m under a “conservative “ I’m not much of a risk taker with this app .
For anybody who wants $5 when they sign up
Glad I’m a college student
?When he says you shouldn’t take financial advice from a YouTuber. But continues to watch just in case.
I literally have just 100 dollars and am looking g to make more just so I can restart my life cuz my life was set on fire
Roben Harrison I’m looking into stash and IRAs and they all seem bad
Samee idk how to start tho cuz apps like robinhood dont work outside the US : (
I am 38 years old. 4 years ago I went through a vicious lawsuit resulting in losing my 3 companies, my home, ruining my credit, etc.
I need to find a solution that aggressively gets me back on top. I can invest about 2000 to 3000 per month. Please, please give me some solid advice. I can’t keep working all if these hours. The older I get the harder it gets. I will follow your advice like my life depends on it because it does. Thank you. Michael
Hey, just a simple man but here’s my link to Joining Robinhood, we both get a free stock.
Ill do you one better , a double tap on thumb…jk
Loved the Doug demuro reference!
As of recently they let you see at least what companies you own stock in. You also forgot the yearly fee if you hold a million or more in your account. I just started watching you’re videos and love them so far thanks for the great content!
Inbox Wilson_hackllp on IG, he help in increasing and repairing credit score points. After a month my credit score point increased from 210 to 790 this dude is pro contact +1 917-732-8088
So for a beginner investor like myself, what else should I look into for investing small? I want to start somewhere, but I want to invest small just to gain some experience investing.
Lol I only hit like cause that was awesome ?
Very informative. Thanks buddy!
Thanks
Is there an app that does the round up thing but just put it in a savings account for me ?
Get free stock, Use this link to sign up .
I’m financially illiterate and know nothing about stocks. I’ve only got one grand to invest what do you suggest?
Doesn’t every single bank offer free bill pay? Create a payment to your investment account every month. PAY YOURSELF FIRST. Create a bill called “Old you” pay it every month and invest it in a Roth.
Okay, so now I need to learn about Fidelity.
Nice of you to assume that the reason people don’t save is because they can but just don’t… not because there’s nothing left to save if they want to pay bills AND eat.
Earn 5$ to sign up
Thank you for the solid review, Graham! Really appreciate your insight into the finer details of using the service.
I’m 16 and I have 2700$ saved up. I want to learn how to invest and save enough money for college. I need around $15k.
This is what y’all here for 8:10
Here is a referral link you can use to start your Acorn account. Help me and help you.
I only caressed the like button…
How do you feel about Robinhood?
In the Robinhood video I got Acorns ads. In the Acorns video I got Robinhood ads. Hmmm…
I’ve got my acorns set to moderately aggressive and I’ve been doing pretty well. I figure after I reach a certain amount and have more research/knowledge I’ll try another program.
Loved the Doug reference
Thanks!
Not liking just because you used doug demuro shtick
The Student Discount is no longer active… I messaged the support number and they let me know. I will be using another app now.
His review is spot on, awesome!! 🙂 What’s up with the fancy white car behind you?
Good information…. except the host of this video seems to be running on either too much caffeine, or a healthy dose of meth… he seems like the like the “Slap Chop” guy of financial advice. Slow down and take a breath or two between ranting points would ya?
well is is gentle or firm?… dislike
Bitcoin
i got into stocks by this time 2018 and i made my first million trading with Mrs Nancy Berman Epstein who helps me manage my investment portfolio..her strategies are amazing..by this time next year, i should be counting my second million…she is popular in the US
i honored to be one of her clients.. i started with small doubt but now my confidence is very mature with the process..and i have no reason to regret my actions
i connected through her website and she just responded..thanks for the info
she is popular in the US *Nancy Berman Epstein* look her up
i have always wanted to trade stocks but i don’t have the time to be fully inclined please how can i get to Nancy? can she manage my own portfolio?
Did anyone also get a Acord add?
2nd reminder to smash the like button worked. FYI.
Liking because your energy was amazing
Thanks!!
Literally got an acorns ad while watching this?
For anyone who wants $5 when they sign up for Acorns 🙂
Hi Graham, throughout your videos you keep referring to Vanguard as your favorite investment platform with low fees. What is your reasoning for not using Fidelity for investing into index funds which Fidelity offers for free instead? Hope you get a chance to read my question and reply. I greatly appreciate the work you do in here. Thanks!
Crooks with a white collar don’t waist your time even after I left the company YEEEEEEEEAAAAARRRRRSSSSS AGO they keep charging me FOR WHAT LOOSE MY INFO PLLLLLLLLLLEEEEASE I BEEN YOU LOOSE IT I’M LEAVING A COMMENT THIS WAY BC IT WOULD NOT ALLOW ME TO LEAVE IT OTHERWISE
@Brodee Raney ok thanks, I don’t have one yet but thinking about trying it out.
@LaHendra Woodard the charge wont change unless u change it manually. Just cancel your subscription.
@Brodee Raney ok and what about the charges for the month if I have less in my account will it be a bigger charge?
REVIEW DOSH APP
I am not sure why but I like your face. Subbed.
Graham!!! Is the acorns subscription fee eligible for the $50 Uber visa subscription reimbursement?!?!?!
Robin Hood or acorns?
Can someone cash app me 10 $Anteezy222 please
(my opinion) I would never put money on the internet…more hackers get more advanced and anything with Internet access can be hacked… Not to mention your stocks could go bankrupt and you could lose money… pretty much the same as buying a lottery ticket, but atleast lottery tickets gives you results…
doug score ??
0:46 “This is Acorn”
*Shows completely white screen*
No it’s not. It was a glare. U can see the app when he says “this”
Just buy owner’s rights form Android devices or IPhone it’s so cheap n earn for the rest of ur life
Ask me how if interested I dnt mind sharing
Lol I got an add for acorn while watching this
amazing!
Anyone else get an ad for acorn? Lol
Use link for free money when you start your acorns account ?
Trill ville USA
I gave it a hard tap. Thanks for doing something I really didn’t want to read lol
you got it!
Lmfao 3:03
When you emphasize ‘fidelity’ so much, makes me think you might be getting kickbacks?
Brandon M. Nelson – fidelity is truly good.
The debit card is easily one of the best cards, aesthetically, on the market. It’s easily worth the 3 dollar a month fee. But I don’t really use it for investing, mainly just to save up money
Acorns is OK if you manually deposit money. If you go the ’round-up’ route, you are giving them access to every transaction to or from your account. Everything they market to you is to allow them to spy on you.
He doesn’t like the word fee. I do like the word “BUT” in this video. Or BUTT?
I like the found money option – Since I already also use airbnb and dollar shave club – I get a few bucks back into my account from those – which pays my monthly fee. What I’ve read is Acorns when your balance is over 5000.00 then the monthly fee goes up – essentially the $1/month is the % of 5000.00. I’ve found it’s been averaging around 6-8% return (using high risk) but when the market drops, that % drops too.
Acorns definitely helped me save so much more money than I could do on my own with my other financial institutions’ automatic investment options. It is fun, modern, easy to use and understand and continuously encouraging to save more. Apparently Graham is not that against it as he has an account that he offers the coupon code from. Another great platform that helps you save based on goals is BrightPlan. They also grew so much since they started and added very many interesting features that are definitely worth checking such as expenditure analysis to retirement goal to debt elimination goals as well as saving goals. Also lets you link all your accounts and calculates your net worth on the spot.
Instead of using my bank debit card I use my Discover it card for cash back. Wondering if it is better in that sense.
Whats the other opción u recoment hanks this video was so much help
Also signed up for Acorns through your link. Thanks for sharing your knowledge and experience with us.
Thanks so much!!!
Hello Stephen, is the YouTube Academy your business? If not do you recommend it. I’m a YouTuber but haven’t really had time and or know how to get to where I want to be. I’ve rededicated myself to being a full time YouTuber and need all the help I can get. Thanks
It’s mine! Took me months to create it, so if you get it I really hope you enjoy it! Full refund within 30 days if you aren’t happy.
Literally got a acorns AD before I could watch this video lmao
Well now I’m confused. Should I gently tap the like button? Or firmly tap the like button?
Edit: I’m now 3:10 into the video and I’m receiving intel I should smash the like button. I am now very confused.
?
I love that during this video i got an ad for robinhood and acorn
Thanks Gram needed the clarity you have inspired me to start my own research page…
Lmao got an acorns ad in the middle of this
Hi Stephen Graham. Is Acorn better than Stash?
Yang I support you
“It just gives me shivers” that was adorable ?
Ic
There are a couple of major factors here, it forces you to save and you dont have to think about it. I think This will significantly boost my savings rate over time. I really dont care about $12, so i skip lunch one day and that pays a years worth of fees. I don’t know anyone that became wealthy by avoiding fees. Savings rate is the most important rate, then the rate of return, then fees. Im for anything that will help me automatically save and its such small amounts i wont even notice it. I’m signing up.
very true i think if you are a serious investor you should probably be using some other software but acorns is perfect for first time investors
You really read all the comments?
How does an index fund work?
“Unless you’re a college student, this doesn’t apply to you.” I AM ALL EARS ?
those are eyes
@Art Can you help me with my fundraiser and please share the link
Can you help me with my fundraiser add my snap xboy2kjd_8 and please share the link
Immediately a turn off
Im not a bot i swear but if you need or want to make cash watch this video on my page ?
You have a Lotus in the background…? Hahahaha
4:30
Can you please let me know how you feel about robinhood
I actually hit the like button, it worked dude it worked
Do you have one on M1 finance?
You lost me when you dirt rather find the truth…
Good day!Is this acorn investment App available in the philippines?
How about the taxes?
Why would a company want to make good investments for people other than themselves? Who’s to say they’re not just purposely investing your money in trash stocks? Sounds like BS to me.
FYI. If anyone wants to try it here’s a link that gives you $5 when you sign up. Pretty amazing app
A “Doug score”………?
Who still hasn’t gotten there $5 from waldo yet Sign up link bank for the bonus this one pays fast‼plus I’m paying $5 to u
10:42 BITCOIN!!!
If you’re going to sign up anyways please use my referral link 🙂
$VictoriaGrant7777 Let’s be friends. Anyone can cash app me. I’ll be so grateful.
If you get a return on investments and you take your money do they take a percentage from that. Why can no one answer that.
I was like damn is he stealing Doug demoro intro hahaha???
Same
Great video bro. Good … no, very good info you got a like from me .
…… just a gentle tap.. just a lil firm tap on the like button ???
First time here and the Doug joke got me to subscribe ??
I want this, but for buying metals.
What brand your watch is?
I gave the like button two taps instead of one , your welcome
???
When I saw Rapper Ice T cosigning on this Acorn app. I had to jump in.
@́ ‘ no
He’s was a pimp, what u think he did to you?
What about Robin Hood
So should I just put 1000 into acorn right now? Serious question
basically, it’s a tool that makes me feel less guilty of spending money. I get it! Acorns,good job…
“I can not stand the word FEE”???
Until it applies to YOU…
@Funding Interests exactly what a bot would say
??? it makes me shiver ?
Im not a bot i swear but if you need or want to make cash watch this video on my page ?
@Arizona 5$ for me lol i should really take it all out and use robin hood
Thanks for this! I can save on my own without having to pay monthly…
Love tapped that like button buddy
I heard acorns was bad..?
can I get to know what is world financial group is a scam
I’m confused dose he want a gentle or firm tap??? Or do I smash it? I’m so confused!!!
Roman Gonzales SMASH THAT SHITZA BOIIIIIII…….YEAHHH
I only like videos when I actually like them. Imagine that concept 😛
Start investing with Acorns today! Get $5 when you use my invite link:
Is wfg a scan
42 and broke and just now thinking about investing. Great review.
hey……..gotta start somewhere
Thanks for a great informational video. I’ve been using Acorns for 3 years now. We use it to put money back for Christmas every year.
Yair Mendoza about $300. It’s not much but helps me put some back for Christmas. I do loose a little bit from the $1/mo fee but to be honest I would spend it if I try to save at home.
You are a hipocrite
P
Got an acorns app while watching this lol
Thanks
Thanks for watching!
I love the way you convinced me to hit the like button
Hah thanks!
I got an acorn ad while watching this
Thank you so much for this! It’s so helpful!
Can you do a video about robinhood??? I put in soooo much in there.
@Nina Beauty thats without dividends too
@Nina Beauty i havent sold then or withdrawn them, but the highest ive made/ reached is 750 gain…ive been doing it for 10 months
Mikhail Toralba how much have you made off Robin Hood?
Who should complain about spending $12-$36 a year
I just want you to know, that at first I was skeptical about that like button, but your banter alone in that garage with that camera has made me laugh 4 times already.. 4 TIMES.. you get a like…
does acorns have a customer service number you can call? is it email only? m1 finance and stash invest have a phone number you can call to speak to a live person, but what about acorns?
check that out Graham.
Graham I love your content, but unfortunately I think I’m going to have to unsubscribe. You’re weird quirky thumbnail faces on my feed are getting old. Switch it up
Use my code for Robinhood to possibly get a stock worth up to $232 or more.
Have you done a video on iMarketsLive
0.75 sounds normal
The Acorn ad played before the video lol
I got like 50 acorns ads from this video
I got the ACORN commercial at 3:17
Are there any other round up apps?
Hi, can you give me a link to fidelity?
Just google their website or call them
Very informative video! Exactly what I was looking for.
I’m a millennial and even I think this is retarded, people back then just didn’t touch their money their savings plain and simple
Very helpful and answered my questions. Thank you.
Is the car you sat in front of for much of your Acorns review the new Supra? If not, what is it?
Allan Heiney it’s a lotus Elise
Honestly, this app is good long term. Invested 10,000$ , in one year, made 1,000$ sitting on my butt. Like I said, LONG TERM. If you’re up for it try it out 5$ won’t hurt to start.
Start investing with Acorns today! Get $5 when you use my invite link:
Acorn ruining homeless hope to get my spare change 🙁
This is a garage? It looks like a museum.
Review Stash!
My account was closed and when I called they said our phone service is not available WTF!!!
Start investing with Acorns today! Get $5 when you use my invite link:
This was the nicest way I’ve ever been asked too like a video. I had no choice.
I thought your least favourite word was tax not fee
So I’m wondering is it safe to use my social security. I just feel really worried to give it to them.
Any thing that u would have to report on ur taxes will require a social security number to sign up. So yes it is required.
I will say that most of these apps that make you give your Social Security number are not secure enough and if you think it’s some dumb little app is secure enough to hold hundreds of thousands of people‘s Social Security numbers and you are a complete fucking moron I have PayPal and I barely trust that this is just one more way for them to get into your account or steal your identity what’s going to stop someone from paying someone that works for acorn money for the codes To see peoples background information
Spiral Blue same question I’m trying to figure out
use this code and me and you both get 10 dollars when u sign up
Got an acorns add bruh
Well if you’re sponsored by acorns I don’t think I trust you to give actual opinions of the company
He’s not
I GOT AN ACORNS ADD AT THE BEGINNING OF THIS VIDEO ???????
He’s been ignoring it because the pyramid scheme of Acorns was doing him good and now he wants to sell out.
sub to me so mrbeast invites me over ah what?
Of course the ad for this video was acorn lol
But does it work for college students?
Who else got an acorns ad
Not sure if this has been said in the comments yet, but Acorns invests in Vanguard ETFs. I’m on the aggressive portfolio, and all the sectors that I invest in are Vanguard ETFs.
Great info thanks
“now how does it work?” as I get an ad for acorns
-Great Video!
Well done & Very informative …
I saw an Acorns ad on this video haha
When he told me to like it , I did lol
?
Good job ? good explanation
@ 08:09- “butt”
I’d like to see a video comparing the different Robo advisor programs
Thanks for your contributions
Who else got an acorn adv xd
Honestly tired of these youtubers asking for likes before they even get on with their video
Word on the street is the company These Nuts are buying out Acorns and Robinhood
Buy dogecoin cryptocurrency on Robinhood hurry is going up
I’m in a P-tech school( it’s is basically collage In high school) so I get no fee?
So if I’m a college student, the app would go from “decent” to “excellent”?
He’s been sponsored he has a link in description
I KNOW YOU! oppenheimmmmm
Start investing with Acorns today! Get $5 when you use my invite link:
What about Qapital investing?
This was a terrific review. Thank you for the time and the information!
Thanks!!
I invest $150 every week in the last year. I use that money for an emergency or investing something that I want. I never was discipline enough with saving money. I use the $1 monthly fee and I love this app. The small fee I make up with round ups and weekly investment. To withdrawal your money, it takes 3-6 business days no matter how much you have saved and/or invested.
I recommend the app. Try it out for a month. See what you think. My brother recommended me and I recommended it to my fiancé and friends and family.
After hearing smash that like button for the second time I smashed that dislike.
Acorns Ad ???
Expendablemoneysolution,com just credited my PayPal with $7800
Another $6000 Paypal transfer was sent to me by expendablemoneysolution,com and they are cool
chill scam dog
i just got my credit cards debts off by expendablemoneysolution,com
So nice doing business with expendablemoneysolution,com
scam
Subbed !! Love your vids
But what about raiz tho
I got an ad for acorn mid video ?
I’m a bit late to this party, but there’s something you didn’t cover that I thought worth bringing up.
Now, as a caveat, I live in Australia and our market is where my knowledge comes from, but as Acorns (under the name Raiz) trades here as well, this may well be true in the US as well.
The one thing that turned me off them is that they don’t register your portfolio in your name, it’s all held in the business’ name. While this is likely to allow you to start with such small amounts (the company I use has a $2,000 minimum and I know even that is pretty low) it introduced an additional element of risk into your portfolio, as they own all the financial instruments and if anything happens to their company, that money is open to be used to pay off creditors instead of being safely held in your name.
I feel that this is an important point for people to consider when looking at investment companies.
Start investing with Acorns today! Get $5 when you use my invite link:
an “acorns” ad came up when I was watching a video from Bon Jovi “I ‘ll sleep when I am dead” so here I am researching
I hope you’re doing
Thank you! So are you saying that using the round up multiplier is a good idea? That way it dilutes the fee?
Start investing with Acorns today! Get $5 when you use my invite link: #GrowYourOak!
I got an acorns add while watching this. Which I thought was funny.
I used acorns, i used it to save it about 500 bucks for a trip i requested my back back about a week before said trip got the money a few days after that, i cant really complain about it, it worked i liked it
Also idk how i feel about someone around my age giving me financial advice, while talking infront of what looks like a lotus elyse…. either i should take your advice to heart, or asking your dad for a some money
Fyi i am a college student
You did a great job at reviewing this!
How is the liquidity of acorns?
Has anyone thought about what will happen to your Acorns account if you die? Who would be the legal beneficiary and how would that work?
The person that gets your phone! Lol:)
Like bitcoin!! ?
daddy doug
What I worry about is this idea of investing something like $5 or $20 a month and feeling like you’re saving enough. For someone who’s really young and uses their card daily…maybe. But it feels like a justification for not budgeting your investments to a proper amount
Did u know dislikes don’t un-promote the video, in fact it acts as a like to the algorithm.
So u not ask us to dislike?
The “butt” got me ??
For a minute as I ate dinner, my mind told me I must have been watching a Doug D video… and then I saw what you did there… 😉
Thank you
Wak
Start investing with Acorns today! Get $5 when you use my invite link: FY4THT
Use code: FY4THT to get $5
Giancarlo Escalera are you kidding
Stress a moment by pausing before or deep breath. Works better than repeating.
I thought people were joking when they said they saw an acorns ad during the middle of the show ?
I’ve heard folks say Robinhood is better?
fee
Do a video on the BETTERMINT investing program please ! 🙂
I truly think your the only person who gets me too hit that like button before the video… here’s one for the algorithm 😉
The more that’s on autopilot (for most people) the better ?????
I imagine it makes tax time a catastrophe
Could we get a review of the qapital app as well???
A no fee mutual fund would be a better option… not a very good option but a better option for sure.
Is this a sponsored video? I don’t see if this was a promotion,but this video seems sponsored. FTC should be contacted about this video.
man amazing content & informative, thank you
Nice flex talking with that whip in the background ; )
Fidelity starts with “Fi”. Which sounds like Fee to me.
Acorns starts with “Ac”. Which sounds cool ?.
I’m sticking with Acorns.
I don’t get the point of round ups since I can round it up in my bank account, The only good part for round up would be for cash purchases
I haven’t gotten any of my roundups. They say it does but NOOOOO
What are your thoughts on Robinhood?
Hey Graham, while i respect your perspective……you failed to take into perspective the fact that if people who came here to watch a video on someone ELSE’s opinion on whether or not they should use an app mean they basically are curious about acorns AND they dont wanna do the research themselves which also means that more than likely they really dont have the self control to read the “fine print” either. Im an acorns investor (nope didnt wanna read the fine print either) and i agree with you (really didnt know about the $1 a month…..i just jumped RIGHT in and hoped for the best) but i have a hard time saving. 1. litt…..NO NO self control (and too many bills) but with Acorns the round ups / multiplier adds up and i’ve actually referred about 10 people (nope didnt know about the referrals either ((damn i really need to read these fine prints)) but i find that once you TELL someone that they’ll help you by doing something it makes them a bit hesitant) and i only did it because i genuinely believe that this will help them save SOME money. So while i do agree that it may be better to save the $1 and invest elsewhere i DO believe that the large inital start up capital ($1000 / $3000) may cause alot of people to choose an “acorns style” investing app but i loved the video (Liked)
Acorn is awesome!! Seriously
I started learning off this Acorn app. ?
I knee-jerked ‘dislike’.
good thing I have knee jerk skills.
I love your videos, but for God’s sake stop telling us to smash the like button, it’s condescending and obnoxious.
I got an acorn ad in the middle of video, lmao
Hello Graham. I like your videos. I got a STASH investment account and it be great if you can investigate if this company is honestly good and legit. Thank you
Just got an acorn ad on this video lol
I hit the like button right when he said “there ya go, thank you”
Nobody:
Graham: BUTT!
Acorns sucks is what I got , now no one else will have to sit through this video, just like and subscribe to this comment.
What’s a savings account?
Skip to 1:00, you can thank me later.
Lol, Robinhood app ad during this video
It’s called a change jar and it’s free
I have been using Acorns investing for about 2 years, I have it invest $20 a month, yeah I know it’s not a lot. I didn’t do the auto round up feature. I am sure I am losing money on the deal.
smile more
I am that person that sucks at saving. And i have 400 and some in my acorn account. Money i would have spent. Started around December. I might yry out fidelity in the future.
Demuro plug>>>>
When did Alex Becker lend you his Porsche?
wut
M1 finance is not a robo adviser… you pick all your own stocks.
First of fall
Its a buisness
They are robbing the customers
And using their money to make money for themselves and all the expenses which are used publicity is coming out of people pocket
Similar concept like a bank
Nothing comes free
Even whipping your ass cost a toilet paper
So why would we take your review at face value when this video is sponsored by Acorn?
Start investing with Acorns today! Get $5 when you use my invite link:
Did he say ally bank or allied ?
“Thank you”. Good information and honest review of the Acorns App.
Got an ad about Acorns for this vid
Whoopdi
I thought they changed their name to Raiz?
Thx been wanting to review ACORNS APP
It’s a scam, save your money in a shoe box and buy real estate.
its not a scam
I very much appreciate the Doug Demuro joke ? just came from his vid
Is it easy to transfer funds?
Do you just get a debit card from them? And start saving
They do have a debit card but this is optional as you link your personal debit card or credit card or both depending on your preference. I guess if you get their debit card you’ll be able to access the money you save easier vs. It takes about 3 business days if you’re requesting to pull money from your acorns account
I just recently started using acorns, and honestly, I went from saving $0 per month, to saving $75 per month. Not only that, I also had 3 friends using my link to download the app, so that means I have the app “for free” for 15 months (I get $5 every time someone used my link to download the app). And these friends of mine also got $5, so they have at least the first 5 months covered (and they will most likely share with their friends as well). Moreover, I was also able to get some money from the partner companies, so that’s extra free money for me. I highly recommend this app for begginners like me.
Finally, if someone decides to download the app, please use my link (we’ll both get $5):
Hmmm…. My bank recently changed their free checking account so now I pay $5 in fees a month. I could switch to Acorn’s checking thereby saving $2/month and maybe combine my existing stocks (or sell and re-invest if necessary) into it, as well as take full advantage of the round-up perk… Looks like I have some things I need to look into…
If you didn’t point out the Doug joke the delivery would be 50x better
I always smash the like because thats my thanks to you dad
Want to invest in your future? Try acorn and their new purchase round up. If you spend 3.20, you can round up to the nearest dollar into your interested. That’s 80 cent you won’t miss. Use my link and you will receive 5 dollars on your 1st investment.
Can you do a video like this on Stash? Its another investing app
I know nothing about investing, but I want to get into it, and start saving money. I’m 18 and starting on building my finances, do you think this would be a good idea for me? Do I have to pick where my money goes or does acorn do it all?
Acorns is asshole
Will you please do a video on Bitconnect?
this vid is about acorns and i get an ad from acorns
I have a better idea on how you can invest your spare change for the future. Buy a piggy bank ?
Selling all of Steven Dux, Tim Grittani, and Timothy Sykes Stein trading technique DVDs ALL DIGITAL
I have all of the DVDs all digital for sell very CHEAP. Email me at jloja13@icloud.com
gotta love my daddy doug
Is there any app that rounds up to the nearest dollar but saves it instead of investing it ?
Qapital
So this is for people who do not have an employer that contributes to their 401K?
Great informative video my guy! ??
But Graham I earned $10 just from Esurance alone. I’m in route to get $35 by Oct 2019 #FOUNDMONEY
I got an acorn ad while watching ???
“Way too much iced coffee.”
This is a lie. There is no such thing as too much iced coffee. You are fake news. #Unsubscribe
Great video! A lot of people that I know use it and I agree that it’s better to use Acorns than to do nothing!
So is fidelity the best for making small investments over the short term?
@D Mack thank you
I got an acorns add on this video
Should I lightly tap or firmly press the like button?
Imma need you to run that back one time but in english…
Exactly…is there a book or something for beginning beginners that I should read? LbVs
@A B reply to more than one comment pussy
?????
@A B you suck
??
STASH App is the BEST!
Will you make a video about ellevest?
8:10 that ass tho
That was a really good explanation. Thanks. So many banks require minimum deposits for free checking and $3 is pretty fair for the Acorns account and a great way for a new investor to at least start thinking about putting money aside. Makes it fun!
If you look into it further you will discover that acorns uses the vanguard funds as their main investments
The video is great. The only thing missing…for me is the actual breakdown…and explanation of all of its features. For example. I wasn’t completely aware of the fact that the individual with the Acorn account had too tap the “green check” to add it too the account. Before checking those, my rectangular boxes (three of them) two showed only $0’s. Anyway, thankfully, this is not my only means of savings. I’ve got 401’s through work and an IRA which I started in my late 20’s that’s doing quite well. Please take the time to explain those issues to new viewers. Thank you.
I’ve never seen someone tweak this much about $1 a month???
I’m 20 years old, junior in college. I have 8 thousand dollars cash saved up. What is the best thing that I can do right now with this money to help set myself up in the future.
Camsmart robinhood
Who else got an ad for acorns right before it started lmao
Lol mine was webull
I got one in the middle. Just watching investing videos gives me ads for all kinds of investing apps. Targeted advertising.
??♀️??
??
?
Oh hey its the guy who sold talked himself into a tesla lease
Besides Acorns, what would you suggest to invest more short term? I keep my main long term investments in Vanguard, and short term savings in my regular savings account. But I’d like a little more return than .2% a year.
@Tony CJ You’re welcome. I try to keep the money that I don’t need immediately in my CD because they can be locked up for a min of 6 months depending on which one you choose. I just withdrew some money from it not too long ago though and the fees weren’t bad. I think I just forfeited the dividends made on the amount I took out. The money I need more readily is in my MM. Like I said, it has the same rules as a savings, so you can withdraw money up to 6 times a month, but you can deposit as many times as you want.
@MissV015 Thanks for the info.
You should look into setting up a Money Market Savings account. The return won’t be as high as an investment or a CD, but it’s a lot higher than a regular savings account. There are different tiers for returns depending on how much money is in your account. Once you pass a tier, your APY goes up. If your money is just going to sit around and do nothing (in a savings account), might as well get a little more. MM accounts have the same usage rules as savings.
The next step up from that would be a CD. The CD’s with my bank have a minimum return of 2.75%. I currently have a promotional one that is 3.2%.
Vanguard charges $20 annually for their IRA + management fees when account balances are lower than $10k… therefore Acorns is less expensive and automated for most folks.
“but” and then you see a snap shot of a “butt” lol. hilarious
Can you Graham score the app Robinhood?!
QUIRKS AND FEATURES
I have to admit I love my Acorn account. Ok maybe that 12.00 a year is more expensive than a Vanguard account. I have a Vanguard account which for me, is just sitting on the back burner mostly forgotten. With the easy Acorn app, i get excited checking the movement every day. Even when it goes down, i know its going to go back up. I often increase the money settings because saving this way is exciting for me. I will gladly spend the 12.00 if it encourages me to save more money.
I got an Elevated Brain Training app
The ONLY reason I clicked the like button was the BUTT. I like the video but the BUTT was the icing on the cake. Will there be more BUTTS in your other videos???
I had some shady stuff come up with acorns. My account was trying to be activated just mins getting off of the phone with customer service. I asked if they sell customer information and they said no because of the dollar fee.
What about paying taxes
This app honestly sounds like bullsh*t. your’e not going to get anywhere saving change. just set up a certain percent of your direct deposit and then you also don’t have to do anything.
the self awareness at the doug demuro joke followed by the prediction of the comment section is beautiful
still sounds like a scam for people who don’t know simple saving tactics.
what about the stash app?
Just got a acorn ad before this vid
amazing
Use my code for $5 added to your account.
Help both of us out
Start investing with Acorns today! Get $5 when you use my invite link:
Lol got the ad for this video
😛
Should do podcasts
What else can you get for a dollar? Nothing.
I emailed Acorns and they said there is no age limit for student accounts.
How do you deal with Acorns “income” on taxes?
Don’t pull your money out until you ABSOLUTELY need it. Then you don’t have to worry about taxes
Such a great question
Acorns vs robinhood?
You should be telling us things like if you invest this much a month you’ll gain this amount and profit and things like that this whole video was basically worthless in my opinion
If one dollar ruins the investment and the whole idea doesn’t seem to be very good I would hope you’re making more than one dollar a month
I use Acorns as a short term savings account. The money I put into Acorns is set aside for future travel needs that I have. So it’s earning more than a savings account that my bank offers, it’s easy to invest / withdraw into, and the fees have not cost me more than the money I’m making from the gains.
Thank you for your honesty I’m subscribed. Thanks for your deep research.
Great video… Really great.. The supercar in the background was a tad distracting. 🙂 Thanks for sharing.
I got a add acorn
Does it start charging you when you hit 24 y/o? Or if you start before then are you going to have no charge forever?
Please make a video about the app findhabits
Lightly tapped the like button. ?
Thanks!!
short answer?
* This video was sponsored by acorns*
Bank of America has a program called “Keep the change” which does the same thing. They started that program almost 20 years ago, not sure how this is a new thing!?
God bless you for reading the fine print and those shitty terms and conditions I salute you
i got the ad for this right before the video lmaooo
Good Videos Graham. ??
Wow he is incredibly annoying but I very much appreciated the research he’s done
Hey man I tapped that like button man!! Since you made such a big deal about it I even clicked it TWICE!!! ??????
Hahahaha….you fucks me up i love your lil videos bruh
Lol got acorns ad for this video
This sounds awesome and very smart to invest in, but what if in the long run these hundred thousands of people never get there money back and it was all a scheme plan for the owner of acorn. People may not think it’s a big deal to give away a couple of dollars but money is money. And this would be a big risk to everyone. But if this all works and it’s legit about giving your money back. I’m up for it.
Dude I’m listening to this in a car and your voice is bouncing all over the goddamn place. Take this from an audiophile – Do yourself a favor and record AT LEAST your audio indoors, preferably in a carpeted room with some reverb panels. This just is so distracting in the current state. It sounds like you’re yelling directions at me across the grad canyon
Try watching this video with studio Monitors haha. You’ll be able to hear the left-to-right of each echo. He also said he’s in a garage which is exactly what it sounds like….sound loves to bounce off of hard surfaces and that’s what we’re hearing, but oh man it’s intense to my ears forsure. He just needs an audio dampener and then to gain the resulting volume and the echo should be lowered significantly
Wow. Must be your audiophile ears bro. I also hear the echo. It is not affecting me that much and I have my gaming headphones on. It’s noticeble. But not THAT distracting.
Hey Graham Stephan,
Thank you so much for your videos! I was wondering if you had videos to help people who don’t have time to invest. I am a clinical pharmacist and my wife is a medical doctor so we really don’t have time to flip houses or other things. We currently have a 401k and Roth account but was wondering if you had anything to help people like us. Thank you!
Can someone please explain hos logic to me? How on earth is losing $12 of the $1000 on anything bad? Furthermore why the heck would I need to invest an extra $2000 just to break even on $12 PER YEAR? Its a small price to pay for a service
No this is a very nice iPhone 🙂 great content ty !
8:10 butt
Im a college student but am not sure if I’m paying the $1 monthly fee… how do I check?
Try contact them in their Help section? I’m not sure. Something like that is usually up.
Jparter03 keep me posted? Im googling
Digit
Hahahah Graham score
?
Stop fucking begging for likes it’s so annoying
You really need to stop saying “ smash the like button “ so dam much it takes away from your video it’s really not cool
?
People dont lack financial literacy. They are fucking broke. Theres a difference. Everyone i meet wants to save but cant because one dollar can mean the difference between lights on or off. Stop pushing that BS narrative.
Nice tan line
Lol acorns is the add for this video
So basically acorns is for poor people
Get free stock, like Apple, Ford, Snapchat, or Facebook, sign up on Robinhood
Hey Graham, love your videos and all your professional financial advice, which I follow to the word, but I’m confused if you want us to gently or very firmly tap the like button? You’ve seriously contradicted yourself this time.
dude saves 3 seconds per week by combining whatsupyouguys… game changer.
what do you think about acorns
I like it!
is the Robinhood app better?
I need help getting started in trading and investing I’m so lost right now anyone could help me ?
LMAO watching this then I got a acorn ad for round up
What about ETORO?
So funny how your talking about acorns the ad pops up at the beginning
Beware when investing in the stock market is promoted by the mainstream to The masses in my opinion. Pump and dump might be underway
. Sign up to get your free stock. Click the link above
payment comment
#FIRM TAP
10:40 I really hope people caught that as a joke and not as a challenge.
Im thinking about using acorn cus honestly i lack financial literacy, im super bad with money
Smash the like button was funny
Great vid and rundown??
I have got so many acorn ads through this video
Anyone get the acorn ad lol
No
Do Robinhood.
8:09 you’re welcome
🙂
Thank you for making this video. I’ve been using Acorns for just over a year and I’m in the group that wouldn’t be investing without Acorns. I’m glad to hear that I made a decent decision
@Karesha Hightower If you would not be investing without Acorns, then it can be a great way to start. The Round Ups help me create what I consider another savings account without me having to think about it.
do you think it’s worth using acorn
Thanks for watching!
is there a 0.25% per year fee on accounts over $5000? or is it $1 per month regardless of the amount?
I just opened an acorn account and I’m not disappointed, it has taken all of my spare change purchases and WOW it accumulates very quickly
So i just invested in acorn and saw this video but i’m a college student should i stop or not
I have no idea about anything that you are saying but I’m going to watch this whole video anyways.
Do a Robin Hood video
Right after you explain how bad acorn’s is. An acorn’s ad popped up. Lol.
God damn you have alot of ads
Is this paid?
Take the R out and I’m done ✅ ??????????????????????
I’ve been ignoring it for a very long time; Until now ?????????????????? thanx a lot
What do you think about the M1 finance app?
K I taped the like button twice, you’re welcome.
idk none of this services are protected by the fcc
Lol butt.
Your a tiny little man…
Hope you do a stash investment review great job give the full depth of acorn.
Each and every card swipes has fees..
Butt!
Interesting presentation and I agree it’s better than doing nothing. However may be good for more than that. At most investors firms you pay a trade fee correct? Anywhere from $3-$7 a trade. Acorn trade fee? $1 a month.
Thanks! It will be a really nice video if you can compare fidelity vanguard and M1 finance for a Roth IRA or overall account.
Thanks!
yammie noob shout out lmao
Acorns ad as soon as I click this video lol
Awesome video! I really appreciate how well and simple you broke everything down!
Fee and free good point. I don’t do fees. Taxes get me eveeywhere.
Can you tax deductible you invesment on acorn?
Overall the app is good for heavy spender who want to invest without actually having to try. You don’t get much control but this is a good LONG TERM Lazy investment systems that all young people should look into.
I personally choose stash as I love the layout, news, choices of stocks(Vangaurd stocks) and other things
I used Acorns for 8 months and had a net loss, even setting the strategy to conservative. Not impressed.
VeeDubR32 During what time period? We’re in a secular bull market and there was a small bear market during the end of 2018 so it’s likely everyone who had money in the market realized some losses.
I checked them out and came up with this same reasoning for going with acorns. Been with them 2yrs. I invest weekly, and my only wish is I wish I started investing years ago. I’m getting closer to being financially free. I don’t work for anyone, I started day trading after Acorns got me excited about investing. I got my credit score up and am looking for my first investment property. Acorns has definitely changed my mind about life and money. And I’m still a beginner. I am not a bot. Acorns for Ever lol!!!
I got a robinhood add before this
I used acorn for a year. Came out of it with less than if I just didn’t use it at all.
Before I was too mild in my approach regarding liking videos, however I can now attest that the “firm tap” method yields high rates for successfully liking the video.
Getting an ad for acorns while watching a video about acorns
Anybody notice their BBB rating? Solid F. Hmmmm.
@Zack Scott Does not each of these hackers have a host of upvotes? It only takes a few extra minutes to pretend your scammer account has a bunch of fans, popularity, and upvotes intended to fool, bait, or socially pressure (virtually) some unsuspecting person into giving up their debit cards, accounts, or social security numbers.
I got scammed by a company with high rating
BBB sells ratings. Honestly useless.
BBB has absolutely no bearing on a business. They recieved the F because they didn’t pay the extortion.
I just started using acorns and I like it. I just haven’t figured out how to pull funds out if you need to in an emergency other than closing the account. Anyone have any info on doing withdrawals on the acorn app?
It’s very simple to withdraw money just link your bank and it’ll transfer 3 days
Bro just tell us you get 5 dollars too
I watched a acorn ad right in this video
I don’t need to know. K thx bye.
I thought this was about actual acorns lmao
Havent watched the vid yet but I’m liking the vid because your an easy person to listen to
Love the Doug joke. Doubt many people got it
You video has to many ads I have to go
If you are paying $12-14/month for a checking account you need to look into credit unions. I pay zero and I keep less than $500 in mine.
Ive never seen banks charge just for having an account open. That’s crazy. I have Woodforest and I’ve never paid a fee to keep my account open
tailgunner2 some have it set up if you have direct deposit they wont charge you the fee amongst having $500 in your account at the start of the day, every day, or more.
Some do go up to 15k, have 15k and that charge wont be there montly. I think chase does that, $25 a month, unless you have 15k starting balance every day (but thats the largest account you can get, for a checking account)
My jaw dropped when I read that.
At my level, credit unions are the way to go.
14 a month for a checking account, smells like Scam of America to me.
Americans don’t have a saving problem, they have a spending problem!
That’s so true my friend
That’s a saving problem !
I’d argue both
@David D you do realize that even as an American you can go to college in Germany for free? If you or any America for that matter what FREE education you can get that in Germany. As for your college debt, why do you plan on holding on to it for 20 years?
@David D I did go to college. I just went to a community college for my first 2 years. The tution and fees are still cheap at Coffeville Community College at a combined $105/credit hour. I was working full time and taking 15 hours a semester so this would cost about(out of state but select Oklahoma counties)$3150 in 2019-2020 school year. Of course this is before any financial aid and there is plenty and it’s easy to get. And, yes I can imagine how someone might feel if they paid a high price for an education expecting to make great money just to find out that their boss is younger and paid far less for their education and training. I learned in college and from my employers/bosses/business own that it isn’t that hard to own and run your own business, no one is going to pay you more than you pay yourself, and you don’t have to be rich to start a business. I hope you learn how to do what you do best but to work for yourself and start a business. Good luck and God Bless.
You should do a review of USAA!
What do you think of robinhood?
Savings is a wast. Government steals all your savings in the form of inflation.
Any advice on the Mylo app (Canadian)?
I wasn’t immediately gonna give this video a like until I heard the Doug joke. And now this is my favorite video
could you do a video on empower……
Who else got an add for acorn
Hey graham, as much as you’re gonna fucking hate all your subs: review Robinhood for us.
There just has to be a catch to the free commission and extended hours trading.
@Graham Stephan omfg… My financial hero just commented back. My God.
I already did! That was a recent video I did on the top 5 investment apps.
Convinced me to both tap the like button and delete my acorns account.
?
uh-oh he dropped the B-word!
Oops
Good informative video… liked ??
A Tap + ?+ Your time is appropriated!
I appreciated the Doug joke
Thanks!
When you are watching a video on acorn and get an acorn ad lol
Good but you put way too many ads in your videos
*Don’t trust any investing app , plain and simple*
True
I just started college and am 18. That means that until I’m 24 i can use this to invest for free?
Not free
Acorns is for people that can’t save money
I loved Acorns when I was using it, but i am bad with my money and spend to the last cent. Acorns would frequently overdraft my account because it waits until there is $5 worth of round ups to pull the money.
That girl has a great butt.
I spent a whole year with Acorns, and all the money I made was non-existent due to the fees…. ??
I lack self control more than financial literaxy…
Oh u like doug? So do I!
Yes!!
So dont do it
Here’s how I’m going to do this: Once I turn 24, if I don’t have 3 grand in the account I’ll pull out the money lol
????
wow this really stunning hackslord com gave me $20,000 via paypal
@Roger Smith yeah
@Jewish Jesus I think you mean $240 a week not day
@Mushfiq very true, and apparently saving 240 bucks a day is like 515k when im 58…which is great if it is true because it is for retirement you know?
I don’t think the reason over 55% of Americans don’t have more than $1,000 in savings is because they’re financially illiterate. It’s because so many people are living paycheck to paycheck, and don’t have enough money left after expenses to save anything.
This channel would skyrocket if he kept the videos under 10 minutes
Video actually sponsored by acorn
Should I use acorns or m1 finance?
Classic Ripzy m1 finance is way better.
I thought his least favorite word was Tax lol
The only reason I don’t have $1,000 in my account is cause IM BROKE AF.
Two kids, a wife, a girlfriend, a side chick and 2 phones really can take an effect on your bank account.
So my question is..when the investments kick in and I see growth..how do I get my money?can I cancel and get my money out at anytime?
@Iryna Kirtak-Craig thank you I appreciate you taking the time to explain it so detailed…it def helped ?
It will take some time to get the money back in your bank account because it’s a sale plus however long it takes for the money transfer between banks. Plus, because you will be selling your stocks you should pick a good moment for that. The general advice is to just forget about your investment account for a while to avoid a freakout when the market dips (actually, people advise to invest even more when the market dips, but with Acorns your stock purchase is not immediate, so unless you anticipate a dip you might miss the moment). It will likely take time to see growth, depending on your portfolio and how much and how often you are investing. As I understand it, investing in stocks is a very long term game. You can’t react to market panic because historically it still goes up over the long term.
nice car too! new lotus elise coming to america in 2020!
before you hate the word fee, remember that fee only planners are more investor friendly.
I like how fun you make it to smash the like button. I do it every time just because you ask. However in all seriousness, Acorns is a great app I have been using for a couple months now
I’m not a squirrel I don’t like acorns, but I am always looking for a nut ?
Ha nice
Thanks for the video, it was very informative. I’ve been with Acorns for a year now and after looking at your video I made the decision to cancel Acorns. How do I completely cancel My Acorns account?
This feels like an #ad
check out “acorns royal oak” in (aparently its a product not yet released and a premium spend account with 1% cash back)
I tried acorns, it seemed ok but I had issues with it because in my experience, it was telling me my stocks were ALWAYS in the negatives and in fact I “lost” money. But when I tried to click on it to see the entire portfolio, it wouldnt show me anything and it wouldnt even tell me when stocks it set up for me. I dont like that idea. I also don’t like the idea of the fee. Even though its “just $1”, that’s still your money that you are handing over and for what? A savings account would earn more than you do on this app because as I just said, the stocks are weird and never worth while. If you want to save money, I suggest getting a savings account and setting it up so that you automatically deposit money each pay day. My husband and I have an account with Ally. My husband has 5% of each paycheck going into it, and I have another 3% going in each pay. So combined we are saving 8% of our income each and every paycheck. I wish we can do more but that’s still a decent amount. And we get paid interest on that monthly!! Acorns is the same idea, but it COSTS you money!!! No thanks!!
Acorns is for people with less self-discipline. Like, I do have a savings account with Discover, but after all the bills I only put $100 in it monthly (auto transfer) and I find that I transfer a lot of that back to my checking like every other month to cover a shortage. With Acorns, everybody keeps saying “it’s market, set it and forget it”, and you don’t really want to pull the money out because you are not really at a loss or at a gain until you actually pull it. I have regular change set up with all my cards (no multipliers), plus $5/day for Core and $5/day for Later, and while I realize that I’m putting $300+ a month into Acorns, it’s still better for me because it’s automatic and I’m too chicken to touch that money.
Are there fees for withdrawing from your account?
No
Funny how I just became interested in investing in this app
Hey so I found really Interesting book on audible about investing by going here
it also gave me a trial to audible and 2 free books! Even if you cancel the trial right after you get to keep the books, have a blessed day and I hope you like the book
A like is what you want a like is what you get!
The idea of it paying for itself is dependent upon each person saving preference. If I just want the round ups, no recurring investment, then it’s not as beneficial. Bank of America use to have the Keep The Change program for all its members. I thought that’s what this was??♂️
Thank you for explaining it so clearly! ?
I gently tapped the like button and nothing happened…..cool?
Doug
What type of account should you do with Fidelity ??
Oh my god, I’m so glad you also hate the word “fee”.
Telling me to like your video just makes me want to dislike it or not like it, its kind of annoying tbh.
Does withdrawing money from acorns hurt you if you are looking to get out of the app completely?
Owen Beaver i also would like to know the answer to this
Ik this comment is late but does this mean he is still using the account? Cause I’d love updates on that
acorns for bitcoin. join now and get $5 in free bitcoin
Will you PLEASE make a video about the Robinhood investment app?
@Johnathan Mason whatspp +1 (978) 613-9553
@Albert Louis I should’ve bought bitcoin instead of making that comment ?
Blake Douglas I love using robinhood
wow this really stunning hackslord com gave me $20,000 via paypal
CHEAVYguy650 which stocks are you liking now? Ive been doing pretty good
What’s your thought on the new Brain chip from Elon Musk!?
PLEASE RESEARCH WEALTHSIMPLE!!!!!!!!!!!!!!!!!
That’s a pretty cool looking garage doe
I stopped using them after a year and it was… just something wrong with them. So yeah! Been 3 years since then
You have trully good info on these matters.
could you do a video on digit savings app? i currently use to withdraw money from my account daily to save money! doesn’t come with any interest or investment! theres a 2.99 monthly fee and you can take your money back anytime. is my money safe? love to see you research this app!
i setup an acorns account and it was a joke there customer service was bad and when i had problems with there site they would not help so i just went with td ameritrade because there is a local office 1 hour from my house
Acorns sucks big time. Be very careful. Getting support from them is nearly impossible. No one responds to requests or issues. I signed up with them through paypal. When I wanted to get my money back, it took 3 weeks. There might have been some problem with the paypal integration, but I couldn’t get anyone to respond or look into it. I even threatened to report them to the SEC.
Firm tap? How about a smesh on it. Also love that doug joke 11/10 best reference
I’ll do this when I join college that 1$ fee really fucks you up
Do youtubers not realize the more they like beg the less they get or
M1 Finance is FREE. No need to pay Acorns.
Lazy investing, grab a jar or show box. Throw a dollar or 5 in it, every paycheck. Get fancy and grab two more. Leave em with what you save for, a trip, car, or emergency.
Jared Smith right you can literally do the same for free at home
Use my Acorns referral link! He doesn’t need our money, poor people like me need it. Acorns.com/invite/45W3NA
Can you Review the Landa Real Estate Investing App?? Gift Code: 482297
main reason I liked is because of the Doug Demuro reference, papa bless also, good vid
Why are so many companies pushing stock now? A few short years ago, you had to go to Merrill Lynch or something to buy shares.
Good video thanks!
Good. Now do you the Erin app!
are you and “meet kevin” competing with each other
Subbed for the Doug reference
The whole ding sound is a huge turn on off
anyone else a fan of the PSEC ETF? not related to the video or anything just a general question.
watching on PC so instead of tapping dat button, i clicked it like the civilised person I am
dude has thst lamb always been back there? it looks like a honey eyeball staring at me
holy f that’s a car now
U look like Luke Walton..i like Luke, think he’s cool, so i’ll take your word for it….Thanks Bro??
Thanks!
I’m in the camp of your second point. I have other savings and retirement accounts. I’m in the $1 subscription plan. This is just another way to save extra in a “fire and forget” sense. Fees are fees, I’m still saving something on the side as opposed to none. If the account reaches 3k, I’ll consider the $2 plan for the IRA. I will never use the $3 plan because that debit card will burn a hole in my pocket and defeat the purpose of saving.
Start investing with Acorns today! Get $5 when you use my invite link:
I must take issue with the early comment you made about M1 Finance. They may have a robo advisor feature, BUT they also offer the ability to pick your own stocks, dividend reinvestment, IRA, ETC- all for NO FEES. As much as I like Robinhood, I prefer M1 Finance BY FAR.
BTW, I appreciate your videos and your opinions.
– that’s my referral link for M1 Finance. I thank anyone who uses it.
Keep up the good work!
That is a referral link to webull. click on that and we should each receive a free random share.
Also, use the following link to receive a free random stock from Robinhood. brucew1. Thanks in advance.
I thought the app Acorn rebranded their name to Raiz? Is it because I’m in Australia?
It’s an okay app btw.
I started using acorns as a college student and got me to really think differently about money. Although I know of better ways to invest now, I credit acorns with my interest in investing and personal finance.
Daddy Doug would be proud
Ah thanks 😉
When he got to talking about the referral link he looked away from the camera more often than he did through the video.
It’s uncomfortable for me to ask, doesn’t come naturally
I’ve had my money in the moderately aggressive portfolio and have been doing it for the past year. I’m kind of disappointed with their returns tho as I’ve only just cracked 4%. Has anybody else had a similar experience, and do other funds have better returns?
What if you want to cancel?
<3 that Lotus
Thanks!!
I have had my acorns account since late august last year I put in $5 a month and have my roundups on 2x and today I have $687.31
I started with literally $5. So it’s pretty good, I just have no investing experience or how to do it in a smart way so it just sits there.
What is at now sir?
Do you have it set on aggressive?
@Andres Garcia OH I see I’m wasting my time with a troll. Have a good day.
@Andres Garcia I feel overwhelmed by it like many others. Its easy to undermine it by saying “Well learn then”, in truth you do nothing but cause more anxiety by saying that. If it was that easy to invest, EVERYONE would do it.
Why not just pay with cash and save the change? ?
Doug demuro is the ?
Yes!!
Loved the Doug reference ?
Thanks!!
YOU CAN’T BE GENTLE TAPPING AND FIRM TAPPING AT THE SAME TIME! IT DOESN’T WORK LIKE THAT!!!! 🙂
??
i immediately respect you for the doug joke lol
Haha thanks!
Graham the kinda guy to see a new credit card and show you all the quirks and features
#DougDeMuro
A very gentle but firm tap on the like! thank you SO much for diving into this one and dissecting it for us. I downloaded Acorns almost a year ago and use it but your honest review is going to help me so much more. Much love to you!
doug demuro must be your favorite, it was hilarious how you copied him, cant stop laughing!!
Literally got an add for acorns when I clicked on this video
Acorn ad on the video lol
What about STASH app?
Just posted that!
One word, scam.
Wut
Ok… I saw your Stache video. (this is how the subtitle algorithm understands it). How in hell do you stay awake and keep your mind from running away before completing two hours of fine print reading??
You have us trained really good… Pressing that like button just after 2-3 words. LOL. What you have given us is very valuable information for us to use in our decision making. Where the hell would we be in 1919??
Luxurious… (holding nose high with grapes hanging over your face, chest puffed up)
I will say that it has been the case for me that I have not invested into anything other than a 401K that I had until I left the “formal” workforce some years ago, since I knew that I would not be able to get back into it (true so far). Even though I have the money now, I will not invest the money into the stock market. I have my money in different places now. It is complicated, I don’t want to spend the time to research individual companies, and I don’t want to have brokerage accounts in companies like Vanguard and Fidelity only because they don’t have a way to so fine-tune your options that you can leave out destructive companies like Monsanto, Pepsi, Coca-Cola, etc. You could pick a fund that leaves out some of these companies, but it may also have some other objectionable companies in a different industry. Same difference. Plus, the entire financial system is completely manipulated and not based on real economics (which sucks in the US right now).
Do fedility next bro.
2nd try got me on the like button
Ah thanks!
A friend “invested” with them and asked me for advice about it. I looked into the allocation they put her in and it was so off, that I would lose my securities license if I did the same for her. Also, Indexing right now is a very bad idea. Really, really bad.
If over one year you have invested $2000 can you withdraw that money ??
Fantastic video! I’m new to the channel and not sure where you’re from, but there’s an Australian company that kind of works similar to an index fund called Spaceship. Ivest. I’d love to hear your opinion on it.
I did not know you hated the foundation for economic education so much, hahaha
First I tried gentle then I did firm
OMG! That clap transition (4:35) was hilarious! I have no idea why it made me laugh so hard. I guess I just did not expect you to clap ??? right after talking about that Grow magazine, which would be an excellent name for a marijuana magazine. ???. Back to the video!
I was actually considering vanguard I got money that I need to start investing. It just sits and collects baby interest lmao.
An then you also have….. an ad! XD
What about Mylo?
Can you do a video on weslthsimple??
Not sure if you’ve already covered it but could you make a video taking about your favorite investing app/programs?
First time I’m coming to your channel. Cool looking garage!
Real question is: how much of your return does Acorns keep. I am missing transparency on what Acorn are investing in. Example: Market goes up 10-15% yearly however your return in Acorns is 6-8%.. there are tons of Reddit threads on this topic.
Søren Pedersen interesting
Love this video!
Thanks!!
I hate this geek ?
?
I wanted to show my appreciation so much i tapped the like button TWICE!
?
Acorns was available in Australia about 6 years ago, and I found it worked very well. Unconscious money.
But now it’s changed to Raiz
Eerick Joslin yeah, it’s changed to Raiz, but same account.
?? you cannot use Acorns at all over there?? I wonder if they’ll change everywhere else too after awhile…
Graham, will you be my Dad?
@Graham Stephan Lol.
Sure son
What about M1 finance? This app is interesting to me and I’m curious about what everyone thinks.
Sure!
Can you make a video about tally?
I know i asking a lot but i a just a teenager and I am looking in to 500plus and is this site grade from your porspectyve thank you and i like your vids very nice
There’s a rather big mistake at 6:29 where it says you need $3.000 to break even. VTSAX charges 0.04%, which means you’d need $12/(0.04/100) = $30.000 to break even!
That entire sequence confused me, I have been using the app for about a year I have $500.00 dollar in addition to what was rounded up due to the investment feature I could care less that they took 12 dollars for themselves. I am doing a vid on this very topic dropping tomorrow my take is a little different than Stephens
I used to have money saved but for now im investing in a hobbie because most goes to medical bills. Dont know whats wrong. But i hope to keep going i still work so when i have the extra cash i hope to invest but most likely will do day trades. And i do have emergency plans set if my health goes all expenses are set
Ally is my favorite bank of all time as well.
Ally is the WORST.
Tapped up
Please review SoFi. I’m very interested in your thoughts and opinions.
wait what? you can literally view their portfolio prospectuses… they’re mainly made up of vanguard etf’s
So if you’re a college student, you’d do it?
Yep!
What’s the difference between a traditional IRA and a Roth IRA?
I have been having alot of videos abour ellevest come up in my recomended sections. I am still new to investing, and am wondering two things. 1. Is ellevest one of those robo-advisors he mentions and 2. What is the difference between something like acorn and something like ellevest
Acorns is free with a .edu email address! Worth it.
I think I watch all your videos late. Oh well..
Better late than never!
But!…. haha
@Graham Stephan Thanks Graham, really enjoy your content!
😛
What happens when you get to a 13 Graham?
What happened to the other 5% of people?
Sounds like a hell of a *scam* to me.
Doug the OG
🙂
That Doug demuro joke actually made me laugh
haha thanks!
I never enjoyed tapping the like button until I started watching ur videos
?? thanks for doing this research!
What about robin hood?
But what’s the point? That change in my account will still be in my account. Why pay an app to keep it there? Just open a savings account and put away hundred bucks every paycheck. Lol.
They invest the change it doesn’t just sit there I have been using the app for about a year I have 1500.00 in the account and have invested 1135.16 of my own money. I think it is well worth it.
To state investing is overcomplicated, and that people lack financial literacy, while you yourself make up an example of 50 dollars saved per year with a 1 dollar monthly fee stating a requirement of a 24% return just to cover expenses. I mean, either you are trying to make it overcomplicated, or you are just messing up your own argument. it´s fair stating that if you would only save 50 dollar a year, the fees will make the entire concept unprofitable. But if people would actually save 50 dollar a month, you will end up with 600 dollars per year. 12 dollar fee on 600 dollar makes a total of 2%. Since S&P 500 had an average return of 6,73% over the last 30 years, it would be more fair pointing out that a little less than 1/3 of the return will be eaten up by fees the first year. but you are still pretty far off from 24% required return. I would assume this was just a honest misstake, but I´m not really impressed.
This guy tries way too hard to be funny.
Interesting why is ally your favorite bank of all time ? inquiring minds wanna know?
@Anselm Tamasang VIO bank is offering savings accounts at 2.52%, I think Ally is in the lower 2’s (2.1% or something).
Think they have 2.5% interest rates without even opening a CD. Not sure.
You should do a video on how a VA loan could effectively accomplish the same thing. 0% down on home loan with no PMI. Of course, to qualify you serve or to have served in the military ; the same military that is offering huge sign-on bonuses for select fields, will pay you a decent salary, and will pay for 100% of your college education to boot! That’s why I roll my eyes at these people who are crying for plumbers and factory workers to reimburse them for college tuition.
@OctGreen88 Nobody says everybody should have to. However, if they want the benefits then they have to. There’s no freebies in life.
Not everyone wants to join the military and they shouldn’t have to just for the benefits.
Found money bro. Not a deal maker feature but if you use eBay, amazon and hundreds of other retailers why not get more free money. Nuff said
John Hunter Houser can you elaborate? I’m new to this stuff
Just came from the Jubilee middle ground video this guy was in where he said buying a lambo is dumb…
I see he ended up buying that lambo ??
Thats no lambo. That looks like a lotus. Wayyyy cheaper
the second smash the like button reminder got me to do it
Do Not Give any money to this company. You will lose everything eventually. Do not fall for it consumers! You been warned…
Excellent video
I was wondering if you have done any on the real estate investing programs with all the TV stars and authors that don’t actually go to the event
i liked just because of the demuro joke
yay for being a college student
I was going to watch this video but they you paid Doug DeMuro a compliment. I’m out.
More commercials please!
You can always make up for those fees by using the found money feature. I used it to get a few of those insurance quotes and have already earned $35. So, I’m good for the next three years. By then I’ll have used more of the found money feature, which makes it practically free.
It’s like cash back for credit cards. They let you earn money by taking free quotes or buying from their advertised merchants!
What is that please explain it
First video I’ve seen on your channel and I absolutely loved the Doug Demuro joke lol
You got a soft tap 😉
Wait, I saw this mans on another YouTube channel… poor vs. rich or something..?
Haven’t even watched through but since you asked so nicely…… ?
They have hidden charges though, I stopped using acorn (as a college student) because of that
What are they?
So at first your thoughts were negative now you love the app so much that you invented all your money into acorn and became a rich youtuber is that what happened ?
I rather just save up my money in my shoe box its free plus i have access at anytime for an emergency
So pretty much this app is just like a saving account put in 10k if you stop contributing your money wont grow. Its not like a real trading account where you buy the stock then sell it for a profit
I agree , $1 a month is a lot to lose each month on your investment, especially if you have a low balance. However, Walmart is one of their Found Money partners, investing 1%. I use Walmart to buy my groceries every month. If you purchase at least $100 in groceries, that will pay the $1 fee and the service is then free. The only caveat is Walmart’s partnership is set to expire in the summer of 2020. Hopefully they renew.
Would the company donations eventually help you break even on the fees?
Joseph Hooley yea all you need is 3$ in cashback a month and the rest is gains.. not bad one phone bill and 10$ cash back
Says he does care about us using his referral link and continues to talk about it lol
Start investing with Acorns today! Get $5 when you use my invite link:
Oh lord! Finally someone that didnt say ‘smash the like button”. ? instant subscriber.
I hate when youtubers say “smash” ?
*While watching video*
-Acorns ad
-RobinHood ad
Another investi… closes video
All dem butts…
I think the fee goes away when you reach $50,000.
Americans pronounce GRAY – HAM as GRAM. Like you are going out of your way to say things wrong. I used to think that in america Gram was a common name, but later found out they just didn’t know how to pronounce their own names.
Start investing with Acorns today! Get $5 when you use my invite link:
So what’s the process for cashing out? How easy/difficult is it?
Very simple open home screen scroll down hit” invest for you” then hit” withdrawal” type in the amount and it will be transferred to the account that it is rounded up from or the account of your choice
0:48 is that a reference to *Doug Demuro?*
Oompa Loompa that’s what he said ?♂️
Last year I tried it, and it does what it says. Really clean well designed app, and just like you said the service was decent.
I will say, though, that it adds an hour or more onto filing your tax returns of you’ve never had to deal with that form before.
Can you use turbo tax if you invest in this app? I dont need any extra headaches for tax time
Graham has humongous ears…
The average amount invested per purchase will be $0.50, assuming they round up to the closest dollar no matter what (ignoring the fact that most things cost some dollar amount plus 99 cents). If you make on average 5 purchases a day, that’s $2.50 per day, or $75 per month.
If you like to control your own investments, you could achieve the same thing by automatically transferring $75 into an investment account at the beginning of each month, and continue using your preferred broker and trading strategy.
I have Acorns auto transfer $50 every friday. I let it get to $1000 and then transfer it to my savings. I find it worth it as it helps me actually save. Great in-depth video!
@Raghunandan Reddy C that’s literally what I was thinking
Michael Ryan are you still having good rewards with that $50 method? Im on the fence about giving this a try
Why do you transfer it out into your savings? Isn’t it a taxable event each time you cash out? And you’re losing the compound interest on that growing investment. Way better to have had $12000 in the market than starting at $0 each year.
Why do you transfer at $1000 every time and not let get higher?
I love this idea!!
In conclusion, if you are normal with basic investment and income, do not use acorns
Nothing in life is free. Not even a Fidelity index fund.
Qapital app is another awesome app in helping you save money and much more.
Could you do a video on saving/investing when you’re under 18? Maybe a video on how to afford college ?
Grants and scholarships and working helped me
You could just pay me to robinhood for you… I have like a 50 increase…
Never to the point. You always state the obvious for 5-10 minutes to just make the video longer bye
I liked the video man
I love acorn! Been using it for 3 years and save up 10k
rkem1000 so do you think it’s a good thing ? cause I already downloaded it I just need feed back
Review qapital, an app that rounds up for free
I’m a student and I don’t have much to invest and i’ve never really invested before. I’ve had an acorns account for about two weeks and it really helps me save and invest. I’m glad I came across this video to hear a more in depth review of the app!
First time I’ve seen any of your videos. Watched because I recently started using Acorn. You hit exactly on what type of investor I am. I’ve not really been saving and have decided that I really needed to do something, but felt quite overwhelmed with other options and how much time I felt they took. I didn’t feel like I had the time to really do it and keep on top of it and Acorns allowed me to do this without having to invest more time and take away from commitments I already have.
I can understand how people are more into financial investments would likely be better off with other types of investment options, but as you said it is helping me save more money. I’ve just saved in checking before and not used savings accounts (Always seem to have additional feeds). Having it seperate does help make sure I am not going to try and touch that money and lets me grow it at the moment. I also check it rather randomly. The first few days it was new and exciting and I checked it every day. I now check it once a week or so during an elevator ride or walking to somewhere and don’t feel like anything has changed except now I have a better defined savings.
Appreciate your review of it and maybe one day, I’ll do better to invest more into my future.
Referral link:
This is the first time ive actually liked a video when someones asked. Thank you for going into the unknown land of the terms of service for us
Dont use banks. Use credit unions
What if I want to smash the like button?
Damn, you beat me to it!
Thanks man! Great vid!
Always giving bad ass content. ??
Now you have to d a follow up on how much money you just made from referrals.
You can simply negate any monthly fee by doing a “found money”. I have earned over 50$ by making purchases I would be normally doing. Frankly I could be earning more but often forget to check the app before I make purchases. For example a 1800 flowers gave me 10$ back on a purchase for mothers day. If you do things like “found money”, coupon codes for the website, and use a credit card that earns cash back you can maximize your spending.
Bank of America does this too with their savings account, however they require you to have like a $500 minimum balance to not be charged a monthly fee. I ended up deleting the savings account because it was just costing me more than I was saving but since Acorns is doing the same feature with no charge to college students I am all for it!
would be fun if you started it with “let me so you it’s features”
Now I’m curios about Robin Hood
lol, do not act like you did not wait to grow your subscriber base before making an acorns account! I see that you did not mention the refer up 50 to 100 people and receive $100,000 deposited into your account.You are pretty smart!
Better than Robinhood?
I tabbed the like button hard and I accidentally clicked it but it unchecked because I clicked firmly……..
I use Acorns a few years ago to try it out. If I remember right after a year of use, I only made like 20-40$ profit. The real benifit was almost like a savings account, I don’t notice in any real way that extra change coming out of my bank account but at the end of the year I had like 5-600$ laying around that I withdrew and put in my bank. Kind of cool, for the average person just using the round ups, you wont get rich but it’s cool to have a couple hundred bucks saved up without thinking about it.
What about Robinhood? Which is better. I think I’m gonna start off with only 5.00 to get my feet wet. I’m nervous since I have to pay off my car and student loans but I really want to build wealth. It’s hard to do both. Any thoughts?
@Matt Fleming so 20 a week? Or month? Did you have any debt?
Wont be able to do much with t
5.00. I started with 20. Did good then I put 1,000.
I had it and ended up going with Stash, but right now have to put a hold on investing. This a good video, with great information.
Katrina Brady why did u switch over ? Is stash better in your opinion?
Butt LOL
disliked because of the way you asked to hit the like button
I hit like just because you asked politely and showed up in my home feed lol
Great Content
Graham-I would like to see a video on how to become an angel investor. For example, in this video, you talk about Acorn. How can you invest in Acorn as a private company? You hear all the time how companies like Blackrock and other big name companies invest in these startups prior to the companies going public. I would like to get a better understanding on how that works. Thank you for your time and videos.
Hey ?? if you wanna use my link, here it is :
Dude I want the aggressive tactics, I have a boon and just want to wet AF in the market, any sites and sources up to date stuff like published daily
My bank hits me with atm fee, plus the atm fee. I do cash back
First u say gentle then u say firm idk what to do man
Graham I’m not a squirrel why am I gonna invest in acorns??!?
funny joke
I have a 401K from an old employer I never moved. It’s roughly $5000.00 where should I move it?
Kerry Neal in my bank account
I’ll stick with fidelity.
Literally have passively saved $2785 on my acorns account since 2015. I highly recommend it
If anyone has any questions let me know, I’ll shoot you my info
Are you a bitcoin guy or do you mention it just for the memes? Lol
? i tapped to hard and got this instead ?
Or just having a savings account.. lol
Wait did he really switch the background so he was in front of his car? Jesus…
honestly i use acorns more as a savings account than anything else it makes it really easy to save money over time in my opinion
My Wells Fargo has blocked every possible investment/budgeting app that I could possibly link to my account, and when I brought it up they said it was because the app was suspicious.
Witch one did you want, a firm or a gentle tap or a smash?
i dislike because you asked for a like
🙁
I had 5k invested in acorns, over a year I lost 200$. No gains, a loss. Maybe just bad luck, but I would be weary of any service like this.
Literally your first example, “if you put in $50 a month, you need a 24% return to break even.” Thats not true. If you spend $50…a year…then you would need 24% return. Lot different.
That’s what I was thinking. Unless he meant a 24% return in the first month to pay for the whole year of fees.
Wdym
liked the video only because of the Doug DeMuro Joke LMAOOO
My man is that a tee rex skull on your desk?
Should i gently tap like or firmly? Sending mixed signals there, Graham
Quirks and features
I think this is great for people to start saving and putting something away. The more you invest the better it will work out for you. Thanks for the video
Fee
I watched tour Tesla video some time ago, for whatever reason a bunch of your videos popped into my feed this week. Been watching for 2 days now. Awesome stuff!
I pooped
Nice
Can I use the roundup features for all my bills..Netflix hulu
The Doug reference made this video 10/10
ah thanks!
Can you do a video on Wealthfront please
ok I tapped
Realized my brain is not fully awake and id rather be entertained instead of learn half way through…but i already invested one of my semi rare thumbs up
Thanks
Omg I just watched a Doug video! When I heard you say that I thought you were ripping him off??
i’ve used a few of these roboinvesting apps and here’s the tldr imho. acorns is great for the beginner, once you get a bit more comfortable with acorns, open up a stash account, then robinhood, then if you want to go into fidelity or whatever when you feel more ‘pro’ and ‘disciplined’. i’d really like to see another video on stash (if he hasn’t done one already), as to me that would be the next step up.
10 months ago I knew I needed to start investing, but I didn’t want to spend my summer researching the best investment option. I gave Acorns a try. My summer income plus an automatic investment of $25 each week has rewarded me with a 10.05% return totaling $3,497.04. Super happy with the over $300 gain and It only took a total of an hour to set up. Now the tax part when I decide to realize this gain.. thats another unanswered question. Has anyone cashed in on their investment? Would it be considered a long or short term capital gains tax when I realize the gain? Any help would be greatly appreciated!
Actually IRA stands for individual retirement arrangement because it is a tax arrangement.
No need to continually beg for likes. If you make good content, you’ll get likes.
Not that my lack of a like matters at all, but I didn’t like the video because you kept asking.
Nice Exige. Underrated car ?
And by gently, I mean…well you know how you like it
I definitely agree with Graham’s assessment, but I’d like to add in some more information.
While it is true that the OPTIMAL solution is to go with Fidelity’s zero cost index fund and setting up automatic contributions, it won’t necessarily be the most EFFECTIVE solution because the initial set up is perceived as a hassle and intimidating for those without financial literacy.
Most people also don’t have a savings problem but rather a spending problem and Acorns aligns your spending habits with savings.
Although it is true that $1 per month is a high expense relative to a small investment ($50), that’s only looking it from a purely financial perspective and not looking at other intangible forms of value like simplicity and peace of mind.
I personally think that paying $1 per month to receive a service that helps you invest is much better than spending $5 on a coffee.
Gentle or firm… or smash? Lol
You are my favorite. That is a very significant statement. I read the fine print of everything I sign or when I check “agree to terms and conditions”. Even when I update my smart TV ?. I have no social media accounts so that’s the best example I could think of. Anyway, great content. I need to catch up on commenting.
Graham if you don’t like fees look into Nano. It’s the first feeless, instant, centralized, censorship resistant, permissionless cryptocurrency.
Alt bert centralized and cryptocurrency don’t belong in the same sentence lmao
So, to be clear, for a college student (with no fees), this is 100% worth it?
If your in school
To be fair, I wouldn’t say that the fact that 58% of Americans have less than $1000 in savings is just a financial literacy issue. If US poverty was as easy to fix as simply “getting their sh*t together,” people would be doing that.
Anna Aucompaugh you are right but the lack of financial literacy is a decent component of the problem
Personally I don’t think you should use a referral link for these reviews, I believe it can create a biased review.
Butt……
Qapital is better, check it out.
I’m Australian and having been using Acorns (now called Raiz) for the past 2 years. I started with an investment of $10k and over the 2 years I have made a return of 19.97% which is pretty damn good in my opinion, and that’s taking into account the monthly fee. I now use it as my primary investment portfolio and have deposited a lot more now. Not sure how the returns on the American Acorns compares but I’m super happy with it.
I’m on the moderately aggressive portfolio btw.
Last 3 months: 3.83%
Last 6 months: 10.01%
Last 1 year: 8.66%
All time (2 years): 19.97%
Wow that’s impressive. I’ve been on my own and it’s not going very well. So I am thinking to try Acorn to see if I can get higher return rate. How is your acorn return rate doing recently, since the stock market has been shitty?
Love the butt ?
How about Stash?
I know everyone has their own opinions. This didn’t help me at all. I’ve been able to invest over 3k. No issues!
I was like…”what fees for a checking account?” then I remembered that’s why I use a CU instead.
Wow, what a long ad.
Moronic.
I liked this video because of the butt.
I’m right handed, couldn’t reach the like button with my thumb, so I gently tapped the unlike button.
Butt!
Thanks for doing this and including a referral link!
so what do you want a firm tap or gentle tap?
8:09
Do you have a video review about Alley Bank
I’m willing to pay the $1-$2 fee just to have an additional way to save money without thinking about it. In the long run its extremely worth it to me
Yea I’ll stick to palm alliance management instead
Use my name as your code for public and you’re good
@Malia I have forgotten the context of this video but fidelity is the first one to come to mind.
@We All Laugh Down Here wat accounts would u suggest?
So is the round up free money they give you?
So I’ve put in about $1260, with about $150 gained and about $50 in dividends over 3 years. I dont really mind the $1 fee with how much I’m passively saving and making. I’ve definitely made a profit over the fees and it’s a decent fund in case of emergency. If I never take out, I could buy a nice mid-life crisis car or something.
@Christopher Wg42 yeah it was pretty easy for me. Just takes a few days for them to sell off all your shares.
Is it easy to take your money out?
@Colossal veiwz no lmao
Did u have to upload your social security card???
@geensloth911 one step above whatever the default it.
Sounds like the real winner would be to set up a Fidelity account, set up a recurring automatic transfer (say, $5-$10 month), pay no fees, and get essentially the same effect with a much lower fee…
Cale Bergh isn’t vanguard fees lower than Fidelity? Or no?
I have fidelity but what I dislike about them is it takes a whole week for money to be in your account. TD Ameritrade is quicker and acorns too.
Seems legit I don’t like investments to come out automatically.
@Madbat Mendoza both. They have an app.
@ashin is it a website or an app for fidelity
a firm tap 😉
16 yr old is working part time and wants a debit card. $3 option has bank account with no overdraft fees. What do you guys think ??
EbbieSweetn Good Go for it Big Time , and put what you can in it! At least start with 20 bucks a month.
12 is 0.4% of $3000, so you would not be breaking even with a vanguard fund at that amount.
You would actually have to invest $30,000 to match the Vanguard fund.
DOUG
Excellent video! Please review Robinhood and Stash!!!
Loved the Doug demuro joke ?
Crap! I tried tapping the like button, but my instinct made me SMASH THE LIKE BUTTON! I now need a new monitor.
Consider me subscribed. I coincidentally found your channel right after installing acorns from a friend’s suggestion.
I’m hooked on your content now. Very interesting and very articulate. Keep it up, I just downloaded mint after your mention of it in another video as well. Cheers!
maybe ask for likes at the end.
Would like to request a review for LendingClub, please.
So use it till I graduate college then ?
I hit the damn button
Is this dude like 5 feet tall? Definitely a manlet for sure
@hi im genuinely curious. His arms look so stubby and his head is so massive compared to the rest of his body.
ThatXoneXguy you got him
You should start a podcast
Graham Stephan Show on Spotify!
Thumbs for the Doug reference
Graham Stephan. I have the acorn app. I personally like it, but it does have downsides. When I first got charged for the account it was directly through my bank. Later and currently it is through my acorns account.
Hey there, buckaroonies, I’m 18, starting college next month and been interning, and wow money is cool.
Just started investing with Acorns last month and wanting to know, how much should I be putting into my acorns account? Right now I’ve just it to do $5 a week, but I feel like I should put way more in there.
What are your thoughts on Roofstock?
Got an ad for robinhood
Haha amazing
What about the Stash app?
I’ll do that next!
ad for etoro ..wtf in the middle twice
i hate the like button twice ..
@graham stephan Could you please do an informative vlog on credit score, best way to take advantage of it/grow it and any trusted 3rd party that can monitor it for financial identity security? Thanks!
Isn’t this a small privacy issue?
“watsbeguys its graham here”
Hahah
It’s $1 per month… my monthly dividends are way more than that… I just like putting some money aside for ‘savings’ and the growth is just a cherry on the top. I’ve been doing it for about three years and I’m tracking a 10% return… not bad. I pulled $3k out when I bought my condo, and I’m almost back to where I was before that, one year ago. I like it… I have my roundups tripled and do a recurring investment of $20 each Monday. The dividends each month are around $8 per month, so it pays for itself
@Victor Yau 10% total, over the 3 years… but I started at $0 in there and just used the roundups, so I didn’t really have much in there the first year
@Steve 10% per year?
@Nikolas Osorio Moderately Aggressive. I’ve had the app for about three years and I have made $140 in just dividends… so it has more than paid for itself in just that regard. Plus the 10% return i’m averaging (which might incorporate the dividends too)
Stephen Smith what portfolio? Aggressive?
Which fidelity costs 0%?
They make it super appealing to college kids because they don’t know anything about investing yet: its free, you don’t need that much in the account to get good value out of it, it does the investing for you, that way when you’re out of college at the age of 24 you never actually learned how to do any investing for yourself and now you are reliant kn their service. Thats my simplified opinion of acorns.
Exactly as you said it. Biggest scams out there are these apps.
Edgetechanalytics.com
Here’s a comment for engagement. I’m also sharing it in addition to the like.
You’re welcome
So this video is an ad….
It’s not an ad
If your spending 15 minutes discussing or thinking if a $1 monthly of $12 annual fee is worth it you have a problem that’s lunch money. If the cost of one lunch is worth saving through the app is worth it =yes if not no.
I spanked the Like problem
🙂
Im new to this and want to get into investing. If i use acorns is there a penalty for taking your money out?
Doc M. Alexander forreal? Thanks. Do you use it how does one take theur money out
No
Thanks !
Great talker that’s why he’s in sales… & investment… & please don’t 4get fidelity…??…
There’s a new app for real estate investing called Landa. The concept of the app seems really cool, but not sure how legit this is. Here’s a link to the site The app seems a bit sketchy, so I’m gonna wait before putting any money in, but if you can find any information on this app, it would be great
I’ve had a basic account for 18 months and have put $4k into it. Since the market is up around 7% I’ve gotten a gain of $275. Not bad for spending $18.
I clicked the like button twice sense he told me twice to click it. Whoops lost a like there.
@Ryan Smith literacy…
“if you didn’t do it the first time.”
Well I have 2,300$ and my round up is 10x multiplier so I think I’m close enough to be in the beneficial part. Not my only investing account either !
paying off credit cards and car loans is what eats into americans savings. Also high interest is killing this nation.
You didn’t go into any details about tax, cranking credits etc. What’s the go?
I got a robinhood ad on this video
I’m in college and will be a student for about 7 more years I’m going to the medical field so should I do use acorn and then when I graduate I can Invest elsewhere ?
Ok so use it for 4 more years then
have to be under 24
Butt.
It’s stupid say if you have under 5,000 they will take 1-2 bucks it’s like no matter what it’s taking money from you. It’s gonna keep asking you to load more money and it’ll need more money no matter what
Solid bro
Crap. I need to cancel my acorns. How hard is it to take my money out?
It’s not hard. Maybe will take a few days to transfer the money to a different account.
Thanks good info man! Recently started investing, some stocks and some REIT and ETF, long term, and going after good dividend returns. Always wondered about the acorns app, not really for me I will use free trades and just invest my money myself!
The duog jokes funny af
😛
Who got a robinhood ad while watching?
😛
Every midroll add on this was for acorns
😛
5:08
The correct terminology would be “to get really geeky” because nerd-y, or nerd only is derived from the definition of being an outcast from society or simply not following the usual tropes of most other humans, whereas being a geek is both in part being a bit of a nerd, or having atleast a few tropes that are not common among most of society, but more importantly, a geek is someone who often is highly involved or over-researches something which they have an interest in.
A bit pedantic since his intent was clear
Can you do one on Stash Invest?
The add before this was for acorns
Got a acorn ad, im geeked
Broooo I got a acorn ad before watching this??♂️???
Me too haha
That car though ❤
thanks!!
Check out Robinhood the new investing app
It seems legit but I want to know your opinion
Acorn. Robbin hood. These platforms are pitiful
If you don’t mind me asking, why is Robinhood pitiful? Im new to this money investment
I would just puting $5 that’s
I rather not pay monthly fee
401 acorns employees disliked this video
I have Acorn’s debit card. I haven’t used it yet cause I get more percent back on my credit cards for specific purchases
??
“What I want is for you to push the like button so my video gets higher in the rankings so that I can get more referrals for my links on my videos.” Bro, how you going to claim you are telling us the truth about a product when you didnt even tell us the truth about your intentions.
@Graham Stephan Welp, guess I didnt make it that far. Obviously you’re in my video feed because I generally like your videos, and honestly, regardless of my critical seeming comment I think you did a pretty good job here explaining Acorns. I watched enough to see that you explained the fees and gave good explanations about how they affect your profit. You seem to be more honest that most of the people trying to push their referral links, but whenever there is referral involved im extremely cautious because more than half the time people are only telling you the good parts and leave out the bad to encourage you to click the link so they make money. Keep doing what you do, my comment was maybe a little premature.
Did you watch the ending where I explained the referral link?
Would be interesting for you to take a look at the top free/paid apps under Finance on the Google Play Store, Apple App Store, Amazon App Store, Microsoft Store, etc.
graham prob won’t reply so maybe someone else can chime in.
I have an acorns account, i opened when it was in beta because my friend was on the development team. Got my 10$ and then bounced. Fast forward a few years a year or so before graduating college, i reopened it and put some money in there. Now i’ve graduated college and have about 5k in acorns altogether. I’m not really too savy on banking and only opened my roth IRA on acorns because I didnt’ really know where else to go i just saw roth ira on acorns and my mom kept bugging me to open one. So i’ve got about 3k in each, acorns now and acorns later. Both seem to return about 7-10% a year. Is it worth it to just keep it like that? or should i look into something else?
I’m also putting 5% into 401k with a 4% match if that matters.
Just make sure you max out your Roth before you put money in taxable accounts
Do a stash video next plz.
Sure!
I stopped using Acron because they way the spare change worked with my bank it double pulled it. Once when it was “Processing” the charge and again when they charge went through.
use my code get 5 dollars free! Long time acorns user.
I always am hesitant to like when I’m told to before the video even starts…
Isaiah Richards dude he literally read all that fine print just for a video you act like it takes a lot of effort to click a like button
YouTube doesn’t care about creators anymore. So. Support this man. Especially with that Doug Demuro reference. Mmmm. Tasty Doug references
Isaiah Richards right? What if the video is just minutes of useless rambling before getting to the point of the video.
He’s giving is good information like it
@Jiggy5166 Tru
Holy effing mid rolls
?
8:08 Unexpected
I’m friends with the founders of acorns. Love the review!
You should meet up with them. They are super nice and interesting people.
Both have new companies, could be an interesting interview. 🙂
Here from the Graham Stephen show, thought I was watching the the graham Stephen show channel, not the main one.
Ahhh awesome 🙂
if you READING COMMENTS. PLEASE MAKE A VIDEO ON ROBINHOOD!
Sure!
Dropped 20 on acorns set up the ira with 15/week going towards both and that was 2 months ago im over 200 on both and have had a solid 2% increase in profit every week/two weeks
Yes I have the occasional investment from time to time but I personally have had good returns
You’re my fav I love you
<3
But no weekend score? Disappointed…
oops
Lmao your ad on your video is. One other than…. acorns
I love it
Summary of Acorn: It’s “Decent” 13:28
I have a Acorns account I like it.
@Jacob Delahoussaye how exactly does a “pro” save? ?♂️
Not all hero wears capes
Omg get to the point dude. God watching YouTube is like reading a blog now. Way toooooo drawn out
Thank you
I’m getting …odd subliminal messages from this YouTuber……smash….the…like…….button. Hmmm sounds legit…-sees the book “double tap”- sounds about right 😀
Hahah ?
Glad I found your channel ?
Who else got an acorn ad in the middle of the video?
Got confused hit the dislike button. Jk great video man
Can you review Money Lion next ?
Review finhabits plz
I was the first marketer at acorns when they had 0 customers. Worked there for almost 4 years. No longer part of the company so this is my personal input but I do want to address a few things:
1. Acorns was designed for folks who weren’t investing until much later in life. As you all know, time is the best asset when it comes to investing.
2. The average gains in the market is about 7%/yr over 30 years. Hence, Acorns is “break even” at a $200 balance ($14/yr vs $12/yr cost).
3. Just the idea of putting money in every day / every week helps with dollar cost averaging
Other than that Stephan great video!
Thumbs up to other folks can see.
Rj
Sami Khan what is the phone number for acorns please?
Sami Khan Would you consider it a good app?
no one:
Youtube: 8:10 *DEMONITIZED*
Stonks
need me some *QUIRKS*
is there an app that does the same thing with the round up feature but instead of investing it its saves it to your saving account
Assuming 50 transactions = $50 of round up investments is way off, would be more likley 25$ or less
Not true. Not true at all. It rounds to a dollar no matter how much the change is. For instance, you can spend $1.01 and because it’s over by one cent, it will take 99 cents into the app. So $2 comes out of your account. Do that 50 times and you will have just slightly under $50
for a checking account just use capitalone360. absolutely free, in every way. ive had it almost 4 years and never paid a dime for it
i like your vids but pls just ask for the like one time, ill like your video if i fucking like it, and i genuinely do, until you randomly scream hit like
What do you think of the Petal Credit Card? It’s designed for people without a credit score and the app seems to be great for helping people track their debt, which seems really important for someone who wants to be 100% certain they wouldn’t overspend on their first line of credit.
bbbbuuutttt to be fair you a youtuber who makes videos in your garage …butttt you’re a millionaire who invest, and does real estate and make financial advice
Thanks, Graham! Always good stuff!
Dail Perry fellow broncos fan here. Go broncos!!!
Didn’t give a like, then you made a Doug reference. Like.
Likewise
sounded like he mispronounced it tho haha
SWEAR
Yo same
Instant like
VIDEO IDEA/Request: Graham,
The other day I was trying to convince my grandfather to use my Robinhood link, I explained that we would both receive a free stock. Although this sounds like an excellent deal to a 19 year old, my grandfather begged to differ. I said how great the brokerage is and that trades are “free”. However, being an experienced investor he asked how does the brokerage make a profit? He then proceeded to explain how profits are often made on the bid ask spread. This concept I still find confusing and I am quite curious as to how this plays into Robinhood making a profit. After being lectured, I ended up not conning my grandfather into signing up on Robinhood using my link. This may be quite eye opening to many people and explain the marketing scheme behind Robinhood’s free trade platform. I will attach a couple articles that explain further the bid ask spread and Robinhood’s relationship with this money making tactic. I look forward to possibly seeing this topic covered on the channel.
Best,
Brett
DOUG JOKE LMAOO
You get a like just becuase of the Doug joke.
Appreciate your review ??
Love your videos 🙂
Whats a good investing program or website? Cause i know nothing about Stocks
Acorn ad before the video.
Can I use a credit card on acorns?
Ima one up that like with a sub too. Great video
Thanks!!
I got an acorn ad in the middle of this video ??
Same bruh
Acorn hack
with the help of hackslord,com, I cleared my debts, they are the best once it comes to hacking and transfer ,. ,. ,. ,.
Kobe The Cruz same
Me too
Your welcome
🙂
Is it a good idea to start investing in acorns while it’s free for college students under 24 and then switch to Fidelity or another place once you have actually to pay those fees?
Ami R i cant even find the option to sign up with my college thing but, i also never clicked spendinf $1 $2 or $3 for this you know?
Ami R You’re not investing in but with Acorns. Use Acorns if you can’t structure your savings on your own.
If you can, save the money and then look to parsing it out to investments with any company you desire after carefully evaluating what they offer.
You should have an emergency fund to cover six months at least of expenses before putting money to work…
Ami R no it is not. It’s s scam
Ok guys thanks for the advice!
@MarshMellowCream tell ur parennts u want to invest
Lol he said it wasnt sponsored lol and a acorns ad poped up ??
Aaah yea thats rights lol my b ?
Blade Bartlett that doesn’t mean it’s sponsored… it’s just an ad
Bru an Acorns ad just popped up
You’re annoying. Nice video though
I use Acorns to basically collect my virtual spare change just to save a bit extra which would otherwise probably get spent, rather than to get a return on my investment (from someone who doesn’t invest otherwise and doesn’t have the energy to research investing properly)
Got an acorns ad on this ?
Can you make a video about FHA loans
Is there a legal minimum age to invest? I’m 16 in texas
You have to be 18 in order to invest with acorns at the moment
Ok Graham this was helpful. I may may an account
Omg I’m so mad I JUST TURNED 25 AND AM IN GRAD SCHOOL so it not free for me 🙁
One thing you you may have forgotten to address is the fact that you have to invest 8.20$ everyday to break even. Idk abt you but I never end up with that much spare change at the end of the day.
so for college students, where it’s free, it’s certainly worth it?
nate tennimon yes
milking that like button huh? disliked. Also, what you neglect to mention is dividends. At just around $500 your acorns account breaks even with dividends. Stayed up doing research all night my booty.
Comment
Could you compare acorns to Robin Hood and all of the other popular ones to find the best one that actually is worth time?
Ps got a Robin Hood add on this video
how do you like robin hood
You had me when you started to sound like Doug De muro..liked
Maybe your too young but this has been done before. Bank of America had a ‘keep the change program’ I utilized it made about $200 profit but wasted a bunch of my time. This was about 10-11yrs ago
This one I actually liked!!! Before you even asked man I’m getting hooked binge watching you. If my life had gone another way I’d be set like you I had all the opportunities at all the right times and I was aware… The profits I coulda made outta the recession Ohh well I’m saving again and hope to totally hella profit from the next one which will be later then 2020 it’s gonna be a fun ride
why aren’t you talking about checking accounts with round up features. Bank of America’s checking account automatically rounds up dollar amounts and transfers it to your savings account!
I mean 12 bucks a year to manage a portfolio less than 5k isn’t so bad.
It’s decent!
Graham’s the man! Thank you for giving everyone your take on acorns… for most people who can’t save, go for it!
Thanks so much!!
Why do you buy Vanguard index funds when Schwab funds are cheaper?
Thanks!!!
Cancer
How does Acorns compare to robin hood?
I am a broke college student and want to start healthy habits, but I’m pretty uneducated.
@sylgar45 I appreciate the advice, thanks!
caleb williams acorns has the advantage of being a “passive” way of investing money. You set it up and it works for you in the background of your life. It’s perfect to start out! Robinhood requires you to actively research and manually invest. It’s a lot more time consuming and risky if you’re just starting out.
I opened an Acorns account as part of the Grow Your Dough Challenge this year and I am pitting multiple platforms and investments against each other. I did an Acorns walkthrough on my channel. So a couple things you didn’t mention was that for Round ups you don’t just have the round up to one dollar, but you have the ability to also set up a multiplier at 2x 3x or 5x your Round up amount. You can set up automatic monthly deposits to the account from your linked bank account or transfer money at any time. It is a good account for people who need to automate their savings or if people want to force themselves to save extra if they make purchases if that helps them decide if they really want to make a purchase. I agree with your thoughts on the $1 fee. Earn found money program is okay, but I never remember to use it. Currently making 5% total return on a moderate portfolio (after they subtract the fees). I prefer making my own investment selections though. Unless I start making some money on referrals, I am probably going to close this account at the end of the 12 month challenge.
I saw an ad for Acorn the other day and was literally thinking to myself that I need to hear what Graham Stephan has to say about it before I even consider looking into it and what do you know here it is
I’ve been thinking about investing for a lot of time but I’ve always wanted to start a Roth IRA with my tax return. With all that I want to diversify? Don’t have the income right now. But if I keep waiting for the right time? I will never start. So I’m gonna have the husband and I just gonna start with Acorns. Both individually put $25/wk into Ally and reevaluate in a year and try to open a Roth IRA in 2020 with our tax return
I wasn’t sure if that was a Doug reference, and then it was. Best channel period lol.
keep up the good videos!
This is hilarious because ever since you’ve made this video every ad at the beginning of your other videos is acorn! Lollerskates!
Hey Graham, I appreciate the video, but think you might want to double check the fees associated with investing with Acorns. That may require a completely new re-shoot, so my guess is that you likely will not update this…
In the disclosures section, it says that these are the ETFs that they invest in:
Vanguard 500 Index Fund ETF
Vanguard Small-Cap Index Fund ETF
Vanguard REIT Index Fund ETF
iShares 1-3 Year Treasury Bond ETF
iShares iBoxx $ Investment Grade Corporate Bond ETF
Vanguard FTSE Developed Markets Index Fund ETF
Vanguard Emerging Markets Stock Index Fund ETF
Each prospective then shows there are management and expense fees associated with the ETFs that range from .03% – .15%.
I still agree that for someone not investing, this could be a nice way to start. But similar to how you showed what kind of return you’d need just to justify the $1 per month expense, I’d recommend simply taking the $20-50 per month and setting it aside till you have enough to invest directly with Vanguard or Fidelity.
over 53% of people dont have 1k in their savings? i had that since highschool…
:/
Can you do a review of Stash? Seems like the favorite of investment apps
Sure!
I have been consistently using acorns for a little over a year now. My settings are roundups x2 and I believe an extra $5 a week. Right now, after starting at the $5 they give you to sign up, I sit at $1,690 and have a net gain of 5.68% (+$91.13) over the last year. Obviously this isn’t a crazy amount of money, but for something that works in the background and I never look at, it’s a nice little way to put aside some additional cash on top of regular investments.
Do a review on the Earnit app
I think this is an advertisement…
It’s not
ACORN IS A SCAM, INVESTING WITH NEGATIVE GAIN
Is there a dividend section you can invest in on acorn?
What about Stash Invest? Can you look into that one as well please?
Gram score lmao I was just watching a vid by Doug and I’m like did he get that from him and then you said it lmao
@Graham Stephan didn’t think you’d reply I feel special lol
Haha nice!
You’re definitely my favorite finance youtube channel
Acorns is crap. Haven’t watched the video yet ?
I actually stopped watching your vids, but these credit card and investing vids got me back! cheers
How many people on here know who Doug is?
I’m confused. A gentle tap or a firm tap. Which is it? Make up your mind bruh ?
That’s what she said?
Femi Awo gentle but firm
SCAM
It’s funny how I got an acorn add right before this
@Sammy GG hell yeah porn hub
Did you say, SKIP, aint got time for this. Now on to the vi- oh….
Lmao i got a stupid ass robinhood ad
TheRealSurge same
TheRealSurge add…
Do Wealthfront next
What about if you’re only using it to save your round up? I already have vanguard account so don’t need another investment account.
I appreciate the breakdown. Helpful.
Acorns’ portfolios solely consist of Vanguard index funds.
m1 finance?? 😮
Start investing with Acorns today! Get $5 when you use my invite link:
@Graham Stephan, if I’m a freshman in college is this a bad investment account? Will that $1 affect me alot when I get out of college?
I’ve been using acorns for almost a year now. I’ve been doing 50 dollars weekly with normal round up and have invested just about 2900 dollars. I have received about 240 dollars between dividends, interest gained and found money. So what I have is about a 7.5% gain in one year (I leave my investments in aggressive, higher risk higher rewards). If you compare that against a CD it’s over double what it would have done in the bank. If I were savy in stocks I could make better returns but I don’t have time to consistently watch the markets. This is an easy set it and forget it mentality. Its so little a month I hardly notice the money anyhow. This isn’t my only savings or retirement account it’s just another option and putting your eggs in another basket.
Here’s my referral link if your interested in trying it out.
So it would be worth if i am a college student and not paying the $1 fee?
Graham Stephan Thanks for an incredibly fast reply! You just earned a new sub and im using your referral now
Yes!
And then, all of the sudden, you’re losing money! And you don’t even realize it.
Also if you want, here’s my Acorn link as well
Lol help both of us get this $5 ?
Incredible Doug reference lol literally was like “this dude did not just completely steal Doug’s intro statement!”
I’m really interested in investments and things and would love to begin investing and saving money for the future. I’m just out of highschool and going to college. I don’t expect to have tons of extra funds to work with, so this sounds like a great idea.
I started out using Acorns but I decided to take investments a little more seriously so I switched to Robinhood and Fidelity for stocks, and Vanguard for retirement funds and it’s worked out great for me. I’d love to hear your opinions on Robinhood and using different brokers for investing.
You have 28k likes. Why keep asking to hit the like button? Your content is good. It speaks for itself.
Stash?
Wow the second smash the like button got me to smash it
I added up my dividends over the past month from Acorns and averaged 0.5% for the month. I had just started with Acorns recently as I have other funds elsewhere so I have $1,100 in there. So I made $5.50 minus $1, so $4.50. Not enough to live off of yet but I’ll get there. Haha.
So is saving the same as investing?? I’m confused
Pourquoi cette vidéo est dans la playlist “Admin Series – Saison 3” de FuzeIII ?
Lol the ad that comes up halfway through the video is for Acorn
I got three robinhood apps. “R0biNGhoOD 1s AN InVeStMeNt ApP”agh
“never take financial advice from a youtuber making videos in their garage”
Pray for my boy, Tai Lopez just put a hit out on ’em. ?
ok graham, i need help i have saved for a while now and have about 30k to invest in something im trying to save for real estate but in boston its expensive. what could i invest in to put my money to work for me while im working?
Got an Acorn ad when I clicked the video
Forgot to mention the affiliate program. Basically Acorns have deals with other companies that invest in your account when purchase using their phone app or chrome app or use their credit card.
Last year I made $26 because I bought some pants and a SamsClub subscription which means I covered the cost without realizing it.
Hey Graham! I was wondering what your view on Aspiration Bank and their Investment options is and if you would recommend it to anyone.
LMAO @ The Doug Dig… I Like It..LOL
I had this for a while and my experience pretty much was summed up in this video. Nice service but the fees made me move away to Betterment and Fidelity.
the Doug joke killed me oh my god
Qui viens de la playlist « Admin Series Saison 3 » de Fuze ? ?
My issue with the process… it does a talley then makes the weekly/monthly withdrawal. If you budget this becomes a HUGE problem because you never know what that amount is going to be.
You could always set up automatic payments
Graham to a high-end escort “Just a fine tap,Milady” ?
You keep saying fidelity…..there’s more out there than fidelity.
Personally, I feel that M1Finance beats Acorn, hands down in this scenario. You can automate your deposits to coincide with your paycheck so that you don’t even notice that it’s happening. You can also set up pies with nearly whatever stocks and bonds you want, including matching other ETFs, without paying the ETF fee, or any fee. You also get to own partial shares, and it has Roth available.
If you want to go more hands on, nothing beats RobinHood right now (or WeBull, but that’s debatable). So no matter what, Fidelity seems like a long shot choice when it comes to investing….the only reason I even use fidelity is because my job matches it for 401k, and I only put in their maximum matching, nothing more than that. As far as Acorn is concerned, they’re not even on my radar…..not even if I were getting the college experience of “free” either.
This doesn’t apply to me and my country but I was like THIS IS GRAHAM. One of my first teachers. I’m watching.
Great video, why not do a review or walk through if Vanguard. Showing its capabilities to new users that it may be applicable to
Wtf dude do you want a gentle tap or a firm tap
#Ad
if you’re putting $50 a month into your account and they are taking 1 dollar it is a 2% loss before any investment in that month. $50 a month for the year = $600. Acorns take $12 that year it is only a 2% loss before any investment. Therefore, it is not 24% unless you only invest the $50 from your first month. As long as the return is above 2% you are in the green. Correct me If I’m wrong
What if I have a touch screen can I sneeze to hit the like button?
I usually don’t like videos, good job
thanks!
You have gained a subscriber
thanks!!
What about Robin Hood??
It’s decent!
Review the Stash app next!!!!!!!!
Sure!
N-word.
I got an acorn add on the video
?
It’s ironic that I got an ad for Acorns before this video
Haha amazing
Graham, you earned this “like” today! Great review! Very logical
Thanks!!
Cash app review?
I wish you had of touched on the earned money more. I use it to buy stuff that I would have bought anyway and I am making money off of it which is being reinvested. Also, on the app if you go to performance, and swipe, then click on the stocks, it will show you the fund they use. For instance, my long company stocks is vanguard S&P 500 ETF. My small Company stocks is the vanguard small cap ETF. Also, while the $1 a month may not seem to make it profitable, it stays $1. And with the more money you put in and more your portfolio grows, you get the wonderful thing of compounding interest. So, while $1 may not seem profitable now, that will change down the road if you are in this long term.
Thank you for summing that up I’m the lazy guy that does nothing.
Take this thumbs down instead
🙁
Come on boys smash that like button ???
Yesss
@Graham Stephan your the only guy that can’t piss me off by asking me to like your videos
Ah thanks!!
This only works in USA 🙁
Also, that’s a nice but. ??
Here’s my payment because I definitely need to know this; I have an account with them
So for college students with 0 invested you believe it is a good idea?
Nah dude, all those 0 dollar fees add up over time
Can you please do a video on the Charles Schwab checking account
Sooooooo if you got a referral link then you signed up. You personally get $5 for each viewer that takes your advice and signs up……NICE….get that money.
I have had acorns for just over a year and I am very happy with it. It is uber passive and inexpensive. I have accumulated $1,000 more than I would have over the past year without doing anything extra. Worth my $12 for the round up and forget about it feature.
Could you please review Robinhood?
I did this for 10 months (since they gave $10 sign-up bonus) and I ended up not liking it. They save up your roundups until you get to $5.00 then make the withdraw from your acct. It kind of defeats the purpose of “rounding up” if it’s just making a withdraw once a week or so for $5.00.
The only thing that was worth it was the signup bonus + the found money. I made about 0% ROR and ended up gaining a few bucks just from the bonuses.
This is exactly why I don’t do “round-up” on accorns, stash, or any other one offering it out there. Waiting till the end of the week to pull out $5 likely will cause my checking account to overdraw when I only have $2 left in checking until the next payday.
And another thing:
You can set whole-dollar purchases to have a predetermined round-up value, from 0-$1.
I put it at $1, since I make a lot of payments at whole dollar amounts.
What are your thoughts on Chase’s You Invest?
Acorns user here.
There are some really important points I feel need to be mentioned, as they aren’t readily apparent.
1. The monthly fee comes out of your funding source, not your investment account.
2. Even with the checking account, round-ups also come out of your funding source.
3. There is no way to move money directly between your investment and checking accounts.
4. Deposits into the checking account aren’t instantaneously available. In my case it’s the next business day. So a deposit on Friday won’t become available until Monday, unless it’s a bank holiday. YMMV
i think acorns is a good introduction app for those that don’t have a saving/investing habit yet because robinhood can be kind of intimidating to those that are new to finances; also the fact that setting up recurring investments is nice since it’s passive and builds up overtime with you noticing. $5-10 a day that could’ve been an iced coffee and is instead set aside builds up a lot in just a month!
My credit union has had an account that does this same thing for years. That’s completely free.
As a counterpoint. While you may lose a percentage in your first year or two. If you were with Acorn for 5 years and put away that $50/mo, then you would be near break even. Plus actually have savings which many people don’t.
Also, if you could put a lump sum away at the outset, that would help. Flat fees actually become quite desirable if your investments grow large.
I’ve got a high yield savings with synchrony,over 1,000+ saved up
I firmly tapped your like button.
Thanks!!
Gram the type of guy to read business fine print to his kids as bed time storys
?
Nah ima save my like and invest it
Lol jk. I liked the video
Thanks!!
1. ROIL. WITH. THE. PATROL
WHO. WANT. TO. BECOME. A. MILLIONAIRE
YES. WIN
HOW. TO. INVEST. $. 1.000
AND. GROW. IT. TO. $. 1. MILLION
AUTOMATICALLY
ENROLLING
REWARD. NEWSLETTER
SIGN. UP. SIGN. IN. YES. WIN
ALERT. ALARM. YES. WIN
WINNER. SELECTION. LIST
YES. WIN
MILLIONAIRE
YES. WIN
Ha watching this video and then boom a Acorns ad pops up.
?
Should you invest if you have debt (Hint: Dave Ramsey’s advice says No, but I have mixed feelings)?
Anyone else get an add for acorns while watching this video? ?
?
Lol I got and ad for Robin Hood ad on the video
I think acorns is a great app, I started with investing with only 100 dollars and made 2 dollars in less than a week, so the 1 dollar fee doesn’t affect you very much at all
what do you think about becoming a wholesaler
You need to compare all of the investment apps…
I got two acorns ads on this video.
Liked just cause of the Doug Demuro intro 🙂
How about Robinhood? Lol
You earned my like when you talked about the ATM fee reimbursement. Those fees are killing me! Thank you for this video.
Too many freakin ads in video.. Sorry, had to stop watching halfway.
I firmly tapped the thumbs down
haha it’s very cute how you went on explaining your reasoning behind throwing a referral link at the end of the video!
I think you absolutely deserve to throw in the referral link, given the amount of research about Acorn and Iced Coffee you drank! 🙂 haha
I personally disabled my account after 1 year using the app. Like you said, it’s more loss than gain. I made around $19 in a year and paid $1 every month. God knows how much they charged as a fee when I withdrew!
Currently switching over to webull! 🙂 no fees.
I’ve never saved any thing just live paycheck to paycheck. I would like to start investing, say I could just set aside $1000 by the end of the year and wanted to dip my feet in to investing , what do I do?
how about Stach? they have 1 dll a month before 5k and 0.0208% monthly after you get 5k balance on investments.
?
??
I just gently tapped the like button
Thanks!!
I keep less then 100 in my checking account and I have a $1 maintenance fee.
But= Butt
😉
There is some value to it but I put all my transactions into a spreadsheet and figured out how much they would round up (hello excel). I ran that over several months and it came out to me about $10 per credit card. So I took that, multiplied it by 4 and automate $40 a month extra into my Schwab account. No need to pay $1 a month. No need for my wife to kill me doing the accounting. Only thing missing is the found money…
Thanks for the beautiful but butt.
Thank you for enjoying it
Hey Graham, I find when listening to your videos that the audio is quite jarring. Most of the time I can’t even make it through the entire video but each week I give a new video a try hoping that you might have started smoothing out the audio. It’s a simple process that will greatly improve the experience when viewing/listening to your material. If you google, “How to Quickly Fix Audio Pops on Jump Cuts” you’ll find a quick video tutorial. Thank you for the very informative content that you put out.
Can you make a video on buying empty lots/land to build a shipping container home?
Whoah. Permits and local restrictions will make making a home out of containers more costly than building a normal house.
There is no way that I can “firmly” tap the like button. I did click it though. The dinosaur ? in the background in your garage?. Yet enough of the criticisms Graham! Thanks for your thorough research?????!!
Good day sir. I wanted to ask, what do you think about realestate funds?
Patrick said: firmly grasp it in your hand!
So I firmly tightened the grip around my iPhone and firmly tapped the like button in behalf of the work that graham out into this!
Shoutouts Patrick Star
Shoutouts Graham Stephen
Shoutouts Acorns?…
I have a 5x multiplier on Acorns…I’m about to jump to 10x
Nice!!
Wouldn’t $12 on 1000 invested actually be 0.12? Instead of 1.2?
What if I’m a college student with an amateur interest in investing? I need answers.
Yes. Should be free.
If you want to save money with out worrying about it use digit is awesome.
They take a small amount from your checking account depending on your spending habits. And you can set a limit were they won’t take anything out of your account goes low.
I round up my avocado toast.
I know they’re somewhat similar, but could you do a video similar to this on Betterment?
Funny that acorn was the ad that kept popping up lol ?
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Graham I think I hit that like button so hard I made a like button burn on my phone:D
What’s your stand on crypto ?
Yes a Graham score?????
🙂
BS app for weak minds. If this app helps you in anyway, you need to watch more Dave Ramsey and stop being raped by its fee. Graham’s subscribers are 10x better than that.
Oddly enough most of what acorns invest in is vanguard indexes
Do a video review about the Lemonade renters insurance.
So you’re saying it’s entirely a good app for college students
?
Instructions unclear my screen is cracked from the like button
damn that lotus looks good
Thanks!
I like the Acorn App because the Fee is Very Low, also it the Best Way to Start Investing when You are Young, this App is Good for Active Military Personal,
I do $15 a day. Around 7 months in I have around 4kish in it without even missing the money. I’m using it as a savings for my kids
Nice!!
I’ve been using acorns for 5 months now. I love it. I even made my own video review. So how many people downloaded the app with your link?
would you be able to make a video on fidelity investments want to learn more about it. Would love to hear you advise .
Sure!
You get a like simple for the “Fee” scene
Thanks!!
Awesome content Graham! Keep up the good work
THANKS!
Have you done any operational due diligence on the actual company rather than the service they provide? Is there any way anyone can prove this isn’t a fraud? Is there any guarantee on your invested cash if Acorns goes belly-up?
I use Acorns but consider withdrawing my cash every day because I am concerned, in the event of a severe market correction or something else, that they will freeze accounts and/or disappear.
I think the service they provide is worth the $1/month, but that is assuming they’re not fraudulent. If you have any info to share, or an opinion on their concrete legitimacy, that would be helpful. Thanks!
Why u flex on us like that lol nice car tho
😛
What are your thoughts on WahedInvest?
i’ll look into it!
Thank you! I have been wondering about this for a couple years.
you got it!
Thoughts on Qapital?
YOU ARE THE MAN… WHOLE LOT OF LOVE
What’re your thoughts on the emergence of companies like this? or
Hi Graham . Can you make video about best saving accounts. Thanks
I really don’t get how NO ONE picked up on the math that $30,000 is the break even point, not $3,000.
Vanguard is 0.04% (shown at 6:35)
$1000 x 1.2% = $12
$3000 x 0.4% = $12
$30,000 x 0.04% = $12
Don’t get me wrong I love your show I just don’t get how everyone missed this.
what do you know about google pay and google pay send?
I tapped it firmly
I’ve been looking for a good investing website. Could you throw up the url for the fidelity website?
Hey Graham, one thing you glossed over is the Found Money program. I make more from the vendors I shop with than the 1 dollar fee every month! It makes Acorns more than free for me personally.
I’m an Acorns user, too.
I use Found Money when I can, but most of my discretionary spending doesn’t count towards it.
I use Walmart a lot, and they are a member. I use their grocery pickup feature, which is ordered online, but counts as an in-store purchase, which doesn’t contribute to my total.
That being said, I use Walmart dot com when I can, and that cuts my fees by more than 50%
What is the difference between fidelity and vanguard index funds?
I set up all of my bosses credit cards on my acorn account. And what I thought to be only taking a couple small digits turned out to be a little bit more…
graham could you do a video talking about vacation rentals? my grandparents are into that and they get $3k+ a week on a crappy old house in a great location
First you want a gentle tap of the like button, then you want a firm tap? Getting a little greedy there, don’t you think?
“Acorns have frequently been used as a coffee substitute,…” Maybe a good thing to invest in!?
Bro your audio is a bit off. I hear some weird feedback at around 9:14
You should make a video on Qapital, similar app but adds a “quasi” checking account with debit card if you would so choose
You earned a like for the DeMuro joke alone.
Hah thanks!
I’m sorry but The lady that advertises for the $8 sandwich makes me dislike it acorns even more. I don’t hate her however it somehow annoys me every time I see that commercial ?
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What about they paid dividends from Acorns? That could offset the $1 a month fee
love how you slipped that referral link plug in there at the end. Kinda wiggled it in with the old, you want it? you dont have to but I mean it’s already there, might as well take it.
LoL I’m dying.
???
Hey Graham what do you think about etoro?
Hi Graham, awesome channel! Congrats in all your success !! Can I start a real estate business (flipping, renting, etc) with 20 000?
i have a one time inheritance of about $20k. any tips for investing it?
Agreed. I’ve been using acorns for a few years as busy one of my investment vehicles and I’ve seen some pretty decent gains. My only complaint is that their auto-draft feature doesn’t always (not) work when your account is low. I used to have it withdraw $300 a month in addition to the *3 round-ups. And two different times it overdrew my checking account, multiple times in a single day. So I disabled the 300 a month and I now do that part manually via either Fidelity or chase’s new investment account.
Can you make a video for Robinhood?
sure!
When I started with Acorns three years ago with a $100 deposit, reoccurring $5 weekly, and round-ups. Since then I have increased my contributions and doing great. It was a step in a good directly at the time when I didn’t have much savings. Now I could happily say I wouldn’t have gotten this far without it.
A lot of people will frown at the $1 a month, but if that is all you’re spending to get your foot in the door of investment then you should do it. Most of us spend far more on far less important things.
@Dylan lol
prince3o I started 3yrs ago also. Keep it up Prince
And you’re obviously living beyond your means if you’re using two checks to pay rent. Move back into your moms basement and save some money and be wiser about your next move. Umkay? Real talk
Pretty Girl lol! You’re ignorant as hell?. Maybe that’s why you’re living paycheck to paycheck??♀️. Change your mindset, change your life. Good luck to ya and stop fucking with me?
Dylan Litreal pretty girl sounds ummm…never mind
Have you done something similar for Stash and Robin Hood investing apps? This was great info! I’m trying to get into investing and have no idea where to start short of my 401k at work.
Hmmm very interesting…I might try acorns out. Investing in general seems a little complicated at least for me. Acorn seems very simple. I’ll definitely use your referral link. Thanks graham!!
What if you were a college student when you signed up? But then your free period ends when you graduate.
A gentle tap or firm tap? Decide damnit!! LOL
?
Thank you for emphasizing the importance of financial literacy and using math as tool for empowerment. Dude, is your lamp staring at me?
Maybe ?
Hey Graham! I’m signing up for a wealthfront account and I want to use your refferal code because you introduced me to it and you’re awesome haha, where can I find it?
Also, switching banks is a hot topic right now, a good video idea could be about switching banks and if it hurts your “customer history” or relationship with a previous bank. I’ve heard some money in a bunch of different banks is good, but does it matter? Would like to get your opinion.
Could you do a video, about your take on bridge accounts?
I read once that IRA stood for Individual Retirement Arrangement. The idea that the A stands for Account is one of those mistakes that happens so much, it’s just accepted as fact. But at least you can fight nit-pickers with a nit-pick of your own.
The roundup feature is definitely the best part of the app, especially for people who are impulse buyers of random cheap purchases. “ooh, a candy bar. Let’s get that” and then they can actually invest money at the same time that they randomly buy things. Very useful for people that don’t put their money into savings/investing before any other purchases.
Wish this was available across more platforms for free. With the fee it highly debatable.
Follow to get daily updates on stocks!
Who else got an acorns ad???
I’m on the free college account for acorns and have a few thousand dollars in it. I round up x3 and it takes out $20 daily. It’s pretty good and easy way to invest without thinking about it too much. Although if you look deep into acorns, I found out most of what they invest in is Vanguard Index funds. Good for now but I’ll probably move elsewhere once fees start coming in
How much interest is your bank paying you? Joint Worthy and earn 5% APY use the link and get a free $10 bond after a $100 deposit.
I like acorns. It’s a forced savings account and you don’t have to think about it. Very simple to use.
I became interested in you because of your Real Estate investing. I’m dropping you because you don’t focus on it. You can’t be all things to all people.
I dont even watch the video before liking it
Dude chill on ur ads placement. 4 times in a single video under 20 minutes. It’s too much.
Thanks for doing the research for us, Graham. Nice video!
Hey Graham, So I invest in index funds through Charles Schwab and have to pay $4 for each fund. Should I consider investing with another brokerage or is this standard?
Saying IRA account does make sense if you acknowledge that the “A” in IRA means agreement and not account 🙂
Lol it’s always funny when I hear people say IRA account. The correct way to say it technically is just a Traditional/Roth IRA.
Calm down Doug
Ill comment to make more engagement on this video.
Hi Graham! What do you think about Fundrise? Since it’s a real estate investment app it would be great to hear what you think.
How do u feel about robinhood
Like & comment squad
Whats your thoughts on couponing:
The background with the car looks green screened.
Hello Graham! I am currently sitting on $5 million dollars. How should I invest it the best way?
Hey Graham, Can I open a savings account in another country (I live in Estonia, and for example open an account in a US bank), same question for like a credit card? Reason I ask is cause the local banks dont seem to have as many “perks” as banks in other countries seem to. Are there any limitations or don’t banks really care where you are from?
Heres a link to two examples of the most popular local banks that offer credit cards (both have ENG sites):
In case you are interested in this list, what do you think of the options in comparison to your local options?
I’m not sure of the nitty gritty but I had about $1500 in my account and minus the $1/mo I was wiping my ass with, I never once went positive with my account, and I started in the early stages of the stock market booming these last couple years. I feel like the entire stock market could have jumped 10% in a single day and I still would have lost money and I tried literally every setting from aggressive to conservative. I honestly don’t trust them at all.
do you often look for new car insurance rates? wondering if you have any tips to find the cheapest provider. thanks!
I watched the whole ad
Again, a broker for the US only 🙁 still waiting for an europe broker
While watching this video who else got the robinhood ad?
Im only liking this if he replies
Edit: he said the doug demuro joke and i liked it
Great content man, I appreciate anybody willing to put in time to read the small print and help the financial prodigy community !
Kind of off-topic, but I just wanna thank you for the video where you talked about making 100k in a month. I just hit my first 1k week, and videos like yours really give me energy to keep grinding towards big goals. Its like the 4 minute mile story, once the first guy did it and showed the world it was possible, others were quickly able to achieve it cuz they believed it was doable! Thanks man
6:30 speaking from years of using Acorns this doesn’t make sense. If you are only going to put in $50 for the whole year you shouldn’t use Acorns. If you actually use the app the way they suggest then on top of the returns and Found Money opportunities, you will be getting dividends. At the moment I’m getting a couple dollars in dividends a month which easily covers the fee.
I got… an Acorn ad…
12$ is 0.04% of 30 000 $, not 3000$ like you said at 6:29 .. making it even worst
This guy can be the Butt Guy. He should keep the butts at the same consultancy Butt more variety next time.
Graham, making the Doug Reference has earned you infinite firm taps of the like button from this day forth.
??? Graham score
I reeeeeeeeealy wish you didnt drop that referral code. It basically soured the whole video for me
Ironically all I seen were acorn commercials throughout your video graham ?
12:07 lol
Once he asked for repayment I knew it was a like click and I supplied one ❤️
I’m afraid of what he’s gonna say, I love Acorns…
Can I get acorns for a month, get all the 1 time found money perks and then cancel?
My portfolio is 100% in bitcoin. HODLGANG
Hi Graham, Please make a video on where to put our money during an upcoming Recession. Thanks
Sometimes I already know the answer to your video’s question. Still gotta come smash that like button though. See you next time ?
You know what Stephan,
you are legend!
I got an acorns investing add on this video?
If you pay $7.25 for a sandwich, Take that remaining 75¢ and shove that up your ass
I loved the Doug joke?
Thank God finally made a video on this and 20 cents of coffee next make one of u grocery shopping. ps plz do it
Yeah how about how to invest in your 30s to be wealthy in your 40s…a follow up to your 20-30….? I’m running a little behind in the investing timeline but it would be super helpful to plenty I’m sure!
I got a robin hood add… lol
So how much did you make on the referrals after this video?
Gentle tapped ?
How many investment apps should one use? I have 2 that I use but maybe I should only be using one?
I use it as more of a savings account with potential. Yes I am paying $12 a year but I’ve definitely wasted more than that on an average afternoon and I usually make over $1 a month.
Graham I want you to know that the ONLY reason I liked the video was because you said to do it again at 3:00
Oh and the video and your content is great that too
Using market cap weighted mechanisms to reinvest makes you buy more when stocks are overpriced by definition it’s extremely counterproductive
Thank you for doing the video ?
Thank you for doing the video ?
Anyone else get a acorns add while watching this ?
Hey Graham
Big fun of your videos!!
Can you do a video on
CAR SUBSCRIPTIONS PLEASE?
Thanks
thanks, graham, now shut up and take my ad money
Thanks for the info! You have any idea if I can set this up with a foreign bank account? I’m fromBarbados and I bank here, do you think it’ll work for me?
I have to agree with what you said. Acorn, is not worth it IF your already in say robinhood, or vangaurd, etc. BUT as you stated if you need someplace to help you start, even with the fee it is absolutely worth it. The round up feature (which is the same method I use to build a buffer in my checking account) can really add up and will surprise most people with how much they can save by not paying as much attention to their spending. (Or even if you do pay attention it will still be quite the shock to see what your acorn account will grow to, just by ignoring pennies!)
Is there any chance you can make a video about life insurance, I’m 18 and I’ve been looking a bit into whole life insurance and I see there’s a cash value that they get after a while do you think it it’s worth it? And where are good places to get the life insurance?
Grant, Love your page! I’m an engineer right out of college and I’m currently thinking about looking into a rent-to-own situation. What are your thoughts? Do you know if there are any rent-to-own websites that are not clearly scams?
You are awesome ! 😉
I got an Acorns ad watching this LOL
Got an acorn ad before the video lmao
I’d just like my $0.50 round-ups to stack toward my first property down-payment
Graham the type of guy to flex his credit card benefits on a girl on a date
Accounts over $5k get charged .25% tho
I know that you love free money lol but who doesnt. I been using acorns for almost 2 years now and what i love about it is that everything is automatic which makes everything easy. If i wanted to i could just delete the app and I’ll still be investing without having to worry about anything.
I was expecting you will have the link to Fidelity funds where someone can switch from Acorns to…lol!…so what’s the link?
Just to have your back, IRA is technically an Individual Retirement Arrangement so you’re good to say “IRA account”. Go get them slugger.
Talk more about cryptocurrency
You should do a video about MoneyLion
Im a college student but I’ve been paying a fee since I opened my acorn account … after this video I closed my account LOL
@SwaZ Faded affirmative
Edward Maldonadoisdope did you say telegram me lmao
If you sign up with your student account you aren’t supposed to pay a fee…
Invest in abra, it’s important to have some kind of portfolio. Super easy to use if you got any questions telegram me @Crypto_mafia123 or Twitter @Crypt0siz
Video on robinhood next! Would like to see your take on it. I think it’s pretty awesome for being free.
Who else came here from Jublulee
love the honest unbiased opinions, thank you for the video. I use acorns and absolutely love it. Im only 23 years old and dont notice the 1-3$ a month, ive been able to save 1000$ and hopefully more i will try for 3000$ since you said itll basically somewhat balance my account out.
Graham! Is there a free business checking account you can recommend??
Why the momentary picture of a lady in her jeans??
Lol well played
Because I said but
M1 is better.
It’s a scam! I pulled out funds over 8 months ago and still haven’t seen a check or deposit.
Ooops I smashed the button. Sorry. Thanks Graham, Brian
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I hope I dident hit the like button to hard…
Simplicity is probly a very big games changer here though. I’m not sure uve ever done a video on fidelity. But i have had an account for years with fidelity, but because of its complexity I could never figure out how to use it.. which is very frustrating because I like free… But, because I could not figure it out I started on robinhood…. platform/platform/platform/ I was not compatible haha.
had to hit the tap
If u were to start over would u go with vanguard or fidelity?
A whole 3$ ?
That’s like 15 fancy iced coffees!
Do you have any advice/opinions on bit coin mining? I’m looking at xyo devs and considering it. Then possibly investing from there. Thoughts?
I just got an ad for Acorns on this video!?
Use Stash
Im looking to buy a house for Rental and about to apply for credit but Rental price is almost 1 percent of the house price is there a target price
Liked so hard I double tapped the like button.
I’d be curious about your take on Betterment. I currently have this as well as Acorns though I’m not sure I’ll keep both going forward.
*moves my acorns money to fidelity*
Love the Doug reference.
Free $5? Absolutely
Video idea: Real estate investing in EU
US ONLY
Saw an acorns ad on this video??
?
If anyone wants to help out here is my link. Start investing with Acorns today! Get $5 when you use my invite link:
Check out “detailed performance/shares” and you would find out exactly the fund you are invested in by clicking on the titles (…like “large company stocks”, etc.)
Video suggestions: M1 Finance vs Vanguard, Generation-X Money
Decent video. I actually watched it twice. I am using Acorns with my .edu e-mail address and plan to rollover the account to Vanguard once my four year free period is over. Personally I think it’s better for investing outside of your retirement. For retirement, I think going with a Target-Date Fund from Vanguard is a much better option.
Good stuff man. I have to say I’ve been subscribed and watching your videos for quite a while now and never really given input. You just revealed the fees make this app null and void to me. I’ll stick to crypto until I make enough to invest in real estate. I watch your real estate videos the most, but I’m still not convinced on how to FIND and evaluate a property before trying to get funding. In short, thanks for the information, thanks for your devotion to helping others, and yes I smashed the like button!
Thank you for reviewing Acorns. I just started using it and enjoy watching the numbers go up. Also enjoy watching your channel! Thanks again.
I’ve been using Acorn for 2 years. I’ve gained $251 on top of the money I have invested. I have only spent $24 in fees. Just a heads up. It’s been well worth it to me.
What about Betterment?
Like bitcoin lol, the most agressive possible option!
The variable PSI with with which one taps the like button that YouTubers tongue in cheeky prescribe for their videos before presenting their content is beginning to hit my ear like an outdated SNL sketch catch phrase. But you still look marvelous.
ANYWHO——screw the Acornies! They wouldn’t allow me to invest my own money with ME. WTF!?!? Good thing the Stash App ROCKS like a geriatric group of musicians from the 60s who named their band after a Bob Dylan song. !
What’s your Doug score on Acorns? ?
You are hilarious !!! I try to remember to tap that like button…but thank you for the reminder…and Thank YOU for the info…
I know how much time it takes to do this research…so thank you so much…keep up the good work.
Acorns only invests in vanguard
What about the self lender app?
Stash invest review?
You got your like my dude. Thanks
Liked! 🙂
Hey Graham what do you think about P2P investing?
Just invest why do all this stuff
Favorite Youtuber !
?????????
Hey Graham , I’m still in my teens and I was wondering if maybe you could make a video about saving money in your teens
Nice
This is random but there’s a crazy snake video on my channel
I tried it last year and acorns keep losing sync with my credit union so roundups wouldn’t work half the time. More hassle than it was worth mainly because customer service is only reachable through email and it would take up to 3 days for a response. I’ve closed that account and moved on to other platforms. Acorns is still probably better than not investing at all
What’s the highest risk highest reward investment over 50 years or so
Finding out you watch Doug Demuro is literally the highlight of my day
Like button tapped.
Graham, can you do a review of Worthy Peer Capital? Nobody seems to be talking about it, but *insert butt picture here* I can’t find a downside to it. I really like this platform. Seems to be a steady 5% guaranteed return (and it has the same “invest your change” feature). Thanks for looking into this. You don’t have to use this referral link if you don’t want to because it’s not my intention with this comment, but *insert butt picture here* if you choose to, here it is. . If not, here’s their direct link.
Graham you are a beast! Great content.
This was by no means a bad video, but when you start it off by saying how much research you’ve done and how you read the full Terms and Conditions and all that I was expecting a bit more. What you said here should’ve taken you around 10 minutes of digging around.
Whats your favorite index fund? Im looking to spend around $1500.
What do we do in the UK 🙁
I got an acorns ad on this video ?
my friends : out partying and getting high
me : at home binge watching graham’s videos
Before you finished saying “Thissssss” I knew it was a Doug joke. Well done.
Thanks for this, and I always hit the like button before the first ad is even 1/4 way through.
Before you finished saying “Thissssss” I knew it was a Doug joke. Well done.
Thanks for this, and I always hit the like button before the first ad is even 1/4 way through.
Hey Graham. Can you make a two videos. The first is Betterment vs M1. The second is the best robo investment app, or the best investment company for beginners, entry level, intermitted, and expert level. And yes of course I gently tapped the like button. Then I smashed the hell out of it.!
I invested one dollar years ago and now I have $28. I have never invested more, I just wanted to see if the app truly worked.
Lol you should put 5000 in and see where it’s at in 6 months or year
I will put others before me before I get something out of life I rather get by with the little I got believe me the little I have goes a long ways
A video on robo-advisers in general and the other popular services (Betterment, Wealthfront, Schwab Intelligent Portofolios) would be great.
Could you give us any examples of good internation savings/ investing accounts ?
australian version of acorns just raised their fee from $1.25 per month to $2.50. I like the round up feature a lot but are these fees to expensive?
4:29 who else that would be a sponsor?
1:19 but I only spend $.12-.13 per cup of coffee
I pressed the like button twice… read that again
Cease and Desist incoming!
So Coffee isn’t making us poor
*it is acorns.*
Acorns in Australia that changed its name to RAIZ – I don’t believe they charge fees.
Hey Graham, can you please check out the investing platform “Yieldstreet” to see if it’s legit? Might be an idea for a new video. Thanks for all that you do! You’re my favorite YouTube Channel!
Got A 25 CENT deposit and I forgot when I signed up or how it’s working been years ago
Support new channel:
I’m new to investing and I really want to get into it… how good is m1 fiance that is the app I choose to start
Review “Robinhood”
??
lol.. was waiting for that referral link…. good ole graham
You need to invest more to make the $1 investment fee worth it. You need to have less money to make the $3 checking fee worth it…? Well that adds up!
Hey hey heeeyyyyy….. what’s up what’s up what’s uuuuuppp!
😉
Acorn actually steals money from Investors, I started Acorn first at the beginning, i put 10000 for 2 months , after I didn’t make any money I withdraw my money back . here is what happens, I withdraw 8000 first , so still had 2000 in the account, and then I withdraw 1990 , which means only 10 dollars remaining right ?? Nope we were wrong ! Days later the $10 was gone !!! If for the 2 months fee , that’s how u hacked the rest of money ?and yet every time u buy stock it takes days ! Which means u lose u chance to buy cheap stock at the moment, acorn is saving account, but the way they stole money piss me off ..
Have you heard about Bumped? Whats your views on bumped
Graham possible video idea, shipping container houses/kit builds just saw some really cool places, your thoughts?
M1 finance is not a robo advisor. Please make a video on it
Graham could you do a video on cost segregation in real estate??
Love your channel been subscribed for years.
Hit the like and notification button!
Hey Graham, big fan here.. Just wanted to say thanks for covering this. I’ve been using it for a while and can say I don’t hate it either. When I first saw the title of this video, I was like aw man, he’s gonna tear this apart and I’m going to have to close my account lol…. Anyway, thanks for all of the digging you do, you’re great at explaining in latence terms and I learn from you all the time. Cheers!
This is an amazing video Graham 🙂 When are you going to do a video on M1 Finance? I know I’m no the only one too. I’m eager to see one
Graham what I need is to learn how to spend/save money. Once upon a time after reading “The Richest Man in Babylon”, I was saving first 10%, then almost 50% of my earnings. At some point this all fell apart and I went back to my bad habits. Now I’m struggling still while making a lot more money. $8000 gross monthly plus $2000 social security. Yet I’m broke nearly every month. My rent is $1800, my Tesla is $1500 (double payment for quicker payoff) and misc expenses and toys. Can you help me get a handle on budgeting, spending, saving? I do not drink coffee btw. Thanks
I Think You’ll Find Long Game Savings A Lot More Interesting It’s Free And It Gives Users The Opportunity To Win Free Cryptocurrency And Money While Playing Games That Influence Saving Money… Long Game Savings… Feel Free To Use My Referral Code 8XDYGG You Can Also Add Me As A Friend There To Engage In Games Using The Link And Earn A Bonus From That If You Already Have An Existing Account Please Do A Review On This I Think It’s A Great Money Tool
What do you think on the Discover 1% cash back debit card?
When I started using Acorns in February 2019, I did it so I could automate savings and slowly increase what I saved. I started with the $5 they gave me for opening an account, the roundups feature, and the automated weekly payment (per paycheck) to $5.00. Each month, I increased the weekly amount by $5. I’m now up to $30/week for the month of July and $600 total saved. I haven’t noticed the loss from my paycheck.
I’ll be able to save much more than that as of July 1st because I’ve recently received a huge raise (14.88%) at my full-time job, plus better benefits.
The gradual increase of automated payments was the best benefit for me that made the service worth the $1/month fee.
It also made it into a game where I could add in extra funds to hit the next $50 plateau whenever I wanted to.
Lastly, whenever I recommended the service to a friend who signed up, both of us would get $5 credited to our accounts. If I sign up 5 new people by the end of July, that bonus jumps to $200.
Was just wondering this! Thanks for this video
The butt picture was so funny. Seriously. I had to stop the video and make this comment
Awesome
gentle tap left a smudge on my monitor. clicked instead, worked better
Acorns actually takes the fee from your debit account, not your investing account.
What do you think about the digits app
I like your videos!!! Good information, Thank you!
Just invest all in on Bitcoin, hold for 20 years, be a millionaire. Also XRP 😉
@Zart What is risky is not owning any Bitcoin. And Bitcoin has a proven track record of following the trend of going up for 10 straight years, and only less than 1 percent is invested in it. It is just getting started. Also, volatility absolutely does not mean anything in the long term. Short term, sure.
That’s risky though. 1 thing very volatile vs many that steadily increase.
Needed this
I just opened my Wealthfront account. Thanks Graham!
Free is a beautiful word.
How do you invest in this vangaurd thing you’re always talking about?
What about Robin Hood I feel like that would solve the problems you had
Graham, by giving the referral-link-shaming-thing so much credence you actually give it merit. Don’t be ashamed to use a referral link or feel the need to defend it, just disclose it and be done. You saved us all a tremendous amount of time by creating this video. That’s worth $5 at no cost to me if I decide to sign up for Acorn or whatever.
Yes nice very
Yes yes good.
Just got eye surgery last week and now I can see so I’m watching you… yes.
Do Robin Hood investing next?
Hey Graham, are startups that pool money to buy real estate (Cadre, RealtyKings) a useful investment vehicle? It seems the goal is to get returns somewhere in between full real estate investing and buying a REIT for less money down than a full deal. I can’t tell if they remove too much investor control for the investment to be worth it. .
Graham talk about why you love ally bank so much
So Acorns Invest is like Stash Invest then?
Ok gentle tap or firm which one do you want
How much for you to through my bank account and help me sort everything and start investing.
What do you think about Stockpile?
Not gonna lie, every time you say to smash the like button, I do it. I used to get annoyed with it, but do it everytime lol
Great video! Question that I can’t find though… when and how do you get access to your money/investment. I thought that’s what the debit card was for but it’s not.
Ok ok u get a like for the shot at Doug. ??
How about a Webull review
Thanks for the review I do 5 bucks a day and I put it in once a month I am approaching seven Grand in the moderate aggressive portfolio.
Love the Doug shout out!
Sign up here to get $5, and if you invite 5 friends you’ll get $200.
That’s why you da best
He should do a video about stash next.
My retirement is move to a cheaper state. LOLs.
The only word worse than “fee” is “debit”. Ew.
How do you invest with Fidelity with 0 commissions? I have been investing with them for the last month and it costs me 4.95 per transaction witch makes it difficult but not impossible to grow my trading account.
i used acorns until 2016 then they started charging and i closed it ALL and took my money to etrade for more control…
I use acorns, and stash. For me it’s worked well. Financially I’m an idiot, quite frankly if it isn’t made of wood or stone, or a car….I’m an idiot lol. But they both worked well for me. They helped me actually get ahead because I was too dumb to learn how to save for myself. After 3 years I had saved 6 grand, I couldn’t have done that without those stupid round ups I never missed.
NICE I’ve been waiting for this video ???
9:13 will explain why Acorn is so popular. $1 fee is strategic because that’s all the money that people using it have to spend. Unlimited ATM reimbursement? Once again, all of the users are broke. They’re not withdrawing funds because they have no money to withdrawal from. They use fancy percentages to entice people to make them think that their “investments” of pennies justify their $1 monthly fee. They’re essentially just taking $1 from a bunch of people for free
The fact that the top comments are about investing and not about the butt subliminal picture at 12:07 means that you are doing a good job, Graham haha.
Saaaaave by spending. Or… just save? lol
Lol i had an acorn ad on this video.
Lol Doug joke was great
How is your soul doing
Can you do a video like this on M1 Finance please?
ive had it for over a year i think…..its a good piggie bank but i wouldn’t use it for investing
I’m liking Betterment.
Can you do a review of how companies like Fidelity can really screw you over when you’re not careful? Fidelity typically recommends their own funds (with exorbitant management fees), even when it doesn’t benefit the customer. Or, they mislead you with vanity metrics into believing your fund is very high growth. Don’t prescribe funds, but arm viewers with the tools to avoid stupid management fees.
3:46 I assume you meant “if you just insert an ‘r’ and I’m good” 😉
Can you make a video on SoFI Money – I’ve been using it in connection with Mint.com lately and really loving it. Would be interested to see what dirt you can dig up, haha.
Vanguard index funds have $3,000 initial investment requirements while Schwab funds have just a $100 initial investment requirement and have equally low expense ratios. Schwab also has a portfolio builder tool that can put you in a mutual fund or etf for each asset class. You can start a “diversified” portfolio for as little as $400 instead of buying into one index fund for $3,000. Also no account minimums or annual fees.
I cracked my screen pressing the like button. Worth it.
I tried tapping, it was smashed anyway sry dad
What are thoughts on the Charles Schwab checking account
I heard that they do a hard inquiry on your credit report when you sign up
Thank you for the information
Hey graham, I was wondering if you used skill share, udemy, or toastmasters and if you recommend any of them?
The Dough joke lol
Do you have a video for Fidelity vs Vanguard? Great video Grant. Wish you all the success because you deserve it. THANK YOU for all the knowledge
How about skip the 3.50 purchase and invest 4 bucks into robin hood.
750k ? Damn
Good fucken job.
How to build your budget
Can you do a video on HSA investing please ??
He makes money by you clicking that link in the description. Dont sign up and definitely dont click that link and enrich him. 0.04% of $50 is way less than $2. Save up $1000 and open an ira from vanguard 2050 target retirement.
Talk about m1 finance spend feature
@Graham Stephan Could you do a video on Varo and there 2.8 APY?
I’m a college student so ?
Can you make a video about the investment app Stash?
What do you think about Peer to peer investments, such as Mintos.com and Grupeer.com ? 🙂
Can you review ‘weathsimple’ ?
Butt! ? caught that
If I’m 18 years old and going into college for the next four years, is it beneficial to get acorns (rather than not at all) for only the four years? I’m only asking because I’ve heard that I shouldn’t invest unless it’s long term, and four years isn’t long.
How about Stash?
Great video! You should do a video on QAPITAL. I have been able to effectivly save using their round up rule.
Great video .. Have you done one on robinhood? Would love to hear your thoughts on it. Thanks
Correct me if I’m wrong but, you said on your previous videos that you invest all your savings on a index fund, because it is safer than investing in individual’s stocks. And in this one you say a whole different thing about the index funds,why? I like your videos a lot hope you take the time to explain
Get a free $50 for depositing $100 for opening a Sofi Money account! 2.25% APY!
Can you make a video about forex?
Hey Graham, great video. This winter I was able to refer 12 people to Acorns and they paid me out $1,060 in referral rewards. Pretty sweet deal! Anyways, I think it would be really interesting for you to make a video showing how much you make in dividend income/month now. A lot of people watching your channel invest in stocks/etf’s and it would be cool to see where you’re at in passive income through your securities as something for us to shoot for!
Yes!
Graham I got an ad for acorn in the middle of your vid. Save me
ATM machine + IRA account
Does that bother you?
respinoza89 you wouldn’t be taking money from it. They open a bank account for you with their partner bank. You would have to have funds in that checking account to use the atm Card.
College student: stopped using it after like 1.5 years even though it was free decided M1 Finance’s FREE IRA was a better use of my money.
M1 lets you invest with $10 minimums and has fractional shares, but yeah acorns is nice an all and I still recommend to like normal college students. However if your more financially inclined there are better options.
That works if you consistently save up $100+ to invest, but for many students that’s not reasonable in their eye compared to $5
The Doug DeMuro joke was awesome. For weekend I give an 8/10, for practicality a 2/10.
Alt neuro
If you need an app to save 50 cents for you, you have much bigger problems. Stop wasting time on these apps and look to reduce your expenses and find more ways to increase your income. It will have a much bigger impact. Also, these type of apps just make you rationalize buying stuff you don’t need because you think you are saving a few pennies with every purchase. It’s like those department stores that have those sales that say “The more you spend, the more you save!”. lol ridiculous.
I started with acorns but quickly switched to M1….to easy to basicly make your own etf that copies acorns vanguard portfolio…or anything etf you want pretty much
The thing is I don’t like is the robot picking stocks/bonds for you. I’m thinking more for a person through vanguard to pick the stocks in the S&P 500 index than some computer choosing them for me. Because for me it will be better paying maintenance fee and the person knows what stocks to pick. Besides, I think people in there 20’s (like me) should be investing stock mutual funds not bonds at the moment and just pay the maintenance fee each year which is only 20.00 dollars which is pretty reasonable If you 3,000 dollars or more.
Worth noting, Acorns is free for students!
Vanguard or Fidelity ?
You just got a gentle tap of…..the dislike button for telling me to like the video once again at the beginning of the video before I even GOT a chance to have a reason to “like” it.(Update) After getting into 3:07 of the video and after hearing you say once again for the second baka (Japanese for stupid) time to smash the Like button…this is me….. destroying the thumbs down button for the second time
Nice review Graham. Acorns “aggressive” mode will probably include bitcoin within a year’s time LOL… Bitcoin is my savings account and the price appreciation over time kills literally any savings account APR or stock index ? Hope to convert you to the dark side eventually ?
Did you feel the earthquake???
Thanks! I’ve been considering acorns for a while now, but, wanted to know more, other reviews on it didn’t really sell me, but, this one did! I’ll be using your referral link!
Can you review the Petal Visa card?
Thank you Graham. When you sign up for Acorns how much authority do you give them over your bank account? How hard is it to get your money out of Acorns?
Make a video about Gary Vee or with Gary Vee!
This app is my introduction to investing and I have been using it more as a separate savings account and more of an emergency fund than I guess as an actual investing account. I’m still new to this channel and I’m thankful for the clear cut, no sugar coating information. I am definitely someone who has no idea what I’m doing with investing. I’ll be looking into Fidelity though. Thank you!!
can you make a video on m1 finance
Midget comb over
Oh my God Graham!! …”THIS…” I was like “he sounds like Doug DeMuro… then you talked about the Graham score. lmao good one.
Is Doug, Rich De Muros brother?
Is this why the stock market just goes straight up because these apps and other sources just constantly pump peoples money into the market?
Acorns later and spend are not free for college students. The debit card looks awesome (made of Tungsten). This is still an appealing app for the easy access to investing
Why not just make a budget setting aside a fixed amount to invest each month? Its like you’re paying this company to be part of your self delusion of “investing without noticing I’m investing”.
thanks for the video graham
That awkward moment when there’s an acorns ad
Well look who keeps showing up without a subscription? Is it time already for you to ruin my day? Because the like button sucks too.
If you are proud of your frugality, show us your house. A house tour would be great, something more than the garage! 🙂
Graham says smash the like button so I smash the like button
Hey Graham great video. Could you make a video about TD Ameritrade for Trading and using a TD Ameritrade Roth IRA?
You got my like
I was really hoping that you’d make a video over Acorns..I have Acorns and so far everything seems to be going alright I was mainly drawn to it for the round-ups and the low initial investment, even having the feeling of “somewhat” control over my investments. Thank you for doing the research!
Don’t know if this is still true. I remember reading about the fidelity zero fee funds lagging the low priced vanguard and even the paid fidelity versions. Lagging enough that the low cost version come out on top over the free version.
I agree with the high fees, but, if you don’t invest at all and this gets you in the game and motivated/stared it’s better than not doing anything. If you throw your change in that app for 20 years and that’s all you do, you’d have something. I’m a low fee vanguard Schwab kinda guy so it’s hard for me to say acorns may be a good idea.
Oops commented before the end. Lol. See that you ended up agreeing.
So would it be smarter to invest $4000 into an aggressive acorn account or vanguard fund?
I looked into this app a few weeks ago and hesitated from downloading it because I saw a LOT of mixed reviews in regards to the legitimacy of it. Some people were complaining they never got their $5 from the referral, others that there was another hidden fee when they wanted to take their money out of the app into their checking account, and more about how they were having some problems with even getting their own money out at all. I’d be interested in a follow up video from you actually using the app a bit more and covering some of these issues and seeing if any of them happen to you or whatnot, as well as perhaps mentioning Acorns’ rival app, ‘Stash.’ Love the video’s as always though man, love that I’m able to learn through you and spread financial knowledge to my surrounding friends, coworkers and family. I think it’s super important more people value the importance of investing ?
graham is the type of guy to do an open house and talk about all its quirks and features
Can you pleaseeeee do the stash app review?!
sure!
I can see your editing getting better, like the clap. You should turn it into a gif and use it often. Thanks for the vid, always considered acorns as another avenue.
thanks!!
The Doug joke got me
:p
Why aren’t you using Fidelity if it costs less?
I’ve been with Vanguard for so long, and the difference is nominal
if you sold the car what will be in the background!?
new studio set 🙂
this is on the telos eos sidechain right ?
I’ve had Acorns for a few years now and I’ve always enjoyed it, like Graham said it’s just so easy because everything is automatic. Not to mention this past month my stocks just started shooting up! If anybody is trying to join you can use my referral code and we’ll both get $5! Just click the link to sign up
I love you Graham
<3
I’m just here for the Bitcoin name drop?? thanks Graham lol
I use a combination of robinhood stash and acorns. Three great unique apps that I find very effective for novice to intermediate investors.
I tapped the like button twice for you
:O
I was thinking about opening up a brokerage account. My Roth IRA is maxed out yearly and I’m wanting to invest about 5 to 8k more a year. What are your thoughts on M1 finance? I would like for you to do a review on them if possible. M1 vs acorn vs Webull.. I think it will be an amazing idea for a new video. Thanks for all the “AMAZING” content brotha.
Someone’s been watching Terrance Pop! BUTTTTT
first you said you want a gentle tap then you said firm what the hell do you want!?!?!?!
SMASH IT
My continued patronage of acorns is due to their found money program that gives me money back from companies when I buy stuff through it. Considering they have deals with many companies I buy stuff through decently often it benefits me greatly.
Acorns is trash. It just reinforces whatever spending habits someone has, if not encourage them to spend more. The shift people need to make to secure their future is to just set that entire $6 aside that they’d spend on coffee+roundups twice a week rather than making some 20 cent pittance to themselves on each trip to Starbucks who will happily gouge their customers.
Graham please do a video comparing TSP to IRA, 401k, etc !!!!
I smashed the like button. Sorry.
:O
Can you make a video on stash ?
Thank you ??!
yes!
I still dont believe americans have less than 1k in the bank. All my college friends have over 2k in their savings.
it’s nice to have a few jokes but the “smash the like button” is getting annoying
Graham Stephan not trying to be a hater or anything, just pointing it out ??
oops
Graham Demuro ???
:O
Make a video on cryptocurrency! Interested to see what you think. Almost all my investments are in crypto – oops.
Funny how he talks about acorns and their ad shows during his video.
haha amazing
pk cette vidéo cette vidéo est dans la playlist admin series de fuze???!!!???
did someone say bitcoin
You’re welcome
🙂
I would have liked more information but n the benifita for college students
do robinhood
I will!
Sorry mate, I SMASHED that like button. It’s more effective…I think ?.
THANKS
8:09 nice lol
Legal Disclaimer had me dying!!
haha thanks!
Create a video on how to create and use an IRA and the options and costs
“You should never take financial advice from a youtuber making videos in his garage”
I trust the so called youtuber aka Graham more than I trust my banker.
haha why thank you
Suggestion for the 1 million subs special: Weezer performing “In the Garage” live in Graham`s garage.
haha yesss
“IT’S THE GRAHAM STEPEAN SHOW! WITH TODAY’S SPECIAL GUEST: ACORN INVESTING!
And now, her’s your host GRAAAAAHAM STEPEAAAAAN!”
A comment for support
thanks!
Are they buying individual stocks? If not you have the expense fees on the funds they purchase as well so you will never actually beat the vanguard funds.
Geeze ad galore!! Make sure you use an adblocking browser. Cheers!!
Hey Graham, video idea for ya, would like to see you do a video on health insurance coverage costs/comparisons, I know rates are a bit more unique to the consumer than a savings acct rate…But I think a lot of young people are out there getting by without any insurance at all, not respecting the fact the a catastrophic event could bankrupt them. If that happens, all their other financial gains through investing, savings etc could be wiped out. Love the channel btw, the new one too. Cheers!
Fee after fee ??????
Tony Robbins “Know your Fees”
:/
Talk about adding high dividend stocks to your portfolio!
Quality content!! Thanks for all your hard work and energy, its contagious. Listen to you daily for motivation
I Used Acorns to sign up for Gamefly which I then kept. So that was nice. Billshark ended up costing me money by “Saving” money by lowering my bill which I couldn’t get back. The fee per month really adds up. I ended up loosing $20 on this for like a year. You can round up with other programs for free.
What do I do? I have 4k in savings in Ally Bank . How do I invest or start using my money to make money
The best part of Acorns (or “Raizinvest” elsewhere) IMO is the found money feature – I do my shopping online via the acorns app (shopping I would do anyway) and I get 5% back directly invested, plus also the award points on my credit card. I get around $20+ a month via found money without spending anything extra than I usually would. So that fee is exceptionally minor, and the found money function more than pays for it. Also if I am stuck in a queue they have linked paid surveys to it so you can just do a survey, get a couple of bucks, so you have effectively paid your month fee doing a 5-10 minute survey.
IRA actually means “Individual Retirement Arrangement”
fire6163 was about to make that comment
My Acorn app take $5 from me a week I don’t even notice it I just checked it a couple weeks ago I got $400 in it had it for a year now.. and can you do a stash review I have that app too.. I keep hitting that like button.. if you keep dropping knowledge and jewels??????
Got a acorn ad
On this video
Haha amazing
he doesnt use acorn TRUST ME. all he does is transfer all his referal credits from everyone using the link to fidelity or something
If I invest $300 into an acorns account and realize at least a 4% return twelve months later: 300 x 1.04 = 312, so wouldn’t I break even with $300 invested assuming a very conservative 4% return?
hi graham does acorns give interest on money
I invest in beanie babies and Star Wars figures.
My credit union does this same feature, but for the first month matches the change, then returns to regular round up into a 4% ownership account. And it’s free as long as I have direct deposit and e-statements.
YouTuber: “This is just my opinion, you should never take advice from a YouTuber making videos in their garage” Perfect advice
Haha
Is stash same as acorns or Robin hood? I use that.
dude , you gooooood , as usual , thanks
Thanks!!
4 the algorithm!
Thanks!
1 Drink or Acorns ? I’ll stick with Acorns. Will checking out Fidelity. That was a unexpected gem.
Talk about Forex
I started with acorns 3 years ago right when I turned 18, I put recurring investments into it plus the round ups and have done so consistently for the three years. Now that I’ve learned more about investing , thanks to you graham, I see the better options out there. However I’ve had pretty good success and am at a 12% return on my investments so I think it has outweighed the 2$ a month fee I pay
Very gentle tap of the comment button
I make 30k a year . I’m 26 years old and I saved up 28k in 2 years. Every week when I get paid I put 300 in my savings account and don’t touch it. Started saving ever since watching Graham stephan! Thanks bro! You enlightened me. And made me aware of money! ?
Everyone around me is living paycheck to paycheck. I work in lawn maintenance for a company. Im trying to progress in life and got my credit built up. I have 20k in credit cards and I only put Netflix and Amazon prime memberships on the cards! I love this channel. Next step is real estate investing
I am the top 42%
M1Finance is better
Robinhood App
So the FZROX fund is closed to new investors right now, the representative I spoke with at Fidelity didn’t know when it would reopen
So acorn is better than robinhood???
T_T then I’ll keep begging for the Robinhood video….
I wouldn’t say one is better. They’re totally different.
I went to like your video then… found out I liked it already ???
Ah thanks!!
BUTT
🙂
Graham. Could you please do a video on Nespresso. Cheaper than Starbucks but more expensive than Iced coffees. Is it a good alternative to those who want a more luxurious coffee experience but still don’t want to waste millions of dollars on Starbucks. Or is it another waste of money. Thank you for your hard work!
Over the course of a year if you are going to shoot for the $3k suggested to make the subscription “worth it” you would need to make a minimum of 10-13 payments a day with an average of $0.70 going towards the round up feature. Let’s be honest, the average person maybe makes 2-4 purchases a day with that, you might make it a little over $1000 a year. And that’s if the purchases you are making round up that much. However if we just take the median of the round up feature at say $0.50 per expense then that number quickly diminishes and you’re left with far less savings. But it’s still savings and investments. So like Graham was saying, if you’re a college student it’s great! If you’re someone who finds it hard to save in general it’s great! But if you are actually looking for a way to invest long term I’d definitely consider other options.
Graham Stephan As a college student looking to get into stocks, I think I may give it a try. I’ve tried Robinhood before, but it’s hard for me to put much money in. Either because my funds don’t meet my ambition, or because of the mental blockade I put when taking money away from my savings account. And the stocks I am more likely to buy are cheaper more volatile and unstable ones (yes penny stocks) currently I am trying to start a Shopify store, and I am working at a grocery store making minimum wage. I hope to have enough saved up in a year for a down payment for a house. I am attending ACU which is a private college in Abilene Texas, and studying computer science. Houses are cheap, really cheap. Coming from California everything is cheaper in Texas. What is your opinion on all of this?
Graham Stephan that would definitely make it more useful, and would be able to build up to that $3k a lot faster.
You can also use the multiplier for charges and use your card much less!
55,000 people did not hit the like button because they are worthless
🙁
“And I’ll ask is repayment…”
Ok Graham I’ll give you your like.
We all know where you were heading to lol
Hahaha
Just to let you know. You are the only YouTuber who I consistently hit the like button. Keep up the great work.
Thanks so much!!
Acorn SUCKS I lost money over a year.
🙁
Abso-fckng-lutely. Love. Your. Channel.
Thanks!!
Acorns product is great for me, continue to grow and i dont not have to watch the money ingest. It’s not my primary account sor savings but is nice to have. Added younger family and friends to it and they are happy with it because they didnt have the will power to save on their own.
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Great vid
Thanks!
How ironic. I got three acorn ads throughout the course of this video. Hmmm ?
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Has he done a video on robo investors in general?
6:13 24% return to break even is not correct. You need a 2% return to break even.
Per month.
Thanks for putting so much work in these reviews, rly appreciate it! Also, it’s kinda funny but also a lil disappointing how hard a YouTuber nowadays has to explain and swear that a video is not sponsored and that a referral link rly only is a win-win situation for both YouTuber and viewer 😀 But you do a great job doing that 😉
Thanks!
Review the earnin’ app and all these other instant paycheck apps!
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Next do stash ?
@Graham Stephan I shall keep smashing the like button
Sure!
Hey @Graham Stephen !!
I know your videos are focused on nasdaq stocks but do you know of any stocks on the ASX that you would recommend?
I’m currently invested in UBS IQ MSCI Asia 50 Ethical ETF (UBP) but I am kind of concerned about it’s high volatility. I’m not really planning on using these funds within the next 3 years and it’s going to be more of a long term savings plan.
Thanks!!
WILL YOU PLEASE STOP YELLING ALL THE TIME???
Also, learn to be more humble, not everyone has a talent for finance, and if you imply that anyone and everyone can and should be rich, you are making a mistake. Have more compassion and understanding for your fellow man.
Remember this – God giveth, God taketh away.
5:50 Dammit Graham I love fractions and calculations too much! Why are you doing this to me??? I had Acorns for a couple of years, turned out to help out as a separate savings like fund, but once I started working at another company, I rolled over my 401K to an IRA and started doing my own trades. Acorns was a pretty good way to get my feet wet. Also at the time I had Acorns, Stash, and Robinhood. In the end, I’ve gotten comfortable with investing and just kept Robinhood while also managing my IRA. #likebuttonsmashed
Lolz acrons ad plays in the middle of Graham talking about vanguard and Fidelity
Haha
Wondering how you managed to do this video without concluding that Wealthfront just trounces Acorns on fees, plans, high interest savings etc. You do recurring monthly deposits instead of roundups, but it’s just better. I used both and compared them along the way, currently solely a Wealthfront customer. Nice referral link though.
How does it compare to wealthfront?
now do one on Robinhood please
Like for boring fine print reading ?????
Thanks!!
I used acorns as a learning platform to learn how to invest and then dumped everything and moved it to stash when I was a little more investment literate
Great video Graham. I switched to Stash. Same concept similar platform except you have more control over your investments. Here’s $5 to start investing on Stash. You can invest in industries like legal marijuana, technology, and more with just $5 at a time. Use my link to get a $5 bonus:
But is not the same as butt and fee is not the same as free =)
IS there a UK equivalent of GPStephan?!?! I need someone who knows the UK Property Market
You’re the best dude. Love all your videos. Happy for you and all your success!
Thanks so much!!
Graham do you tell people before you show them a house they have to hit the like button?
Always 😉
Great insight! ?
Thanks!
I’d tap that… Like button.
*Tap*
Make a vid on Robinhood
Sure!
I am a college student under age 24 and they charged me anyways. I had a referral from another YouTuber and at the time I didn’t even know there was a fee when I signed up because Acorns DIDNT EVEN MENTION IT in the signup process. Long story short I stopped using it after getting my first monthly fee ?
Have you done a video or can you make one of REITs investing? Is that something to get into?
Video for Cali?
IRA account does make sense, because IRA stands for Individual Retirement Arrangement.
@Graham Stephan It’s arrangement. So many people have used it wrong for so long that it’s become accepted as account, though. Doesn’t really matter. Just saying IRA account does technically make sense. Individual Retirement Arrangement Account.
It’s retirement account though!
Interesting fact: it doesn’t only look like Vanguard—Acorns actually just invests your money in Vanguard ETFs. The Aggressive portfolio is VOO, VB, VWO, VNQ, and VEA.
What I didn’t like was that the round up didn’t come out instant. They wait once a week or something and take out all the added roundups for the week. It does make far more sense, but it hits you all of a sudden when you’re not thinking about it and all of a sudden, an extra $15 or $50 has been taken from your bank account.
Bank of America has had a save the change feature for years. Although it doesn’t invest it, still places the rounding difference to your saving account.
I started my 401k three months ago with Starbucks. So far I have 1,023$ and honestly it’s with Fidelity. I am a 20 years old college student, and I think it will be worth at the end.
Thanks for the great info Graham. Love your videos!
Thanks for watching!
Great job explaining the differences! Keep rocking the good life.
Thanks for watching!
I HAD to smash the like button after the Doug Demuro reference !! ???
Thanks!!
My credit union charges one payment of $5 to have an account and debit card. No other costs no matter the value of my account. Much cheaper than Acorns.
8:08 we need a bigger BUT
Could you do a video on Robinhood?
Great review! Question sir, can a person pretty much make their own mutual fund with Robinhood? I’m thinking about just looking at what the load mutual funds offer and buy those stocks?
I gave this a firm like for your hard work ??
Thanks!!
Get a fidelity rewards visa signature instead of using acorns – 2% back in free money into an investment account.
The STASH app is pretty much the same thing. Their debit card will give you “stock back” on each of your purchases.
They are introducing new pricing tiers in August. I would love to hear your review of them!
Great info thanks for this Graham! How do you feel about FidelityGO Roboadvisor service? I have been using it because I felt its a good and simple way of keeping a balanced portfolio but I am starting to see the gains really haven’t been that much compared to what it should be with where the markets been going and noticed the fee and or rate of rebalancing may be holding it back from growing more..
any thoughts on that service if you’re familiar?
I use acorns purely as an easy way to set aside money for taxes at the end of the year. It’s automated and I don’t notice it, but when the county points their gun at me a says I gotta pay for some kid’s school I just open the app and it’s right there.
The worst word is not fee…..it’s when somethig is “free” 🙂
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Still waiting for a video about your watches Graham! Maybe on your 2nd channel tho.
@Graham Stephan your social media feed will be flooded with Tai Lopez ads if you don’t show us your collection.
Waiting for a third watch to arrive!
Please consider a Robinhood review!
Sure!
Acorns ad on this video
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??? The actual picture of the BUTT
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@Graham Stephan check out the Worthy app, like acorns but with “bonds” and no FEE!!
Signed up as a college student and made 24% return over the last two years. I honestly never look at it and I like that I saved money without even thinking about it or even noticing most of the time (until I’m balancing my budget)
Also, I’m not in college since shortly after that. As long as you have a college email linked, they still waive the fees. Haven’t paid fees in 2 years
Been doing my research for a month now. I’m about to start investing because of you.
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One reason to watch The Graham Stephan Show
Millennial
Money
Coming soon 😉
Acorns fees are ridiculous for those just starting out. Even when you have more money their fees grow. Better off buying an index of the S&P 500.
Is it possible for you to cover a video on forex, I’m just starting out and for me it’s a lot better to trade than stock especially as I feel it being less volatile. I’m using meta trader 4 at the moment and if you have any advice I’d love to hear it! As always great video Graham
Does this also apply to stash?
Graham, thanks for another great video. Can you do one on Karatbars and their crypto coin, Karatcoin
Good lord man, didnt think I could be a bigger fan of this channel but there ya go with the Doug Demuro shoutout…
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You don’t really have to Justify so much about the referral link….honesty that makes you look shady?
Ahh really? ?
Doug isn’t going to be too happy about this.
:O
Does Fidelity offer a possibility to invest $0.50? If you have to buy at least a single share, then $1 may be less than a difference of the share price between any two days. Transaction averaging for $1 may be an excellent way to mitigate the risk of buying on “unlucky” day not mentioning saving the “brain juice” for that activity what is the point of all automation.
Big fan of accorns 🙂 (now called raiz in Australia) the aggressive portfolio has returned about 10-13% pa for the last two years. Love the daily investments. Dollar cost averaging AF.
+1 for “Very firm tap of the Like button” :p
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Graham really thinks the most aggressive you can be is the S&P 500, but 30% small caps stocks and emerging markets isn’t considered risky? Even 20% allocated to international stocks is too risky for a good number of people. But, yeah, going 90% into equities a good portion of which are riskier than the S&P 500, and 10% into real estate is definitely “not risky”
Hi, Graham, is their a particular reason you like Ally Online bank, more than Marcus Savings? Marcus has always given a a little more and seems faster to update rates currently at 2.15%. Thanks and great video.
Is there something similiar on Europe?
Hey Graham, great video, thanks again for the awesome content. Could you do a video reviewing or comparing the different investing apps, such as Robin hood, etoro and +500?
Sure!
Wait, was this company on Shark tank? 😀
Yep!
Hello from Vienna Austria Graham! Been watching you for 3 months now and I love your content! I really got into judicial foreclosure sales and i visited 4 so far – no profitable opportunities yet. If you have any experience with foreclosure sales, would be awesome to share it in a video!
ATM fee? Defak is that?
Invest in crypto Stephan, at least 1 BTC man.
As a college student taking advantage of the free acorns account, I gotta say I LOVE the roundups feature! It’s like a piggy bank on STEROIDS
What about m1 finance?
Omg it’s $1 it’s so cheap $12/y
BUTT LOL!
😉
You forgot 1 thing ..and it’s not smashing that like ? button …IF WE USE your referral link WE GET $5 thus not paying $12 a year only $7 ???
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*WE NEED A GRAHAM SCORE FOR ALL FINANCIAL INSTITUTIONS*
Yesss
That smile at the ending. Just that face. You could be a super evil villain in a DC movie.
Hahah thanks
Can you talk about etoro
Hello Graham! Keep up the good work! Greetings from Transylvania, Romania!
Thanks!!
Yall index niggas gay af get on that high risk option contracts train ya yeet
M1 finance review ????
Sure!
I used the exact same app but in Canada (Mylo) and it help me go from 0$ of saving per month to over 1500$ a month. Highly recommend this app for beginners
Would you every show your portfolio
Stash have roundup and a checking account with a debit card all for one dollar.
I don’t trust anyone investing for me. I either manually pick the actual companies / assets I wanna invest in or do not invest. Every other option is just a waste of money, because you don’t know the actual risks they had. Why would a diversified portfolio than a less diversified one, honestly, when markets will crash, everything will go down anyway, so there will be lots of good shorting opportunities.
58k views times $5,
Potentially,
Hmmmmmmmmmm!?
I have no clue how many people will sign up. My guess is 30-100 or so.
I forgot to hit like until,
Yes until that Butt. Nice.
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Is Acorns US only?
Graham, can I shoot you an MP4 of me screaming “SMASH THE LIKE BUTTON AND ILL BUY YOU AVOCADO TOAST”? It’ll help you get more likes!… I hope?
Hey man! Can u make a video on IQ Options and binary options????
Didn’t like acorns
:/
Don’t have Acorns in my country but a similar service launched locally here about a year ago. Has been great way to passively put a little extra money aside. Also got me thinking about investing & recently I’ve started investing in some ETF’s through a local app similar to RobinHood.
Graham, review P2P lending!
I did!
Do you think we could see the allocation of your investments?
Sure!
After all bad debt is paid and expenses are minimized what’s the rule of thumb for saving for real estate?
Can you make a video on renting out a property for the first time, like lease agreements, tax forms, how much money from the rent that needs to be put aside for repairs and how much to charge for rent? I’m getting ready to put my house up for rent and I have answers and plans for most of these questions, but I just want to hear some more ideas and solutions.
Whether you get to make a video about that or not, thank you for all the info you give us. It’s been super helpful!
4:01 is that the same computer you use to edit your videos for YouTube? What type of computer is it?
I went to gently tap the like button and I accidentally smashed it. :'(
Just as I thought. Aggressive is 100% in Bitcoin!
6 to 12. That’s what she said.
( ͡° ͜ʖ ͡°)
Talk about credit karma
Sure!
Graham, when should I sell my mutual fund? I held it for 6 months now and it has 7.5% now
How about a link to that Fidelity Index Fund or Funds?
Thanks for the video! Was briefly using Acorns but am using M1 Finance now. Could you do a review of M1 Finance?!
Yea me 2
Doubt I will give acorns a try since I already have my savings automated by having my employer automatically direct deposit a portion of every paycheck into a separate high-yield savings account (which I then use to invest from) so I never have to remember to set aside savings each month. I’ll just save that $1 fee and use it to buy some Peet’s coffee instead. ☕
*Giving the most gentle tap of the like button* I don’t think it’s working, Graham.
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How the hell can a bank charge 10 bucks a month and which ones do it
Love Doug jokes
Thanks!!
How do I get a fadelity for 500 or less
Quick question: Do you have money in bitcoin right now?
I gently tapped on the like button twice
Thanks!!
Hello Graham, what books do you recomand?
Lost it when I realized I was hearing Graham making a Doug Demuro joke. My girlfriend will never understand me. Thanks for the great vids man.
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Bitconecct is better imo
Oh yea, tap the like button cause life ain’t free so like it the way Graham does the Gram Score!!!
Thanks!!
I personally use Wells Fargo’s feature that automatically moves $1 for every debit card transaction to your savings account. No fees. And this can be increased to 2 or 3 or 5 dollars for ever transaction if you really want to get aggressive.
We’ve got Daddy Doug and Grandpa Graham. SHARE MORE WISDOM
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Could you do a video like this for Betterment
And coming up on Grahams Cooking Show: Mashed Like Button.
Hahah
It would be useful to have a link to your second channel underneath every video. ?
I’ll do that!
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You never went into detail about the company itself
BUT!
Congratulations on 750k buddy.
Thanks!!
For me the value of Acorns came from the free 4 years of use by being a college student. By the time I graduate, I’ll definitely have enough money in my account to make the $1 a month fee more and more insignificant. Another plus was the simplicity. I just chose the aggressive portfolio, dumped my money in, and done.
I would love your take on M1 Finance. I been using that app for almost a year now
Has he done a video on Mint?
acorn would be great if you put more money into it, but if you’re just going to do that then what’s the point? why not just use a regular fund account….
I guess this is good for college students, 0% fees and all… but are you allowed to sell off your investments any time you want without any additional fees to your investment? Because I guess a college student trying to save money, this app wont help to make a huge amount of money, but it would allow a student to put money away every month and not notice, and at the end of the month or year theyd have a little extra money to use that they kind of forgot about.
Can you set an alert to update 6 months or 1 yr later and let us know what you think of the roboadvisor? I have the aggressive portfolio, and like you said, its not that aggressive. Just curious to see what your opinions are later on
I would start an investing business, similar to 10X, but with my boiii Gram as main character, and I would call it “Avocado trust” (or “Avocado fund”, not sure which 1 is better) ???
Please no more butts
@Graham Stephan I cannot believe it!!!! You replied. Just wanted to thank you for all the amazing videos and for the upcoming as well.
K
Review the Landa real estate app
what about Stash investing? Is it basically the same thing
Nice video. Can you compare M1 vs Vanguard/Fidelity etc for IRA? Thanks.
I tapped that like button before he even told me. Cus I know Graham very well ?
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Acorns taught me how powerful the round-up feature is but I don’t like how little control you have.
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Guess he saw Doug’s Lotus video
Of course!
Are you ever heard of FINHABITS?
I have Fidelity for my 401k but sadly these free index funds aren’t an option for me. Mine are .03%. Also Simple has a round up feature in beta and has been a game changer for helping me stick to my budget.
Instead of investing the scraps people should set a budget and invest the rest. This app is counter productive, you will end up thinking that you are saving and therefore not making any real effort, while only investing a fraction of what you could do.
Extra mad props for the Doug Demuro “quirks and features”… i just thought it was creepy that EVERY transaction I had through acorns was listed on my IRS statement… IDK…???
Great review! I’m not such a big fan of automating stuff, but agree with you: For most people it’s probably better this way rather than never finding the time for it and having it always slip.
Graham,
Can you do a video review of betterment!
Does anyone have any personal feedback on the taxes associated with this?
2nd Doug Demuro reference on this channel. Jesus.
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You should definitelly think about writing a book… about avocado toast ?
You remember I said you do a good Doug impression?! You did better this time. More energy, better tonal variation…
Haha thanks
I absolutely LOVE Acorns! Returns MUCH higher than a regular savings account and most people aren’t ever going to take $1k or $3k and invest it themselves, but the app makes it so easy and automated so you don’t even think about it or miss the money. I’m getting a 7.8% return right now.
So when you consider the fees the really kinda pay for themselves….unless the market tanks… then… you know… yeah.
The Wholesale Coach thanks
@Nicksta177 Right now I’m using moderately aggressive
If the market tanks that’s when you double up your deposits
What type portfolio do you use?
What do you think of SoFi ? 2.25% interest for their cash management account, self-directed and/or robo investment platform, multiple loan products, financial education, member events, etc? Thanks for your videos, loyal sub!
Hey Graham great review! I use Acorns and I love the recurring daily $5 investment featurr. It might have been mentioned already, but Acorns is also SIPC insured for up to $500,000.
What about a video where you go over all your current investments and maybe what your plans are for building wealth over the next 5-10 years?
@David Lima yeah it’d be cool to see Graham break each investment down, learn why he bought it and how each investment fits his overall strstegy etc.
Zachary Evans he’s in a real estate & dividend paying stocks
Re investing into more of those & his YouTube channel ?
I am proud to say that as a 16 year old in America, I am in the top 42% of Americans in terms of saving ?
Why all of them investing apps are US only :((
You shouldn’t be investing in stocks until you have enough capital. Spare change won’t generate enough returns. You should invest for cashflow. Dividend stocks for passive income and once you have enough capital you can make larger bets with capital gains.
I rather just stick with the “bigger” dogs, like TD Amertraid, Merrill Edge, E-Trade and Fidelity. I hand pick my stocks, and pay per trade. Why I prefer to pay per trade, is because if I don’t trade or just do few trades a year my fees would be so small compared to my overall portfolio. I rather pay a flat fee for trades than any percentage.
And I hate Automation in terms of investing. I research and research and make the call whether or not to get into the company. I look at the company as a company not as a stock.
Dogecoin
Acorn sounds like something for those who are bad at math and don’t regularly invest but wait that’s actually majority of the population
Graham have you had a chance to try Banktivity? Would love to know your thoughts.
Robinhood account next video?
Would you consider doing a video on STASH?
Stockpile is a fractional share brokerage that even kids can use
Stockpile is a fractional share brokerage that even kids can use
Hope you made all that ice coffee at home.
Yep!
Talk about stockpile
Why did you have to throw in that ‘butt’ reference…slick
Haha
Pay the fee with a credit card that has small balance waver and the fee is free. Example Wells fargo.$1.99 ?
how about stash?
The found money has outweighed the fees I have paid so far. And some things are things I buy already. And some are free that give you $10
I know this is off topic but do you have anything against marijuana ? Lol
just invest in a vanguard fund. it isn’t that hard to do the research yourself.
if you don’t want to do the research than the stock market isn’t for you, and you should stick your daily starbucks.
Sadly they require a minimum of $1,000 which not a lot of people can afford.
Thats crazy with the savings problem man!! I mean, I have a coin collection worth a couple grand, I guess that counts for now until after I graduate. Then I plan on paying off my student loan debt, buying a duplex and renting the other half and renting out the spare rooms to interns. Then, I plan on getting more and more real estate until I become a millionair, and finally get on your level someday man. You are truly my inspiration.
Wow, 7 ads in a 15 minute video. Cool
Like Bitcoin! ?I like it
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Stonks
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Bitcoin is better
Where should I put $1000 to $1500 at? Just to see it grow overtime
Acorns is free for college students! Woah!!!!!
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Also, becuase of your influence I signed up for the Capitol One 360 account and got 25 bucks!!! I would have never thought of signing up for a bacnk account just for the rewards if it was not for you, and I am not $25 closer to my first million! =)
@Graham Stephan Thank You, I really appreciate it!
That’s awesome!!
So your Graham score is…..?
8.2/10
That 13.6 cent iced coffee bro!!!!!!!
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“fee”
An aversion to usury is healthy..
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This answered my unasked question. Thanks
You got it!
Grahams smile makes me like his videos a lot more for some odd reason 🙂
Thanks!
I got an acorns ad before this video
@Graham Stephan oh fook you actually responded…. Now i gotta hit the like button e.e
Ha!
can you please talk about robinhood app:)
Review M1
Thank you for still listening to your community, even though we got that big.
You got it!
Thank you
Thanks for watching!
Also, we know who you bank with, but make a video dedicated to ranking the best of the business & personal banking.. banks. accounts…. I’m with BOA right now but $8/m in fees is ridiculous for getting nothing, but I feel like half of my other options feel less “safe.” It might be my stupid thinking, but my thinking non the less.
@Erik P.T. Yeah just for work cash flow and a separate one for personal cash flow is what I need.
The brick and mortar bank or for other service? I use them for my working cash flow to pay my bills but they are terrible for interest savings.
Check out Titan Invest (titanvest) seems good
Once you hot 5k your fee goes to .25%
I love that Bitcoin and Dash (Digital Cash) better returns then anything I have in the market. My best return over the last 15 yrs is one I started 12 yrs ago that gave me a 600% return. Beats the market but not btc and dash.
@Graham Stephan crap they changed not bad only other question is do they have a hidden admin fee you know. Vanguard, fidelity, and computershares will be were I stay since my accounts are 15 yrs old.
Not anymore!
What if I invest as much as I can, but I find it VERY hard to save money? I never touch my invested money (A pretty diversified dividend gains portfolio) but have literally zero in my savings account.
Use Aspiration for a checking and savings account. cashback for checking account and 2.00% APY for savings account. moreover, choose what you want to pay, no frills no catch. this is what i use as a 2nd savings account, in addition to my main savings account which also has NO fees.
Just waiting for another credit card bonus video so I can get some more sign up points
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Graham, could you take a look at yield street and give us your take on it?
The acorns debit card is a huge flex so it’s 100% worth it for the metal card!
I like the design.
Graham in bed-
Tap that like button, I mean ass.
Anyone else notice how happy Gram gets when he mentions Vanguard.
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@ 6:41 … wait wtf. Are you telling me over the course of 50 years I’m throwing away $50,000 using vanguard? Does fidelity really have a 0% fee fund? How is that possible?!?!?!? They have to pay a penny to make a transaction and they’ll have to pay taxes at some point. I don’t understand. Need a fidelity video now.
Yep! 0% fee on certain fidelity funds.
What do you think about Stash? Similar app but you can choose your investments a little more than Acorns
Thank you for reviewing acorns.
Thanks for watching!
Acorn won’t do anything for you honestly.. just open up a robinhood or M1 finance ! way better 🙂
M1 Finance a good DIY service.
Acorns – it’s better than nothing.
What resounding praise. /s
I closed my Acorns account years ago because the fee is too high for what it is.
It used to be a .25% fee. Now it’s $1/mo.
*gently caresses the like button before tapping it*
( ͡° ͜ʖ ͡°)
I don’t personally use either but I know with both robin hood and acorns you can start an Ira and once you have $5,500 you can roll it over into vanguard, fidelity or just invest it on your own with a different account
I’ve never wanted to like a button so much after that pitch. niceru
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Lmao the Doug reference I loved that Brotha! ?
Thanks!!
Acorn was busted back in 2009
Graham Stephan I’m joking about the political group ACORN
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.
..
When Graham mentioned honey I immediately thought there was going to be a sponsor shout out….
Haha I wish! I’d love for them to sponsor a video!
Graham remains the king of soliciting likes
Ah thanks! I try!
Over the last 5 years, I have had a return of 9.69%. $600. I did 2 major withdrawals and have had every account as they launch. That includes all fees. I have had my profile set to aggressive the entire time. I am very lazy with this stuff so it works great. I do weekday deposits of like 50$ late but only did spare change for a few years.
2 words: DOUG DEMURO
Yes!!
What about robinhood?
What about Stash?
My bank account actually pays me $6 a month! I thought that was pretty cool.
Nice!
Hi, what about solar panels worth of investment?
For me I’m with schwab. Worldwide unlimited atm rebate gets it done for me.
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How about a video on the best way to create an investment club?
Good video..You should do a video on Fidelity or have you already?
Review “Current” debit card for teens.
He said tap but I still smashed ?
???
I always thought acorns was targeted toward beginners who aren’t investing at all
Generally they are!
You like earthquakes Graham? Did you get to feel the 7.1?
Just felt it!
What’re your thoughts on vanguard etfs
Love the videos Graham! One quick note, IRA stands for Individual Retirement Arrangement, so saying “IRA account” actually isn’t redundant. Keep the videos coming!
Great tip with the Fidelity index funds.??
Thanks!!
Robinhood?
Graham can you do a video on sofi money???
Sure!
The ad with the woman is so pretentious. Talking about the sandwich. All it is is using spare change to invest. But the way she explains it makes it sound like rocket science. She spells it out like it’s very complicated. I hate that ad
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All I needed was that free for college student. I needed something to help me get into investing and this sounds perfect
Stash?
Sure!
Graham. Needing analysis
Doug the type of guy to wear a $5 outfit in a $2 mi-… wrong channel
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So, if Fidelity doesn’t have a charge, then why do you use Vanguard?
I’ve just been with them for so long and the charge is nominal
12:07 “BUT” or BUTT?
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I like the Doug joke. lol
Thanks!!
Acorn sound very similar to Stash, although with Stash you do get to pick from a limited number of stocks and ETFs. Graham would you consider doing a Stash video as a comparison to Acorn or Robin Hood? Also thanks for letting me know about no fees in Fidelity’s index fund, I been using my Fidelity account basically as a no fee bank account. (I have a brokerage account with TD Ameritrade so I don’t use Fidelity for investing very much) I’ll look into their index funds.
That reminds me, for all those who are vets or active duty military personnel, JP Moran Chase will waver all monthly bank fees if you open an account with them. You can also get a safe deposit box at no cost, at lease this is true in NY, it may be different in other states.
Graham, do you buy your rental properties under a LLC? If not can you do a video about the differences/ benefits of either? Thanks
Been looking at Acorns for a few months but never pulled the trigger. Thanks for the info!
Thanks for watching!
You should do one on Qapital
Acorns commercial halfway through… Just a coincidence?
Graham please do a video about multiple mortgages ?
Is there checking account fdic insured
Acorns got me interested in investing/saving in late 2017. I didn’t know anything about investing but this app interested me after getting hooked on the allure of compound interest and ‘getting started ASAP.’ Soon after I went into betterment for a short term account, a long term, an IRA, and eventually a 401k through my company. I put in a bit (500$~) to Acorns get started and counter the fee, then have been investing since. As of 7.5.2019- Total invested in agressive account: 1,829.24; Total gain/loss: 165.40; Dividends: 54.82. I’ve seen a lot of nice gains IMO, and seen it all wiped away and gone hard red, then come back into the positive again. A taste of the markets, and the investing world in general. I like it, and acorns got me started, and I think I’ll still use it, but slowly shift away to other platforms as I put in more serious funds.
Thanks again for another one.
“ANOTHA ONE…”
Second dough score joke graham has made. What do we do about it this time? Nothing. Just cringe during his whole explanation or acknowledgement of why he did what he just did…. just like last time
But it’s funny
What do you think about investing in rental properties by buying shares on landa?
Liked for the Doug Demuro double meme
Thanks!!
Idk what fidelity and index funds are. Can you explain? I’m 20 and I want to Invest but i have no idea where to start.
index funds encompass a wide diversified variety of different stocks, and in doing so tend to track the whole market rather than just one or two companies. From my understanding. fidelity is a company that offers index funds.
Congrats on 750k Subs. Well done.
Thanks so much!!
Acorn invest for lazy people
Review Discover checking and savings account!!
The Doug joke was A+
Thanks!!
I had tried Acorns myself a while back ago before I start using M1 Finance.
The people who get the most value out of it are those who are just starting out investing and want something that is low maintenance or those who don’t have the discipline to save money. I never noticed the money leaving my bank account while I was using the app and any dividends gained were automatically invested which made it really easy to use. I think before I closed the account I had just over $1,000 in it and was up by $24 after the fees.
Now I have been using M1 Finance for my investing which gives me the same automated features with more control over what I invest into.
“Never take investing advice from a youtuber”
That’s why my DD comes from memes on yolo plays on /r/wallstreetbets
So just to confirm, I have no idea about investing in stocks and want to automate it 100%. As long as I have over $3K in it, it’s worth it even with the $1 month fee right?
I just put 3k in acorns, but still if anyone can confirm this that would be cool
I have been doing pretty good with M1 Investing, Betterment and Wealthfront.
acorns no good
:/
Whats up Graham it’s Dan here. Could you do a video on getting a real estate license if you already haven’t. I am thinking about jumping into to the fray, but I am not sure exactly where to start. Are online courses worth the money? I found one for California for $100. I’m in SD and want to get started pretty soon what are your thoughts?
I like Acorns and I like this review it’s very fair. I don’t worry about the monthly fee since the found money feature pays for the fee since I try to base purchases with that feature in mind. It’s free money when utilized right.
Honestly I only use Acorns for the checking account, the unlimited ATM fee reimbursement is a pretty sweet feature. Also, the debit card is made from tungsten.
Can you make a video on how to use the numbers(profit, taxes, deductions and how those relate) from a first rental property to qualify for a second property? Basically how should the accounting in the first property be structured to qualify for a second property. All for entertainment purposes of course.
Thank You Graham.
I know one fee you like. Fee simple absolute ownership of rental property.
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I love Acorns. $1 fee. Up to one million dollars now…
Graham Stephan hope you get enough people to get your $200 this month. One of the main reasons I like Acorns is how easy it is to get huge referrals. Same with Qapital
I saw!
Looking forward to that one video per day!
You got it!
Talk about Robinhood
Sure!
8:10 demonized
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I am happy to take advice from a youtuber in his garage
Haha thank you!
I bet squirrels use it because of the name
Probably
Could you do a vanguard vs fidelity video?
I prefer Betterment over Acorns for robo investing. Both have a 0.25% fee for accounts over $5000, but Betterment has more features for investing.
@PNW_Wanderer That’s good to know, that significantly reduces the cost of investing.
Zerumaki the new fee is $1 up to $1 million
HE DID THIS FOR THE REFERRAL LINK! DISLIKE! UNSUB!
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“like button”-every video
Thanks!!
8:09 LMAO
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I’ve been using acorns for about 9 months and I’ve saved 10000 k it’s actually a great app
Nice!!
Do a vid on digit it doesn’t have fees and is basically acorns!
I was secretly hoping you would make a video on this…thank you Graham!
You got it!
Can you do a video on forex trading or binary options trading???
I like Wealthsimple. Can you do a video on that? I have their IRA account and it has a pretty good rate of return. I’ve been focusing more so on paying off debt so ive only been putting a small amount of cash a month into it but its earned me about $79 in the year I’ve had it with that small amount of cash.
Why is S&P 500 aggressive?
Like the butt juxtaposition with “but” lol.
You are amazing and funny.
Thanks!!
Hey, you don’t have your $.20 coffee in this video.
So far
I love this do more I vote TD Ameritrade and M1 keep up the great content ??
Omg I was hoping all week that you would make a vid on acorns ?
You got it!
I smashed it tho
Thanks!!
Review m1 finance pleasezz
On the app you can click where your money is going through the portfolio. For aggressive they have voo, vnq, vwo
I have an Acorns account and I love it, I also started to use the Acorns Later feature, however I am not totally sold on it and I have very little invested so far in case I want to change my mind. I do have one question, you mention going to Vanguard and Fidelity because of their little to no maintenance fees, but do they not charge per trade? I wonder because with Acorns I only pay $1 a month no matter how many times I invest money during that month. Additionally, if I decide that I want to change my portfolio from aggressive to something else, there is no fee.
college students would be better off using the changeED app to help pay down their debt
Acorns suck! Kept losing money!
Lost too much money.
Thanks Graham !
Thanks for watching!
I’m addicted to your Channel your app Smart thanks for sharing, being hip and not dry???
Thanks!
I’m a part time student (so it’s free for me) and I got acorns just over 6 months ago and started the account with $200, linked my cards for the round up feature plus $10 a week investment then bumped it up to $20 and I’ve averaged an 8.05% return with the aggressive portfolio and just forgot about it. If you are a student get this app! I’m good at saving and would have saved most the money in it anyway but sure is nice to take a look every once in a while to see where I’m at, it will really impress people how fast it builds up! Really really good app for young people or those who need to get started saving!
Who else got an ad for acorns?
???
I tapped the like before you even finished asking.
Thanks!
I’ve been using Acorns for about 4 years along with most of the other popular finance apps. You are correct. Acorns is the most hands-off app which is the main reason that I still have it. Once acrons is set up to your liking, then you don’t have to touch the app for anything. Round-ups, dividends, “found money”, reoccurring weekly deposits are automatically invested in your portfolio.
You can easily offset the fees with “found money” to justify the 2 or 3 dollars a month expense. Sometimes I’ll buy from Jet that gives you 2% along with my 3% Chase cashback card so I don’t miss out on Amazon’s prime’s 5% cashback, and there’s a decent selection of companies in “found money.” They also have “local found money”, but it’s limited.
Yes, I wish he had of touched on found money more. I make back way more than $2-$3 on found money. Plus they keep adding businesses to it.
Have you ever heard of Imarketslive its forex but it sounds like a scam but my friend seems to be making serious money on it I wanted your thoughts
Acorns is for morons that won’t ever invest anyways, so a 1.2% loss is still helping them a lot.
Graham’s the type of guy to have a huge Dino head sitting on his table (and where did you get it)
Haha Wayfair!
I can make an app like that. But I need an investor lol! 😀
Ok ok wait. You don’t like the word fee then why do You charge a Fee for your services?
Things that make you go Hhmmmmm.. lol. Just kidding!!
???????
Great Video Graham.
Video Ideas:
1. How to determine if a house is under valued
2. Picking a contractor for renovations
3. Your personal goals… 1 year from now, 3 years from now and 5 years from now
4. At what R.O.I should you sell your index fund at
I could keep going but ill stop here for now haha
yes he should do some of these
Should we tap the like button is we didn’t ask about acorn investing but still watched? What about if we live Doug Demuro and know that you don’t really have a score. Lol
I’m way tooooooooo tired.
Ok watching now!!
Acorns is trash
Nooooo not demuro we are team hoovies
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i really appreciated the doug demuro joke. That intro is like a sweet melody playing in my head
Thanks!
Here is gentle appreciation comment
Thanks!!
Do a video about Stash!
Sure!
I used Acorns, but I now use Stash because I can choose which stocks to invest in. $3/month, comes with IRA and a debit card that gives you cash back but with stocks and a investing portfolio. I’ve made a 20% profit already. With Walt Disney making me the most money.
“US Dictionary” lol
Finally, a person I trust making a video about another investing app. Thanks and great video!!
Thanks!!
I used acorns to save for yearly vacations. It’s been great!
Nice!
Graham, I think you’re underestimating the fees. On the Acorn’s site they mention “Every Acorns portfolio has been structured with ETFs from well-known investment management companies” so in addition to Vanguard/Blackrock fees, you’ll also be paying Acorn’s fees.
@chris consorte I’m not following your comment. Are you saying that the ETFs that make up Acorn portfolios do not charge any fees?
Not true. Acorns charges a flat fee period.
Cool vid , yo Graham what do you think about this
yesss!! the Graham score! hahaha that was great.
Thanks!!
Yeah I had the student account to start out and I’m probably going to move my investments somewhere else now (since I definitely have that discipline to save). And I was going to switch anyways, this just made my decision easier lol.
Clicked on this video and Acorn AD started playing, awkward….
It is a fascinating app, I’ve used it all of last year. It was fun and the returns were well… quicker than Stash, but eventually I got a little uneasy about the fact that I had no control or oversight of what specifics or stocks I was in. I had no control over what stocks I could get in, unlike Stash.
I’m a college student and I’m 23 so Acorns would be free for me. But I turn 24 in 9 months. Is it still worth me signing up for Acorns now while it’s free when I’ll have to start paying later?
If you have not made a video about stock market investing and good websites to use and stuff like that can you please do that if possible. If you have already made a vid for that what’s it called!
I just used Stash for a year and reached a point where Im getting .25% per month taken off my entire portfolio. Just opened a Charles Schwab online checking & investing account. Surprisingly they also charged my a $75 FEE for transferring over my investments.
Should I invest myself or is it ok to get a financial advisor?
Both are good options, but I’d rather advise to do your own research and invest yourself.
Everyone just learn how to swing and day trade in the stock market and also create a roth ira.
Graham, now that you’ve reviewed this app, I want you to review Qapital. Do it.
“Liked” and I agree Acorn is great for Beginners: And eventually they’ll need to step up their game when it comes to giving more control to users. Great video Graham ?✅
Hey Graham what do you think about the stash app?
I’ll look into it!
I like Acorns. On the other hand I’m also monetarily lazy?. But I’ve never saved up over 500.00 for more than a couple weeks before Acorns… It worked for me to get my feet wet. Which brought me to Graham’s channel. With Graham and Acorn I’m on track to have my house paid off in 10years as opposed to 30.?
Litty????
Thanks!!
A real aggressive portfolio is 100% in Bitcoin.
Hah!
What are we squirrels, Graham?!
Would love to see a video that does a head to head comparison of a few of the more widely used investment automation apps (betterment vs acorns vs stash etc)
I started with acorns but I out grew it I think. I can get everything they offer and better for free
I love hearing your take on things and it confirming the exact same thoughts I’ve had. Thanks as always for taking the time to dive deep!
This video was actually rlly good, please do more of these app reviews.!
thanks!!
How about Stash?
I’ll look into it!
I did not gently taped the like button I DEMOLISHED IT!!
NICE!!
Well it is an non overdrafting account i personally think its more targeted to groups that are not constantly aware of stocks and how they rise or fall.
omg Doug score! Awsome nod.
🙂
lol stop using that butt thing, I have to hide my phone when it pops up…jk
Graham Stephan?
haha!
im so glad you review acrons like button destroyed ive had mines for about a year now knowing i need to put 3,000 is extremly help full.
I’ve learned more from your channel about finances in the last two days than I did majoring in economics at Columbia University, gotta love the good ol college system!
Except personal finance has nothing to do with the field of economics. Comparing apples to oranges.
haha right on! I’ve also felt that as a columbia grad. lol
Yeah it’s the fault of Columbia University
That’s real sad..
You must have really fucked off in college if a couple of YouTube videos gave you more info the majoring in economics. Trollololol
Excellent breakdown! It sounds like a pretty viable option, but I prefer making my own decisions when picking what to invest in–it takes more effort, but I enjoy the thrill of it! To each their own, though! Acorns definitely saves time & brain power for one to use those on something else!
But 8:09
haha
Paying $3 a month is not necessary but if you’re using…
I wouldn’t remember this as a reason I liked this video, but these little gems are entertaining, and you have a fantastic sense of humor! Like seriously, they don’t write good comedy anymore, but your sense of humor makes me laugh out loud consistently.well done
Here is my Acorns referral for anyone:
You should do stash next
Literally liked the video because of the Doug joke lol
Graham what do you think about buying a home with an existing Tenant?
Literally died at the Doug DeMuro joke! I love both of them!
Ah thanks!
Even if you were making 50 transactions a month, which is a bit much, you wouldn’t have $50 in savings, but only the remaining change needed to add up to the nearest dollar. Either way, it only makes the total amount invested in less per month, bolstering the case for an even higher percentage return needed in order to break even. Besides that point though, I agree that Acorns is much better than doing nothing and is a good way to get in the mindset of investing. If you were to direct deposit, even a small amount such as $50-$100 a month, it would exponentially help toward saving an otherwise daunting amount of $3,000.
Gram I would love to ask u questions about how to get that 7% from that 5 a day coffee video…who will give me 7%
8:09 Grant just got demonetized
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Hell my bank of America does the same thing
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I tried acorns but i didn’t like it,
I got a robin hood ad on this video
Haha amazing
The way he said marijuana let’s me know he’s never smoked ???
Hahaha
M1 finance is not a roboadvicer 100% but can get automated if needed
I literally just downloaded this app yesterday after watching all of your videos telling me to invest in my twenties
Nice!
Did anyone else get an *Acorns* ad on this video?
Stop asking for likes and stop putting too many advertisements in your short videos! You’re too greedy. You will be just fine.
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HAHAHHAHHA a graham score
I’ve had mine for a little over a year. I used to check it like every day, which was really stressful when it went negative. But I stopped checking it so much, and generally, it’s always been positive and growing. It was scary last month with the tariff battle, my total “gains” went negative! But it went back up after that ended. I’m at $110+ currently! Also, dividends paid out last month!
😀
Graham do you want me to gently tap the like button or would you prefer a firm push? I know it’s all the same to YouTube but its important to me that I get you exactly what you want!!!
@Graham Stephan you got it my man!!
Firm push!
Graham good video
Thanks!!
Can you include more but(t) pics? Guaranteed future ?? if u do!
???
Use my link to get $5 to invest on Stash! They even have learning guides on investing if you don’t know where to start.
Ima stick with robinhood no cap
Can you please do the Stash app next? I have been using it for about a year and I really like it but I’d love to hear your input.
@Alex T Vanguard is always a safe bet since the other options sometimes make it difficult to buy outside investments not part of their “in-house”. Like Charles Schwab is biased if you buy Fidelity etfs and charges more or if you make an account with Vanguard they do charge you for outside investments. Something to look into, good luck investing!
@Erik P.T. that’s true, I just like the fact that I can buy fractions of shares, and yes, I will probabaly transfer everything over because I plan on opening a vanguard account aswell. Maybe fidelity not sure yet.
I stay away from an app that charges more than $1 a month but that’s just me I use betterment and I pay not even .80c a month.
The fees in Stash are too high imo. It’s same as Acorn $1/mon, but after $5,000 it’s 0.25% which is a whopping 12.5 PER month. I just hit the year mark (achieved over $5,000) and transferring over all my investments to a Charles Schwab account. Fees will kill your investment returns.
I overheard someone at Ikea saying “I’ll never own a house so I might as well splurge on furniture for my rental.” Maybe Acorns would help her.
Lol what a conversation to overhear
oh yeah definitely
Got ad for it on this video
Haha yesss
I prefer investing in Avocado Toast
SP INDEX is your aggressive?! that’s my “conservative” omgsh.
My credit union does most of this. I recommend researching fees at your local bank, credit union, etc. and compare to large banks, Acorns, and similar apps. Then go with whom you feel most comfortable. Set up your IRA, buy into CD’s, set up your index fund, and then figure out the rest with a financial adviser…especially if you are super new to this.
I personally think acorns is the best option for literally no one.
one major issue that i have with the round up feature that you didn’t touch in this video is the idea of “pay yourself first”.
with acorns round up its kinda the same idea as cash back on a credit card, it rewards spending and if you are a set it and forget it type of person, its easy to justify a $3.50 coffee because by buying it you’re “saving for retirement” even if youre spending 3.50 to save 50 cents. similar to how i know people who spend 50+% on groceries because its at a store they get 5% back instead of 2%.
the people who have the self discipline to stick to a budget and not get into that trap usually are better off just adjusting their budget to save money and put it in another robo-advisor, for example M1 has no fees, allows partial shares, scheduled deposits, etc.
and as you said, it’s concept is best for smaller investing, but it’s fees are best for larger portfolios… it just seems like a way to capitalize on people thinking they are doing the right thing, but not doing their research.
BUTT
( ͡° ͜ʖ ͡°)
I like the butt image. Your personality and bomb editing skills make your videos so enjoyable.
Thanks!
The best part about acorns is combining the automation with active saving.
Keep putting aside what you normally would but also keep an acorns account with roundup of x3 or more and a small recurring investment timed with your paychecks.
Now that my acorns has reached 2000 I’ll put that into an index fund and keep dumping it over every time it reaches 1000.
I also save a few hundred a month separately from this and I think with 15/hr income it’s a nice way to use it. Especially as a student without the fee
I have had an Acorns account for years, maybe around 5. I haven’t had the app on my phone for about 4 years, almost forgot about it, but see the small debits and think I should see how it’s doing, didn’t expect much. I just logged in for the first time in years. I have $7 per month, plus my round ups going in. I have the $1/month version because that’s all they had when I got it. My balance is $6458, and shows total gain of 942, I believe that includes the dividends of of 243 that it shows. Pretty neat for something I somewhat forgot about.
Graham I started the video and immediately smashed the like button, you’d be so proud.
For having an excessive number of cuts, nicely cut.
Thanks!!
Acorns invests much of your account into Vanguard ETFs, which also charge you more small fees. However, what it really does is robo-money management by encouraging users to save more by investing spare change from each purchase, reoccurring deposits, one time contributions, and credit card style rewards. I would recommend it for someone who is trying to learn investing and maybe could use a little extra encouragement to save their money. Like myself.
That BUT plug though…
Haha get it? I made myself laugh at least.
Hahah
Your impersonations of other youtubers always get me ?
Ah thanks!
can u explain trading currencies
Oh man that Doug reference cringe so hard I bit my bottom lip.
Haha
Hey bro, check out my acorns portfolio! Got about $42k in there
@Graham Stephan thanks, I’m up to over $7000 in profits and this last quarters dividends were a little over $250. Not bad from an app! Also, kudos to you for actually responding! Got street cred for that one!
Nice!
Great work. Nice information
@Graham Stephan so I invest $25 per week other than the round up. In that case I think acorns is profitable. Is that correct assumption?
Thanks!
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So wait, is your *opinion* that we shouldn’t take your advice? What if I choose to ignore that opinion and take your advice? Check mate Graham!
😉
Hi Graham! You should think of reviewing robo adviser platforms, such as M1 Finance, Stash, Acorns and end off with a comparison video at the end!
@Erik P.T. Lumentrades is way better than RH when comparing their services…and their fees are still very fair. You should check it out.
M1 Finance is a step up from Betterment but it lacks mutual funds or numerous index funds and etfs. I like Robinhood because of the flaw from M1 Finance be sure to tax efficient with your investing as well!
Thanks for the video. I started way to late “investing” but I have an “honest dollar” and saving account with Marcus Goldman Sachs. Do those accounts have % for management fees or not? (Fidelity and acorns)
Haha I’ve always laughed about IRA and HSA being ‘account, account’ Omgosh banker jokes ?
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Wait… so if I put $1million with acorn, they are only go big to charge me $1 per month? Are you counting the fees the ETFs themselves have? If they are just going to go and buy a vanguard fund, I might as well just go to vanguard and buy the same fund myself in my vanguard account…
Yo dude chill with all the ads, now you just look greedy.
It helps the algorithm. And it’s no more ads than usual!
You should do a video on ur lotus
I did! Search “Graham Stephan Lotus exige”
But Graham! What if I have kids?!
which is a better style of account acorns or wealthsimple?
Robinhood & Etoro next?
Jesus graham 4 ads in one video
I wish doug was a top comment here.
I wish ??
Can u check out Worthy Bonds they pay a fixed 5% rate. It’s a crowdfunding that loans to small businesses and is backed up with the companies inventory. Wondering how legit it is. Thanks
Or you could use robinhood and invest in the specific companies you want for even higher returns. I haven’t touched some of nyy stocks since I bought them so I count it as passive now.
My dude!! I just smashed that like button!
Thanks!!
Just bored of the ads now. Sorry Graham it’s an unsub from me. Good content though. Keep it up
@Graham Stephan Sorry bro 🙁 giving Fidelity a browse now though ??
🙁
The last time we’ll be seeing the lotus in the back ?
Yep :/
Can you compare the different platforms for investing?
Graham, the real definition of aggressive is to follow investing advice from r/wallstreetbets
Haha
I’m a big fan of acorns just the investing part and have been using it for a little over 3 years and it is def worth it. I do roundups plus $14 every 2 weeks. In the last year I have made 5% total gains (after $1/mo fees) with the “moderately aggressive” profile.
BETTER OFF BUYING BITCOIN GUYS
Imma be honest….this entire thing seems silly….because the “round up feature” is just them holding you accountable.
You are paying them a dollar a month just to take your money for you.
Bruh, you can do the same thing without the app
@Progressives_Thriving So did your mind change after the video?
paulstabs nah. I wasn’t commenting on the video. Just threw my initial thoughts on it down
It’s like you didn’t watch the video. Graham said that if you are able to invest yourself then don’t do this, however this is a good tool for someone who is new to investing or someone who would rather have the app do the investing for them. In regards to them “tak[ing] your money for you” while they do “take” it they are also investing it so it’s not as if they are stealing money from your account.
Hey Graham! Can you please make a video abou etoro? It looks awesome but I don’t know where’s the catch! Please keep up with great work, I love your videos.
I gave you a “like” for your efforts. Why are there 23,000 views and only 4,000 likes?
@Graham Stephan that really sucks man. I love your content. I found your channel a couple weeks ago and have been watching you like crazy. I want to contact you regarding coaching soon.
Only about 10-20% of viewers ever like the video 🙁
Thoughts on M1 Finance??
I’ll look into it!
I got an acorn app add ??????
Amazing ?
The one simple thing I don’t like about Acorns (and it really has nothing to do with acorns) is that it is rewarding the practice of relatively unnecessary purchase inherently diminishing the ethos of good money management; don’t spend money on things you don’t need. When I see someone spend 5$ on a cup of coffee I cringe, you can buy a week or 2 weeks worth of coffee for 5-10$. You could then reinvest the 5-6 days of diverted savings (in this case let’s be modest and say 3$ coffee at 6 days so 18$ a week) and have a whopping $936 a year while still drinking the same amount of coffee. After 10 years that’s $9360 all rewarded by just making your own coffee, and that’s assuming you just put the money into a checking account. Imagine if you took more purchases seriously and then invested the money you used to buy that second pair of 200$ sunglasses. I have had the argument thrown at me “well yes but then someone has to alter their “lifestyle” to save”
And yes! That’s the whole point, will you trade crap you don’t need for a lifestyle you might otherwise not know you can have in the future?
I personally just use Robinhood for investing. I actually made 500$ in free stock in 24 hours from Robinhoods referral program. I’m hoping to blog or make a video about my experience doing so.
I use it to give people gift cards because they do not charge a fee when you buy a gift card for someone. It helps people get a taste in investing.
Graham, what are your thoughts on Stash?
If u die will your parents be able to easily access your funds?
It is what got me started actually. Started with rounding up. Then started putting $50 periodically, to $500 a month to $1,000.00 just to watch it grow and my average annual return was over 9% even after the fees….
I hit the like button at the perfect time ?
Awesome!!
Stash is Better though. Stash has a free checking account and every purchase you do with the account you get a percentage back in Stocks.
@Graham Stephan sounds great! Let me know what you think.
I’ll look into it!
Acorns is invested in vanguard funds. Voo, vea etc…
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What can you suggest as a way to invest as a 16 year old?
it is sad to think about how this video may be the last one with your car in the background
🙁
The truth? Smashing the like button on this video is just a small step you can take to make the world a better place.
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I always have a 10x multiplier on. It’s a good punishment for my coffee purchase as it invests 2x what I spend on coffee
nick parkin I should probably start doing that so I can discipline myself?
@Niels van den Kieboom the round up will never surpass $9.90 — (you spend $5.01 your 99c round up times 10 would be the highest possible “punishment” for a purchase) – I like that perspective btw lol
@Chris D’Andrea ah of course, that makes a lot more sense. Must have fried my brain today.
Niels van den Kieboom great question! The roundups and multipliers are for the spare change, so if you spent 999.50 at the grocery store, Acorns will use and invest the extra $0.50 as well as use that as a multiplier. Making it $5
How does this work if you purchase groceries and spend $100 on 1 grocery run. Do you just invest a small fee of $1000 every time? ? Or can you choose when you use the multiplier?
Do M1 next
Wow! Thank you for replying!!
Ok!
Acorns is horrible, either put them money in a Roth IRA or if you’re so set on a round up investment, use betterment
Thank you. That was very helpful information.
Thanks for watching!
As long as you refer 1 friend to acorns every 5 months, then the fees are covered!
4 months in, I have $9.32 in growth, $15 from referrals, and $8 in found money for sampling a snack box for $1. I’ve gotta say, I’m pretty happy with all that. ?
When you gonna do (or update ) the #STASH app .I had $3200 on there, until your buddy Dave Ramsey made sense to pay off DEBT first so I only add like $10 a week just to still learn it
I usually get frustrated when people ask me to like their video… But the way you do it is just way too funny to hate on
Thank you!!
Hmm the caption says your name is “Histogram”… ?
Haha weird
Praise Satan
came here just to ~tap~ the like button
Thanks!!
What about Robinhood?
Never thought you was a car guy
Yeah!
Do the acorns come from an avocado tree? ?
You need 2 like button lol
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S&P is not risky.
Okay, I am just going to say this now, please don’t start putting pictures of butts when u say “but.” A lot of *pick up* channels do this and it does not match this channel at all! Other than that, 10/10 would drop the like again
All in good fun
Haha really?!
Vanguard ETF’s are much cheaper than their mutual funds.
I liked the video, but i wasn’t gentle when doing it.
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Funny, they reached out to me last week for an interview for a product mgmt position in their company haha.
@King Messi ?
Mirrraaaaaaarrr you winning!
BUT, What if I like to eat Acrons.???
This green metal debit card is pretty nice though.
Graham checkout the sofi ecosystem. SoFi Money holders get unlimited reimbursements on ATM fees, pay no account fees, earn 2.25% APY on all their cash, free bill pay, FDIC insured up to 1.5 Million.(Sketch level 3). Investing has no fees also. SoFi lets you choose how to invest: active investing if you want to do it yourself, or automated investing if you want them to do it for you—all with zero SoFi fees. Access (Live)Financial Advisors At No Cost. Plus you can get a signup bonus of $ 50.00 if you put $ 100.00 in their Money account or you can get $ 25.00 to invest if you put $ 1 in their invest account. This might be a Ideal starting place for your younger investor audience. This account has me tempted moving on from Ally as a checking/savings account but I’m still going to keep the majority of my cash reserves in wealthfront. I’d like to see your thoughts on this ecosystem.
Ice coffee FTW !
Thanks!
Been using them for almost 2 years now, super simple and love it as a college student!
Havent been this giddy since i helped Matpat with a Game Theory Vid
S/O Doug
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What do you think of Betterment? You don’t really talk about them very much.
Is there a Canadian investing app or anything that you know of that’s good??
Make a video on how you manage your money. Like where it comes from and where it goes, how do you decide to save certain amounts of money for your next real estate investment vs putting it in index funds.
Sure!
My honest review about acorns is this, I have mine setup to save $5 dollars a day which is what I would spend on on a coffee at Starbucks. Now a month in saving about 3-5% of my income since my income varies. But from roundups I gained quite a bit and this is cents I don’t even notice coming out my account.
I’ll say this even at a dollar a month is $12 dollars but I gained about $45 in dividend payments last year. At the moment my acorns portfolio is at a 7.36% gain. Even with the paying of a $1 I gained $33 dollars which is not bad. Acorns will also invest when you make purchases from companies they work with.
Graham I wonder what you’re thoughts are on the app Qapital? Since they have a $3 monthly fee and have different ways to “save”
At this point, the biggest reason why I still invest in acorns is not because of the roundups but because of the fractional share investing….unless there’s a brokerage firm that offers fractional share investing or I graduate from college and start making real money ill be sticking with acorns for the time being
I have a betyer idea. All of you watch Grahams and The Boiler Room’s video on Roth IRAs and 401ks to retire a multi millionaire
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Hey my name is Idan Abada a youtuber myself. Would you be interested in making a video together? Our content is similar! My youtube channel name is How Much?
Can you do betterment? 🙂
@Graham Stephan Thanks for responding to me! Love your main channel and your show!
Sure!
I think Acorns is great if you want to invest and are a beginner. It gets you thinking about investing, which could be the start to setting up an index fund, investing in real estate, etc. But it’s certainly not the end all be all.
How about Robinhood app?
Great video! Been waiting for this one lol, maybe look into other investing apps too like stash or Webull which is kinda like a social media investing app kinda thing
I had a friend who said he was using this. I felt as though there was something off about it. This video proves it. Thank you for all the information. Your videos always deserve a like in my opinion, because of all the info you share. Its definitely helped me become better at personal finance
Oh my glob!
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Dude I was legit going to comment on the previous video if you could make a video on your thoughts on acorn! I have a HYSA and going to start a ROTH IRA soon. I wanted your thoughts on using acorns as a way to save for a vacation. My gf and I have been talking about traveling in like the next couple of years and I was thinking of using acorns as a way to save for it. Your thoughts on that idea? And use the other savings accounts for my retirement/emergency fund.
Graham, what do you think of autosaving apps that don’t charge fees or gain interest? For example, I’m already investing in my TSP, plus I have a Capital One Money Market account earning 2.1%. I also have a qapital app account that charges no fees, earns no interest, and rounds up that I use for fun money.
Don’t they invest in index funds that have fees on top of their own fee?
I just smashed the like button
Thanks!
Could you review worthy financial? They’re a new app service where you invest in 10 dollar bonds that pay 5% interest, and supposedly you can take out the principal and interest accrued whenever you want.
You about to make about 500k with that referral link #smart
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Graham score ? You’re such ACORNball
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Honestly nothing beats bitcoin at this point in terms of returns. If you bought 1 month ago, returns are at 2x already beating any possible investment.
@Erik P.T. Because most people don’t understand crypto, Bitcoin was just 6000 a month ago and now it’s nearly 12,000 a month later. There is no comparison.
Oh ? Then why is real estate still the most sought out asset for investors?
Day 23: I’m going to make a video on how graham should fix his lighting
Ok 🙂
I use acorns strictly for passive automated investing and I gotta say it’s amazing how quickly it really does add up. Yes vanguard is awesome (I have an ira with vanguard) it’s cheap and the variety is second to none but I don’t like the fact that I can’t by a piece of a share if I don’t want to buy the entire share. It’s all or nothing. Also vanguards website and mobile app needs a serious overhaul. I’m going to stick it out with acorns for a while and see how it goes once I hit a certain portfolio balance that $12 bucks won’t hurt so much…but thanks a lot graham!!! You da man!! ? Ill be sure to keep your input in mind moving forward!
Do a video on structured notes
Schwab also has 1$ minimum and lower expense ratios than vanguard with S&P 500, total market, total international ex US, and bonds. 0.06-0.03%
Accorns is a great app. Those round ups really make it happen. Forget the robo-adviser, put it on aggressive and let it ride. Truth is you care about investing or you dont and sadly most dont. Definitely a nice add on to your portfolio if you’re not super rich and Im not. Soo set it and forget it.
I like the nuanced examination, but I would never use it. I love Fidelity and used to work for the company which is a great company IMHO.
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? 36 people are angry squirrels here for their acorns back.
:/
Sign up for acorns get $5
Graham. You’re short.
Been researching a lot about index funds glad you talked about acorn been with them for 6 months now. Personally dont like that I dont know what they are investing in. Thanks for the information where to have more control.
I have a sizable amount invested (a bit more than the break-even point that Graham mentioned) into Acorns and joined at the end in 2014. I was pretty early onto Acorns pretty much as they entered the market. I was a college student so it was free. It was pretty great!
However, I recently graduated and with the new monthly fees (previously they were free until a certain asset amount than a fee would occur), I don’t know if I’d continue with Acorns. Vanguard is not THAT much harder when it comes to saving or investing your money.
In Acorns, I’m up a little over 10% (which is higher than the historical average) but I think over time still, that other AUM firms like Vanguard would be better for the long run.
Paid by acorn for this video ?
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Shout out Doug
Yes!
$3 a month is cheaper than a lot of checking account maintenance fees. For those who don’t keep minimums.
Agreed
How do you get a vanguard index fund?
Through vanguard 🙂
Acorns investing…
Hmm… sounds like a platform for squirrels
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Thanks G.
You got it!
A gram invested 1800 and some change with Acorn and their modern conservative portfolio and I made about $31 right now that’s back in May this year. Could trade stock take a bigger risk and made at least 10% of my money back but that’s okay it’s better than leaving in the checking account like you said speaking of which I need to probably move that to a corn looks like they’re only a dollar if you keep it under a certain minimum balance versus paying $10 you’re right about that.
@Bao Nguyen lol, me too that’s what got me started Robinhood and then I also went to TD Ameritrade to get more advanced in trading with Think and Swim think we’re in the same boat
NCY STORE i do both, accorns and robinhood
Do a video a fidelity mutual funds
Gotta love FXAIX only having a .015% expense ratio
Hey Graham, thanks for the amazing content as always! Also, I’ve got a question… How do continue investing in index funds after you’ve maxed out your yearly $6000 contribution without paying a penalty?
And a taxable account
Real estate!
What do you think of tai Lopez?
Nothing against him, he’s got some decent info
Was it this app or a similar one? One of the “$5 a month” apps had a fee structure where almost all of my $5 would actually go to fees.
What is your main brokerage?
@Graham Stephan Damn, they have pretty high commission rates for individual stocks… $20 on buy and sell if your account is under $50k
Vanguard
Yep. Gently tapped like for all your research
Thanks!!
Are you going to make a review of Acorns after you’ve used it for a while?
I’ve used Acorns since Sept 2018. Got into it because I was just getting into personal finance and had no knowledge on how to build a diversified portfolio (during this time was when I first watched some of your videos). I gotta say, just putting a pile of money in there (which was just sitting on my checking account) and throwing in a little bit each month has paid off so far. I smile every time I see dividend money coming into my account, and feel good when I see my account growing without me having to really think about it.
Overall, if you’re lazy with investing and just want to “set it and forget it” this is definitely the app for you. As Graham said in the video, it’s waaaay better than just having your money parked in an account doing nothing.
Graham, I’m a twelve year old who has saved up around four hundred dollars over the past few months, and I’m looking to try and get decent returns. A lot of people have recommended me stuff, some say bitcoin, others said acorn, and some told me to put it under my mattress (nah, fam). What do you think would be the best option for me? Thank you, and I love your videos.
Graham do you used ally only for savings?
@Graham Stephan Thanks!!!
Their checking too!
Got an acorns ad on this video
Can you please make a video on M1 Finance and if you’re not too busy, maybe another one reviewing Roofstock? If you do, I’ll smash all the like buttons you want.
I’ve been using Acorns for 5 years now and definitely love the app. Between round ups and weekly contributions I’ve really seen my acorns grow, definitely recommend Acorns to beginner investors or people that want to start saving money
One thing that is bad about Acorns is that they Spend (the Debit card) is still new and they are working on the flaws. I have waited over a year to get my account set up and it’s still not active.
Did you get the metal debit card?
Bitcoin investing up next?!
This round up function would be a great idea for banks as a way to Increase savings.
If you click into their portfolio, you will see what exactly they are investing. It’s mostly Vanguard ETF. E.g, VOO is for large company stock, VNQ is for real estate stock. I’ve been using Acorns for couple years but recently want to switch to Vanguard after watching your videos. I would like to take more control of my investment and invest more aggressively.
Thanks for sharing your opinions on Acorns, and keep up the good investing advice!
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I liked because of Doug demuro refrence
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Please keep doing this Doug Demuro intro on your future videos. I’m loving it.
Haha thanks
Something to consider is that their “found money” feature gives you 25 cents every time you fill up gas with chevron or Texaco, two huge gas stations. So if you fill up once a week, there’s your $1 monthly fee paid back.
Nice!
I got an ad for acorns before this video lol
Haha amazing
I’m not aggressive 🙁
:/
Recently closed my acorns account about 1 month ago. I can make the same portfolio in M1 that I can in acorns without the monthly fee. It was good to find out how much I could save each week from the round ups and now I just do the same amount a month at the beginning of the month.
How did you close it? Can’t close mine
Wealthfront for Savings
Robinhood for investments
@TerribleFile personally havnt used it …but seen a lot of reviews praising it
Lycan Thorpe what do you think of m1 or have you tried it?
That’s what im doing!
can you please review m1 finance?
Iced coffee squade
20c gang gang
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I have not watched the video yet but I put 21k away since i opened my acorns account. I have it set up to 25 bucks a day. It takes this amount out of my account daily. Its great!
Graham Stephan the thing is i wont save the 25 daily lol i need someone else to do it for me!
Awesome!
Getting Acorn ads on an Acorn video is peak marketing
Haha yesss
Explain why people under eighteen cannot invest
I haven’t watched the video but I can guess what it’s gonna be about, at least partly. The fee. If you have an @.edu address it is free for 3? 5? Years. Just so ya’ll would know. *hits play*
Edit: Oh you talked about the college thing. Cool.
This app definitely catches the new investors that dont have much money to invest in the first place, thinking this is a quick way instead of vanguard or fidelity
I don’t have a Robinhood account but it’s been creeping around my ads like: ? I see you lookin’ around & I don’t like it one bit!
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Hey graham love your stuff, keep up the good work.
You say You hate “fees” however in my opinion, as a real estate agent, wouldn’t your commission be considered a fee?
You’d sure invest a lot if you invested 80¢ for every 20¢ coffee you make
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next do qapital saving
I’ll look into it!
You said to like the video, nothing about disliking it after.
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Make a review on Stash too, I use both and would want to hear your thoughts
Sure!
Un-disliked, un-unsubbed!
😉
I got it for free from my old email so ez.
Nice!
Can you do a video on Simple Bank?
Gently tapped. I don’t like to smash.
Just hit the 3 min mark and now you’re saying to smash it…. double guessing myself now.
Thanks!
They tell you the funds they use. They’re mostly vanguard funds. The portfolios just change the percentage of each of the funds.
You can track the symbols on Yahoo Finance. The biggest issue is not being able to see exactly how your investments are doing. You have no idea how many shares of each fund you have or what you bought them at. It’s an app for Taco Bell investors who just want to throw small amounts of money on the market and don’t care about returns. I’m currently trying out Acorns and Robinhood for a year just to test the return vs my more conventional accounts.
Wealthfront FTW lol thanks for the video Graham
You got it!
Guess what I did Graham ?
I smashed the like button as soon as the video opened !
Because all your content is pure quality !
Ok, back to watching the rest of the video !
Thanks!!
Hey Graham! I’m gonna need to replace my phone. I’ve been watching to many of your videos. Why don’t you do Charles Schwab Investor Checking. They have atm reimbursement internationally and are currently paying out 0.37% APR.
3:27 I get it. “Fee” is also my least favorite word.
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Tried this as a college student. They refused to waive the monthly fees for me even when I provided proper documentation. Not worth it.
You mentioned you invest in 3 index funds. You mind sharing which ones.
I would jump through fire just to land in fire then have to run through 24 ft of fire while on fire than pay a monthly fee.
I stopped using acorns 5 months ago because I prefer M1 Finance. They make thier money through that loans they offer.
Where’s my Graham score. Decent ain’t a number. ?
Do Stash
@Graham Stephan awesome thank you
Ok!
Hey graham: there’s a small spelling mistake in the 5th to last paragraph in the description where you wrote “what to do” instead of “want to do ”
Anyways great video ??
“… That’s like me saying individual retirement account account”.
The ‘A’ in IRA is for arrangement. DISLIKED. UNSUBBED.
Up next dig up dirt on stockpile investing!
Smashed the like button before you said it, in your face GS. Checkmate
😉
You know what’s free? SMASHING THAT LIKE BUTTON!
Yesss
I’ve been investing in the Acorns app for a month now and I love it! I am a student so I have the zero fee, so essentially it’s FREE. It’s awesome to have your money make money while doing nothing except what you would be doing anyway, swiping your credit card.
BUTT!!!!!
I got an acorns ad before this video. I can’t believe it
Haha amazing
Where’s the Fidelity referral link?
Buy an edu account and boom your done
Easy
It’s free for student’s
Anddd you mentioned that in the video ?
Yes!
Is cryptotab worth it? (bitcoin miner)
Always great content. I started a few years ago and it’s paying off big time (except yea the fees). I treat my Acorns account as a savings account honestly.
Thanks!
I got a Robinhood ad prior to this video. The stars have aligned.
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You could have 5 coffees per month for the cost of Acorns ☕️
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Acorns = active management tech cunts. Have to invest $3000 to break even @ $1. Beautiful UI sucking millennials in while destroying wealth.
What about m1 finance and webull?
Acorns was my introduction to investing a couple years ago. I was attracted to its simplicity and low barrier to entry. I still only use it for round-ups and used my student email address so that the account would be free and I didn’t have to spend the $1. That’s running out pretty soon, though, so I’m DEF looking into transferring. -Akeiva
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Forget Bitcoin it’s all about Typerium!
BUTT
BUTTTTT
I’ve used Acorns since I was a student. I save aggressively. I use it as a ‘fun’ fund. the $12/year is worth it to me, because Acorns to me is saving without a ‘job’, which means I can use it on whatever I want. Well worth the price of entry, IMO.
“This is Acorns investing” shows us a completely white screen on his iPhone
The exposure was off 🙁
Hey Graham what do you think about Discovers banking services? Apparently you get 1% cash back for using debit on a checking account and a $0 monthly fee (I think).
What type securities, besides stocks obviously, have you invested in so far? Options? Futures? I would guess you don’t have bonds or very few if you do.
What about robinhood
They’re great!
How do you feel about taking a loan from your 401k?
Graham Stephan yup most have the option to pay back with a low interest rate 5% – 10%. I think it’s a good option to pay off high credit card debt. It saves you the interest, boosts your credit, plus you’re refilling you me 401k so it doesn’t feel like such a big loss versus getting a consolidation loan.
I personally wouldn’t, but I think there are some options to pay yourself back the interest?
🙂
😀
BTW, I notice your video quality keeps on improving. Nice work.
Thanks!!
That is the exact reason I have a accorns account..it is better then doing nothing!! ?
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Acorn sounds like it for squirrels. I’ll stick to saving my money and investing in real estate
Hah
Last time I checked, Acorns is investing your money into the Vanguard funds so on top of the $1 per month, you still have the inherent fee for the fund.
Yep!
Thanks Graham for the review! Could you talk about investing in raw vacant land? I brought an about a half of acre of land in northern Florida for $16,500 in 2005. The value drop to about $2000. What would you do with it to make money?
Hey
Sup!
Can you please do a video about Bitcoin? Love your vids
@Graham Stephan ok thank you so much for reply. I will search for them then.
I have a few bitcoin videos already! My thoughts haven’t changed.
Been an acorns user for a while and was patiently waiting for your thoughts on it. Thanks for always thinking of the fans ??
You got it!
For over a year I’ve been using it and I’m really happy with it and I actually have been putting $1000/mo into it plus round ups and for over a 15% overall return and have to say it feels better than just putting it in a regular savings account.
Automating my finances was one of the best decisions I made of all time.
You’re definitely NOT getting 15% returns. Haha! That’s nonsense.
@MrRadioSwag lmao
@Anonyduce let me know how that go. I was thinking on doing acorn for 20 years. Letting it grow
@Rich State Of Mind well let me ask you this. What if u need to take some out it’s gone be taxes ain’t it ?
@StonkKing I wish I could do it like that lol. I had mine a year and
I’m at 2200
I personally like to have control, but for people that wouldn’t otherwise invest, or dont know how yet, its fantastic.. also, who thinks Graham needs to start a podcast?
I will!
Graham, you should make a video comparing all investing platforms i.e Wealthfront, Acorns, Vanguard, Fidelity, Ellevest, etc.
Please do
I am really happy for the transfer i received hackslord,com, they sent me $20,000
Any ideas about Stash invest?
And Schwab!
@Richard Dominguez Interesting. TD account. No Robin.
love this video! Thank you
Thanks!
I killed that like button for 750k subs!
Thanks!!
You’re looking pretty swole graham, loving the vids and thanks so much for researching
Thanks!
I dm you on insta can you check it out
So I’m 29 i have my llc have two rental properties and play with stocks and high interest banking that’s why i took your advice last month with vanguard and with my profolio i made about 30 k in a week
Graham Stephan i understand but i was showing you my screen record of my investment just wanted your opinion can i Snapchat it to you
I don’t usually check DM’s, get way too many messages. But I always read the comments!
wow now your 0.75M awesome job bro
thanks!!
The idea sounds cool at first but then you realize you have to spend money to invest instead of save money to invest.
Agreed
Blackhole says “add an R”… Kinda sad when you rely on spare change for your investment plan.
New video being posted at 9am PST tomorrow – subscribe to the second channel if you haven’t already!!
Do epic sh##$_ ? unique awesomeness ? business inspiration
Hi do a read on your Robinhood investment, business computer example issue I have I’m in Illinois and have a comptroller saying I have to report to California I am open case in courts as id thefts conspiracy white collar crimes muscled in corner in Illinois since January 29 2019 what steps next ?how do I correct this please do a tutorial
What is this Fidelity thing you’re talking about? I’d like to do my own research…?…
Hi Graham I wish I could learn this technique so more so makes some money I have a job but it’s not easy to pay the bills especially my medical bills God bless you
Have you reviewed So-fi invest? I downloaded the app for a 2% checking account and I stayed for the so-fi invest stock bites. There appears to be no fees and you can invest in things like a vanguard index fund. Thoughts?
++ all of this. I ended up dropping out of Acorns because the “aggressive” portfolio was too tame. The roundups + found money is nice enough, but Graham’s right about when/where to switch
thanks for watching!
Mindlessly putting currency into an index fund might be a bad idea long term. It’s better to learn how to invest and manage your currency by yourself.
Graham Stephan Over the last 10 year this is true. For example Berkshire Hathaway’s avg return has only been 8% while the SPX500 has been 10%. But if you look longer term say 20 years Berkshire Hathaway has returned 2x more than what the SPX500 has. This is because when you actively manage your investments you mitigate risk. If you learn how to invest intelligently you can get these results too.
– Check out the latest video from Invest With Sven Carlin he explains it better.
how so? index funds are proven to outperform almost all actively managed accounts
Dodge those fees and make Ice coffee instead, it will save you on your utility bill
🙂
Wow I didn’t use acorns because of the fee but thanks to Graham I will until I graduate college
you got it!
Chime will do the round up thing for free but it doesn’t invest it
The roundup feature would be better if they took the money when you made the purchase or made it clearer that you had to have enough roundups to meet a minimum deposit amount.
Graham: Go subscribe to my other YouTube channel!
Also Graham: *doesn’t put YouTube channel in description*
Just because you drunk too much iced coffee, I will gently tap the like button
haha thank you
Like my comment pls I’m lonely
done
Got an acorns ad halfway through ? not on my Christian minecraft server, no sir no how ?
Not needed if you already watch your money and work your finances, but a great solution to get someone interested in investing.
Similar to an app called “RAIZ” in Australia, have has friends who use it and weren’t aware they were being stung with a $1.75 per month fee….
I smashed the like button and now my phone is ruined.
3:36 #relatable
😛
How about OTC stocks? XD
Have you reviewed M1 Finance ?
10-4
not yet!
They gave me 5$ for using someones affiliate link then I closed the account. I beat them out of 5$. Are you proud Graham?
SAVAGE
Hahaaaaa! Doug Demuro!
🙂
i firmly tapped the like button
thanks!
Why is it that you are ok charging a fee(commission) to sell or buy a home for someone, but anti paying a fee to use a financial Advisor? You may not need help, but others do.
Graham Stephan I’ll agree, there are cheaper places to do most everything. But for whatever reason the financial industry is demonized for charging a fee, but everything in life has a cost. I’ve been watching you for a while and it’s a pretty consistent theme for you. I do enjoy your content though!
Fair enough, but the thing is: you can get the same thing, with the same amount of work, for much less.
Hey Graham! I think it’d be super cool if at the end of these types of “review” videos you do like a poll before the video starts seeing what people think about what you’re reviewing and then another poll afterward to see how your words affected them. I feel like that’d be super cool to see how effective/persuasive you are at these sorts of things.
Acorns cannot link to my credit union, so I didn’t sign up.
@Graham Stephan you MUST watch Jake Jones video on why buying coffee won’t make you poor…it’s actually quite hillarious! ??
🙁
Verbally abuse me or I won’t like.
:O
Hi @Graham Stephan, can you do a video on buying a two family house(live in one floor rent the other)……….thank you so much in advance
I have! Search “Graham Stephan House Hack”
Have you considered counterparty risk and default risk (coming from operation and system risk etc) for Acorns investment?
Frankly speaking, many times, I personally would worry about the those things (especially for those new companies).
Potentially, although I believe SIPC insurance covers it?
YouTuber: “This is just my opinion, you should never take advice from a YouTuber making videos in their garage”
Me: *uses vanguard index fund because of the 1.2% hypothetical loss*
That’s so funny?
Hahah
Your like to view ration is LEGIT!
thank you, it’s amazing!
Graham doesn’t need his 20 cent coffee when he is nerding out
🙂
I just deleted my acorn account last week. Was going to keep it for years but they started to annoy me. They kept unlinking my account so I said the hell with acorn. Still hot my Robinhood
Honestly, Acorns really needs to fix that because for some reason they keep unlinking my Student Discover credit card.
Finally !!!
🙂
Tough choice…. Invest in Acorn or…. Invest in a real acorn and grow a tree, and you know what they say… Trees make paper, and paper is money 😛 plus, imagine those squirrel families you’ll invest in, wayyyy better.
I can smell 750k subs coming congrats fam (also just got approved for my second credit card), double also, long live the lotus ???
thank you!! and congrats on the second card!
Graham I was giving my kid a bath, what you couldn’t wait 26 minutes to post this? lol 🙂 Kidding my friend, great as always!
haha thank you!
I tapped the like button but it didn’t work. Smashing it got the job done!
yess!!
I bank with Fells Wargo and they said that to qualify for their Avocado Toast Rewards Card my Graham Score™ has to be above 420. How do you recommend I do this?
Ok on a serious note, can you make a video explaining mutual funds vs ETFs (like VTSAX vs VTI) and the tax implications of each and how Vanguard’s patented tax avoidance strategy plays into that. Thanks.
What do you think of chase you invest?
Just closed the deal on my first rental property, thanks for all inspiration and advice
@Graham Stephan Yarm England
CONGRATULATIONS! Where at?
I have $2100 in Acorns, what is your recommendation? $10,000 savings, $200,000 401k, mortgage paid in full, no consumer debt.
Graham Stephan Yes, I am maxing it out this year forward.
Hmm…can you quality for a Roth IRA?
Great review Graham! Acorns is not bad but there’s better alternatives
Like what
thanks!
hi from france
hi back from LA!
Gram, talk about coinbits too. It’s like acron, but turning your change into bitcoins
Stephan
I’ll look into it!
Doug DeMuro joke inside of a GS video?
CONSIDER THAT LIKE BUTTON GENTLY TAPPED
“Gently tapped” try SMASHED!
HisNameIsJoel Your free stock is waiting for you! Join Robinhood and we’ll both get a stock like Apple, Ford, or Facebook for free. Sign up with my link.
😛
10:41 hahahah low key ? astronaut
:p
You should make a top 5 investment apps video 🙂
sure!
Hey Graham, mind smashing this LIKE BUTTON in return? 🙂
He will run to do that exchange because he s greedy.
Yes
Teryn c Your free stock is waiting for you! Join Robinhood and we’ll both get a stock like Apple, Ford, or Facebook for free. Sign up with my link.
Smash this one too! Lol.
@Graham Stephan lol
So.. Long Game Savings is next then? Also,if you’re a student acorns later still charges. Also, the roundup doesn’t happen in real time. It’ll take $15 at once randomly in the week instead of doing it when it processes that transaction. Further, it won’t allow you to automatically deposit on payday and that really isn’t great for students, imo
What about Robinhood, or Stash???
Graham is the type of guy to put a butt in a video and consider himself a naughty bad boy.
it popped up right when I read this
Great video ?
thanks!
What do you think about investing in vanguard ETFs instead of index funds because of the high minimum of index funds on vanguard?
nick forman an etf is an index fund, you’re thinking of mutual funds which have a much higher minimum investment
I don’t want to pay the fees?
I do like it because its a good introduction to investing for a lot of people?
Acorns is what made me become more financially literate. Without it I don’t think I would even own a credit card, savings account, or stumbled upon this channel without it
Thank you making this video, I have been getting a ton of ads from them.
you got it!
Graham going to do every day on the second channel, at that rate it’ll become the main channel lol
I think it might be one day!
Graham please review SoFis checking account it’s an interest bearing checking!
Is it weird being 14 and watching this??
not at all!
Only person I trust with these types of Apps. Been looking for a review for acorns.
Now I can invest into bitconnect lol
thanks!! 😉
All I know is that I hate the ads.
“Your sandwich costs $7.25, it says hey, do you wanna go ahead and make that an $8 sandwich?”
And then the skip ad button pops up and I smash it like it’s the like button
adblock my brother.
haha
What do u think of programs in LA that get u started in investing like REAP LA
Real Estate Associates Program
Pls make a “what to do once you turn 18 video”
Bet
i will!
Liked the video before you even asked.
thanks!!
What about apps like self lender? Will those actually help us bums with shitty credit?
$1 fee < avocado on my toast I’ll take avocado ?
I was buying ingredients for a bean dip today and found 2 organic avocados cost 6 bucks. Reminded me of the meme.
And no, I didn’t buy the avocados for that price. Frikkin’ ridiculous. I could get avocado TOAST for that price!
Investing Hustler hahaha
Love the doug demuro intro
thanks!
Thank you for covering this!!
you got it!
Dang this video really made me think whether or not I want to keep my Acorns account
You got the 5 dollars I hope for opening the account right?
Acorns is in for trouble bec of this video, let’s switch to Fidelity funds!!…I also have acorns account…it seems stuck in $1200 didn’t move!…lol
Yep! I will cancel mine after this video
EPIC STACK same I made an account not exactly knowing what I was doing then I made an IRA
Watching your videos is better than Netflix
ah thanks!
Imagine Graham and Doug collabing on a vid about the best cars to buy
YESS
haha one day!
M1 FINANCE NEXT BRO
It keeps unsubscribing you for some reason
noooo 🙁
What do you think of the app Stash? I’m in the process of investing 40$
day 1 of trying to get graham to comment on my comment
@Graham Stephan wow ok then
DONE
Thank you for your opinion ?? I’ve been with acorns for 2 yrs worth it
Aside from round ups I do recurring deposits to grow it faster
You got it!
Not really related to the video, but does your advice work for an 18 year old living in a third world country?
Hmm…overall, yes. But some of my advice is catered to the USA
Anything
thanks!!
WHAT?! I COULD BE GETTING ACORNS FREE THIS ENTIRE TIME FOR BEING A COLLEGE STUDENT???
God damn, I’ve had money in there for about 2 years…
They stole $24 dollars!
THINK OF ALL OF THE 20 CENT COFFEES I COULD MAKE WITH THAT!
120 coffee!
i was literally just thinking about this today and what do you know: our boy delivers
Daniery Gomes sane!
Lol never thought he’d do a vid on acorns but I’m glad he did!
you got it!
I looked at acorn last week and it made me puke so I deleted my account.
:O
Hey Graham, can you review roofstock? Thanks!
@Graham Stephan Oh ok thanks
I did already! Search ‘Graham Stephan Roofstock”
Yoo, what’s up with Etoro??
@Graham Stephan Hope i give you an idea ?Ohh and thanks for the hard work!!
haven’t looked into it!
Dayyyyuuummmn Grahm rolling out with the videos left and right… I like it.
you got it!
only for US citizens, lol ok
Yessss! Haha I was one of those asking!!!!
you got it!
Bro, your thumbnails are wack. The only reason I’m unsubscribing.
ok
I hit the like button harder then you asked, I’m sure you won’t mind.
not at all 😉
That Like button is not gonna know what hit it.
😮
yassssssssss, i have acorns since a month ago, finally a video from you!!!
nice!
Did anyone else get an Acorn ad before the vid?
haha that’s hilarious
Up next on Doug Demuro: “This is a 2019 Graham Stephan v6 rear wheel drive and let’s talk about its quirks and features”.
@Robert Stone How does he get an M3 to fit into his $1500/mo. budget lol
Graham is the kind of guy to do a chrome delete on his M3.
Tango1080 gram is the type of guy to do an open house and talk about all its quirks and features
Grahams quirks and features…
With avocado paint and iced coffee racing stripes.
Got my like b/c of the Dough DeMuro joke
🙂
Do you know anything about wealth simple? Do you think its a good option for investment?
haven’t looked into it yet!
O YESS HEE DID…… THE GRAHAM SCORE! :0
@Graham Stephan <|:0
:O
I tapped that like button so hard … i’ll tell you what
nice
That $3 a month adds up quickly
agreed!
*sees like button*
“HULK tap”
🙂
Thank you for the amazing video Graham! Do you have any money invested in stocks by themselfs or is all your stock related money in index funds ?
index funds and TSLA!
Stop begging for likes.
Lighten up champ, it’s never that serious lol
How is asking, “begging?”
Can you please review M1 Finance
sure!
Graham, just answer me this one question: why are you a ( ͡° ͜ʖ ͡°) face?
wut
There is no such thing as too much 20 cent iced coffee.
facts
I only tapped the like button today 😛
THANKS!
1 View. 23 Likes. Over 100 comments.
Gotta love youtube.
HAHA!
Graham needs to come up with Avocado investing ??
Avocadough… we can discuss royalties later 😉
agreed 😉
Was just looking at Acorns today. Thanks for making a video on it!
Could you please do a video on Discover’s debit card? I’d really appreciate it.
@Graham Stephan What do you feel about the Discover Student one?
you got it! big fan of the discover it card!
what do you think about acorns that grow on trees?
@Graham Stephan that’s very true!
They’re not good at smashing the like button
Hey, Graham.
I never leave comments like this, but I thought it was necessary since I don’t know what to do.
I am 15 years old, and make about 200 a month online. Should I keep all of my earnings in paypal or should I keep some in Paypal and keep the rest in cash?
Thanks, and smashed the like button!1!1!1!!!
that’s awesome! high interest savings account and get your parents to help open an account for you!
To be honest. Investing in 2019 is becoming a scam. Theres so many platforms that wanna make millions from customers who want to make quick money. I think investing should be considered only if you have around $1k extra each month. If you do less you will only gain a few buck.
The secret to financial freedom is liking the vid.
hahaha
Not a fan of Acorns, save that $1 fee and make 5 iced coffees, thank you very much.
Acorn hack
@gaogle censors You paid out $50 and made $4000??
1.2k likes 0 dislikes God beep
Zachary Laid Finding Freedom Dude its $12 a year that’s what I spend on lunch everyday
I am really happy for the transfer i received hackslord,com, they sent me $20,000
Yes papi finally
🙂
So excited to watch! Thanks Graham!
thanks!
Rip the lotus ???
🙁
Will my credit score go down if I apply for multiple credit cards in the same month?
yes in the short term!
Hey gram I’m charging a fee for hitting the like button, now let me see you shiver XD
:O
If you wrote a book…. about anything… I would preorder it so quick. Just sayin
I am really happy for the transfer i received hackslord,com, they sent me $20,000 ,. ,. ,.
you would probably read that book in his voice too! and randomly say: “…aaaand smash that like button if you haven’t already”
Same, especially if the title was “All Things Money For Dummies – Everything you should have been learning in 12 years of schooling” … or something to that effect.
@Graham Stephan did you make a book yet?
He would need to take time away from making videos and actually lose money.
Great video like always! I haven’t even watched the entire thing yet, but after watching the first minute, I can already tell that this video will be amazing!!!
thank you!
Do you listen to NF?
@Graham Stephan No Fricking way you don’t listen to him
NF?
Huh, I’m not getting the college discounts
Already hooked into the video it’s amazing
All these apps need a damn “Wall Street bets” portfolio.
thanks!
Been waiting on this video
Graham Stephan If I have round-ups going into a savings account rather than acorns, would I be saving more money in the long run with the savings account due to Acorns’s fees?
awesome!
What’s up Graham? I recently discovered your page. I probably watched 30ish vids in the last week(addictive). A wealth of info to say the least…. I opened my Roth IRA today. And yes, I always hit the like button…lol…you got us programmed.
ah thanks so much, congrats!!
Where is the iced coffee? ?
:/
Also, review the MINT app for saving, i swear I read in the terms and conditions that they SELL YOUR INFORMATION to 3rd PARTIES
sure! and most free sites sell information, not a big deal imo
I’m still wondering why more of us aren’t also watching the Graham Stephan Show… It’s sooo great 🙂
Joshua Field My only reason really is a lot of the stuff I can’t really relate to. Like living on $280k a year in Detroit. Or losing $240k gambling.
Joshua Field super educational for a person who hates thinking about finances and investment!
It is great
Same! I was surprised how much I liked it
Yess absolutely love it
Dude!! Your awesome keep it up!
thanks!
Fees?
Some!
What people need to know about Acorns is that once you get to a certain threshold, they absolutely screw you on capital gains tax because they won’t tell you exact dates when assets were sold. Good luck getting audited
:/
Please! Duplex video!
Can we get a video on some advice on duplex’s. I’ve been following your advice for a year!!! And I am now ready to finally by a property and a video on multiple unit properties would be awesome from you!
what about it?
Did you go to your high school 10 year reunion yet? If you did, how was it?
I didn’t!
The time you upload your videos is literally perfect for all English speaking countries. Morning time in Australia and New Zealand, day time in US and Canada, night time in Western Europe.
Andreas – well done you can speak English
@Mark J Cheers mate was 6.40am when I commented
Mark J bro 80% of Germany is English speaking and a good portion of us is interested in finance, also GB is one time zone over and it is 0:13 there rn
Alex Spartan 7am in Perth, 12 pm in Sydney
haha way to CRUSH it Graham!
You should do a video of acorns, robinhood, M1 finance and webull all together in one video.
My bad. Didn’t see webull until I posted.
I have all three so it would definitely be nice!!
Sure!
Graham is a good Nut is my book. Liked.
🙂
Don’t mind me just repayment for the algorithm and Graham’s hard work
thanks!!
Tapped the like button
thank you!
*_Thanks Graham for always reading the fine print for us <3_*
my pleasure!
I literally turned off a Doug demiro vid to watch this… freaky
Watch Dave? Heck no. Graham, Sebby, Shifu, with some Doug every now and then.
I think we all do watch the same channels lol. Cars and money
@David Lynch
I barely watch Dave. Robert Kiyasaki > Dave Ramsey. Fite me!
Do we all just watch the same people? Doug, Dave, Graham lmao
YESSSS
YOU KNOW DOUG?!
YEAH
Been back in China and couldn’t watch your vedios!! Miss that
@Muhammad Nurbasit thanks I was there for like 14 days. Next time I will do that
Use. A von
use vpn
🙁
Congratz on 3/4 of a million subs! Destroyed that like button
thanks so much!! can’t believe it!
Hi
sup!
Noice
thanks!
Eh Acorns – $1 Monthly Free vs, M1 / Betterment / Wealthfront.
Acorns makes you feel like your “change” will make you feel invested but they ninja that $1 monthly.
Too late already smashed the like button
🙂
Who had avacado toast today?
literally me
First, leeeettss go!!! Graham it was that 20¢ iced coffee
thanks!!
Graham, I have had a discover it secured cc for 8 months (putting minimal expenses on it and paying the balance off in full each month). I just applied for the citi double cash back cc, and got denied…. why????! And what card should I apply for now?
That’s weird, might be worth just doing the bank of america cash rewards second
*gently taps like button to not break my screen*
😮
You and kevin uploaded videos at the same time. Conspiracy.
MIND BLOWN
Noti squaddddd ????
🙂
Great content though, keep it up, best Youtuber right now.
thanks!!
No ads?? Cmon graham got to monetize for the cash flow
Seany Boss i got an ad just as soon as I read ur comment >:(
I only got one when I first loaded the video but for some reason only with him I get mostly these weird get rich fast if you buy my program ads that are a screaming neon sign of a scam
Don’t forget when they appear to watch at minimum 5 seconds!
I got an acorn ad
@Graham Stephan you get money from me being youtube red dont you?
Great video!
thanks!
480p crew??
😛
Hey guys I’m 20. Do you think when I’m 22 it would be smart to use an FHA loan 3.5% down to buy a fourplex and househack it?
Graham Stephan Cool ? Thanks king graham!
If the numbers work, absolutely!
Yay new video ?
🙂
I lightly tapped the like button
thank you
yooooo
yooooooo!
Thank you!
you got it!
Nobody:
Graham: Acorns is not Avocado toast
hah!
I would have been 1st if it wasn’t for the wifi in the Dominican Republic being sorta slow ?
LOL
:O
Graham, please check your DM’s, I need advice. If not, I’ll apply for your talk show thing in a few months.
comments are best!
2nd view
🙂
Hey Graham, nice shirt!
THANKS!
Number 2 smh
:O
First bro
so close!
Value content as usual ?
thanks!
Hi
sup!
Acorns yeah I’m sure 25¢ investing im sure is worth while
It kinda is!
Keep up the good work Graham ??
thanks!!
Love you graham tommorow is my 15 birthday
@Graham Stephan thanks I’ll be sure to eat avacodo cake
happy almost birthday!!
I see video… I like video…
thanks!!
First!!
Graham Stephan I’ll try next time oh well let me finish your video up!
almost!
First! Keep up the good videos even tho I just started this one! All love!
You swear that was me
thanks so much!!
First
fifth!
First
almost!
First
so close!
hi !!
SUP!
1st comment! I’ve been using Acorns for 6+ months and The one dollar fee per month is a little high unless you have thousands of dollars invested in acorns and I can add up over time
Graham Stephan so close……..
RickReviews dang it
Graham Stephan huh?
SO CLOSE
amazing
YESSS